Housing services - something interesting. Especially to see them, but living without them is impossible. And to forget them is impossible, because every month in the mailbox, you receive a bill to pay for these services. However, it often happens, that like the rent paid, paid, and suddenly whence-that appears the debt. But if the receipt is lost, then what? To pay again? In this case, the main thing - not to worry. Now there are plenty of opportunities to learn, where and what kind of debt you have.

If the apartment is not installed water meters, paying for water is done by the number of registered residents and the standard of consumption. For Moscow it is 10,747 cubic meters per person per month, of which 6,381 cubic meters of cold and 4,366 cubic meters of hot water. Practice shows that this standard is too high. Housing metering devices allow you to reduce costs by more than 2 times. After the installation of meters, water charges shall be calculated as follows.

Tuition is one of the most costly items of expenditure of the family budget. Observing certain rules, it is possible to return a small part of the money, at the rate of 13 percent. To do this, the Tax code provides so-called social tax deductions.

Debt is a hard thing, especially if you owe for housing and communal services. But what if you don't know the amount that must be paid, and the receipt disappeared? How to know the size of the debt in the shortest possible time?

Salary per month depends on the amount of waste you days + bonus + regional factor + amount of recycled watch minus the amount of tax of 13%. Therefore, how long you have worked, how it worked, will depend on the amount that you will receive.

Grant of rent expected from the Russians residing in the country citizens of other States with those of the relevant Treaty with Russia, provided that the costs for those utilities that exceed the statutory share in the family budget. For this design benefits should be presented in the center of housing subsidies, the package of necessary documents.

Since 2007, families in which was born or was adopted second, third and subsequent child are eligible for the Federal parent capital. But spend the money owed only for certain purposes: the improvement of housing conditions, education of children, the formation of the cumulative part of the pension for the mother. Despite the fact that buying a car is not included in this list, the opportunity to acquire them is still there.

To pay the rent for another month, you can in several ways. The most popular remains "antiquated" - on receipt in the savings Bank and some other credit institutions. However, in the course of and more modern, for example, through instant payment terminals or from a Bank account via Internet banking.

With debt elimination there are two dangers. The first comes when a person takes new loans to pay old loans. Debt hole is not reduced, and the strength and motivation becomes less. The second danger stems from the fact that people work and see no return on their efforts. The debts are reduced, but savings are not happening. When all the debts are repaid, the person is left with empty hands. Therefore, a sense of instability passes and crumbling confidence. To avoid these dangers, use the tips Bodo Schaefer, which he describes in the book "the Road to financial independence."

Variables costs are defined as costs the amount of which varies depending on production volume. Variable costs include costs for raw materials, materials and components, wages of production personnel, travel expenses, awards, costs for fuel, water and electricity. The purpose of variable cost savings. The sum of the variable costs, which falls per unit of the product is almost constant at different volumes of production.

To pay for utilities required by legal and physical persons. To do this, complete the appropriate documents, usually a receipt. Its form is approved by the acts of the regional government and contains a number of mandatory details.

If alimony is not paid, the indebtedness and the location of the debtor is unknown, comes into force article No. 157 of the Criminal code of the Russian Federation, which authorised persons are obliged to take all measures for search of the debtor and to bring him to justice.

Even our ancestors belonged to cash, the bills, good enough. They had signs that regulate how and how much you need to store money in the wallet. The execution of these rules was to help increase the amount of money, so it was necessary not only to lay out the bills, but also to choose the right purse for them.

Parents are required by Law to maintain their minor children, regardless of whether they themselves income. In the case of divorce or termination of parental rights, parents are required to pay child support. In that case, if judgment has been given or an agreement on payment of alimony, but the money is not transferred is formed duty.

To live on 1000 roubles in a month - thing out of the ordinary. And like any extreme things to do it only occasionally, not regularly. Otherwise dangerous to the health and psyche. For the survival of man quite a bit of food, water and warm place to sleep. Without the Internet, cell phones and gym no one has died. From payment of utilities for a month is also possible to refuse. About such concepts as "embarrassing", "awkward", "tasteless", "boring" will have to forget for a while. Living on 1000 roubles in a month will require stamina, good health, iron discipline and a healthy arrogance.

Accounting for fixed assets is conducted on account 101.00.000 "Basic tools". It includes any tangible object that is used in the enterprise for a period more than 12 months, regardless of the cost. The main meansm includes residential and non-residential premises, transport means, machinery and equipment, household equipment, jewelry, jewels, etc.

Many citizens in need of subsidies for payment for housing and communal services, and have the legal right to them. Set out below is a sample of the methodical calculation of subsidies for payment of services housing specialists in the social and economic issues, Federation of trade unions.

Housing legislation is regularly changing, but the basic principles of payment for utility services continue to operate. In 2015 the law "On energy efficiency" all payments for utilities shall be made only on the testimony of metering devices. Until that time, the population may choose to install meters or to pay according to standards.

Did you know that the amount of money determines not only the level of income of the family but also the harmony of the relationship. Interpersonal relationships reflect how friendly the solution of financial problems in a couple, and scandals between the partners on a cash basis. If in your family the only problem is money, you should do the family bookkeeping and learn how to plan a budget.

The maternity capital is the additional support for young families with children, with which there is an opportunity to improve the financial situation. A special program designed for families in which the birth (or is adopted) the second and subsequent child.

Immediately after the end of maternity leave a woman may apply for appointment of benefits for child care up to 1.5 years. In 2015, the algorithm of calculation of benefits for children will not change, but undergo changes in a number of basic indicators that can affect its size.

Own circulating funds of enterprises – those funds, which were invested in current assets of the company. This is the subject of labor, raw materials, finished products in warehouses of the company, as well as monetary funds. To calculate working capital you can use in several ways.

With 2015 comes into force a new procedure for calculating pensions. If earlier, while calculating pensions was taken into account the size of earnings of the pensioner, now it will be based on the rather complicated formula taking into account pension credits.

For those who are planning to go on maternity leave in 2015, of particular relevance is the problem of calculating the potential of maternity benefits. This allows expectant mothers to correctly plan your budget for the birth of a child.

Lump-sum benefit for birth of a child is granted to one of parents or the person who replaces him. It is necessary to register a child in the civil registry office in the prescribed manner and then apply for benefits at the place of work or in Regional management of social protection of the population (RUSZN).

If you decide to balance your checkbook, you can try different ways. One of them is the control of the family budget using MS Excel. This allows not only to systematize the flows of costs and revenues, but also significantly reduces the time spent on calculations. Consider the management of the family budget for example a simple table with a weekly plan of income/expenditure per person with a detailed explanation of the introduction of formulae for data calculations.

In the pursuit of increasing fertility, the government provides a tempting incentive – the parent capital. But mothers who want to avail these finances, face a problem: the government clearly limits the list of reasons to cash out equity. Thus, to remove the corresponding amount of law becomes difficult.

Money is not important in life, but sometimes they cannot be avoided. To whom else to turn to in time of financial difficulty, if not the parents? Those who love you, people are unlikely to give you help, do not rush with the return of the money, does not require interest and, most likely, will not ask too many questions.

Save money on a car is actually not as difficult as it seems. The main thing - the desire, perseverance and will power and you will succeed!

According to the article No. 157 of the housing code and the rules of providing communal services to citizens, approved by RF Government decree No. 37 of 23 may 2006, the calculation of payment for heating is calculated by the centre for housing maintenance company and is sent to citizens in the form of receipts, payable before the 1st of each month. The recalculation is done 1 time per year or at the request of residents, if the quality of the services provided does not suit them.