Sometimes there are situations when it is necessary to entrust driving to another person. But if the person is not specified in the insurance policy, violated the terms of the insurance contract, which is punishable by a fine. While few can give advice on how to write a new driver to insurance.

Often in the case of loss, damage or to make changes we need data recovery insurance policy. In this case, the insurance company can take a few minutes to recover and give your duplicate.

CTP is the insurance of civil liability of owners of vehicles, which is mandatory. For driving without insurance policy the legislation provides for a penalty. The punishment not only for the absence of this document, but if there are errors, for example, if the driver is not inscribed in insurance.

Insurance policy insurance is a mandatory insurance of civil liability of car owner. Insures your liability to third parties in the event of damage to the car in an accident.

When buying a car on credit every car owner is faced with the question of insurance. This item is a prerequisite for the loan. CASCO has a lot of nuances, in some cases, the policy is not required, even when shopping for a credit vehicle.

Despite the fact that insurance policy are usually valid for 1 year, and also has a minimum shelf life (validity) of the policy. What is the minimum? This question should interest the car owners.

Insurance company renew a policy of insurance automatically, if you are within the time established by the rules of third party liability insurance, did not notify the organization that are not going to roll over the contract.

Under current law, any car needs to be insured by CTP. For driving without insurance is punishable, which may be different depending on the circumstances

The policy of insurance contains information on the persons admitted to management vehicle during the term of insurance. Be sure to document every driver of a vehicle, as in the case of an accident liability to third parties will be insured by the company issuing the policy of insurance.

Insurance policies appeared in Russia in 2003. However, until now, the debate continues around this insurance: some believe that it is necessary, others call it legalized taking money. Other issues often of concern to motorists. One of them – what documents are necessary for registration of the insurance policy.

CTP — compulsory type of insurance. Insurance policy needs to be in every car owner, but the design often insurance companies are trying to deceive gullible citizens. How not to fall into the trap of insurance companies, we will consider in this article.

When the amount of the damage in the accident exceeds 25,000 rubles, participants can make their own decision about contacting or not contacting the insurance company on the spot. But this should at least roughly understand the amount of all damage to the vehicle.

Drivers interested in the safety of their car, they want in any way to insure. Today car insurance is not going to take a lot of time and money.

Insurance new car against damage and theft (CASCO) is now used almost as often as the CTP. Only here in different insurance companies the cost of this policy varies. For decision-making about the need to insure the car for hull, try to calculate the cost of their insurance on their own.

Every car owner annually faced with the necessity of conclusion of agreement of compulsory third party liability insurance (OSAGO). What to do if the insurance company refuses to provide discounts for accident-free driving?

Many motorists believe they will never be participants of the accident. But the statistics proves the opposite. The presence of insurance policy will help the driver to minimize their losses during an accident and other mishaps on the road.

Every day on the roads is the large number of road accidents. Owners of affected cars are faced with the problem of damage assessment of the vehicle and obtain from the insurance company of the amount sufficient to restore the machine.

Probably, many car owners are faced with such a situation: came to the office of the insurance company for the registration of insurance policies, but they were denied under the pretext of lack of forms. However, if the client has agreed to insure and even life forms magically appeared. Thus, the CTP came out much more expensive, as was imposed on additional services.

The insurance policy is a policy of compulsory third party liability insurance. It is a mandatory document at the time of verification by the traffic police along with the driver's license and registration document for transport. Violation of the rules of insurance is subject to sanctions, which have some differences depending on the situation.

The abbreviation for CTP is known to almost each inhabitant of the planet, not even having the car. Literally the term stands for "obligatory liability insurance". The insurance policy is a guarantee covering the losses that the owner of the vehicle may cause to other drivers. Initially, this insurance was not mandatory, but in the modern world the lack of motorist "insurance" is punishable by imposing a fine.

Insurance, that is mandatory liability insurance in our country is issued policy, confirming the fact of insurance. Such a policy has its validity. after which it must extend.

From 1 January 2012 throughout the country have changed the rules for obtaining a policy of compulsory third party liability insurance. Now you can get it only after passing inspection. And most of the issues and problems associated with the new procedure arises from the owners of old cars.

The insurance on OSAGO is obligatory for all owners of vehicles that are used on the roads of the Russian Federation, except as specifically provided FZ "About insurance". However, depending on whether the vehicle was on the territory of Russia or not, whether it is to the place of registration or is used only in the indicated period, the insurance on different terms.

If you do not agree with paid amount of compensation under the contract of insurance, you can email the insurance company the pre-trial claim

The growth of car fleet in Russia (in 2010 the country registered more than 33 million passenger cars) naturally has the effect of increasing the number of traffic accidents in 2010 occurred 199 431 accident). Having a car, it is possible that your car may suffer from the actions of other motorists. And though for seven years there is a mandatory insurance of civil liability of motorists, it does not completely solve the problem of compensation for damage in an accident.

FZ "About insurance" came into force in 2003, however, due to the many changes and additions, many car owners are interested in: what you need to have to enter into a contract of insurance?

Transit insurance – short-term contract of third party liability insurance. The policy in this case is issued a maximum of 20 days, and at the expiration of this period must be replaced. In the period of its validity in transit insurance provides the vehicle owner the same conditions, which implies a common policy.

The insurance of his property in Russia today is rather popular. Of course, most likely to insure cars as the source of danger, and movable property. For this purpose, several different types of insurance from compulsory to voluntary. One of the most popular insurance category voluntary – is the hull. Many car owners are paying for it, but not fully understand the intricacies of this type of insurance.

In order to insure the car against theft and damage, you must contact the insurance company. Fill out the application and provide the insurance representative organization with reliable information about the vehicle.

Comprehensive car insurance is definitely expensive, so drivers voluntarily insure cars are rare, but those who buy transportation on credit, buy the hull you have.