Advice 1: How to find the debtor for alimony

If alimony is not paid, the indebtedness and the location of the debtor is unknown, comes into force article No. 157 of the Criminal code of the Russian Federation, which authorised persons are obliged to take all measures for search of the debtor and to bring him to justice.
How to find the debtor for alimony
You will need
  • - statement by the senior bailiff;
  • - the writ of execution and a photocopy;
  • - the passport.
If the child support stopped coming to your account will apply to the senior bailiff. Specify what number you have not received remittances, to present the passport, the writ of execution and a photocopy.
On the basis of your appeal within seven days, the bailiffs must take action to recover the current amount of alimony and the resulting debt. If the debtor does not work, never registered, not residing at the place of permanent or temporary registration and his whereabouts are unknown, the bailiff must give written notice to the bodies of internal Affairs with the request to assist in tracing the debtor.
Law enforcement officials are obliged to investigate in order to identify the domicile of willful defaulter alimony. For this interview neighbors, relatives, friends and acquaintances of the indebted citizen.
When a failed search activities within the region, located in the Department of law enforcement, a notice is sent to the Federal office, declared the Federal wanted list delinquent.
All customs posts and receive a notification with the description of the debtor, passport data. To cross the border after the announcement of the Federal investigation deadbeat dad can not. It will stop and give for legal justice in law enforcement.
For the regional and Federal investigation in law enforcement agencies must show:- the decision about the beginning of the investigation;- the statement of the collector of maintenance;- a photocopy of the writ of execution;- a photocopy of certificate of absence of the debtor at the place of registration;- the written records of the employees of the district Department of internal Affairs about the inability to find the debtor.
The bailiffs required once a month make a written request, on the results of the investigation. A written report of law enforcement needs to be sewn to the case of alimony and debt.

Advice 2 : What assistance is provided to debtors depressants

Receiving the Bank credit, people don't assume that their life can occur a situation in which the loan repayment is a heavy burden.
This can occur if loss of employment or decline in income of the borrower. While credit debt daily accrues interest and penalties, the size of which may exceed the full amount of the loan. Complicate the situation and the debtors themselves, without telling the Bank about difficulties related to the repayment of the loan and not relying on the help of a credit institution.

The banking institutions without getting a statement from the borrower about the financial difficulties for the credit refund, sell it to debt collection Agency. The ways of "knocking out" of debts agencies are often unlawful. In this case, the debtor has to apply for legal aid in antikollektor company.

Depressant - the company or representative of the company who provide qualified legal assistance to protect the rights of borrowers to collection agencies or other agencies for collection of credit debt.

The duties of antikollektorskih companies included:

- a detailed study of the credit file of the debtor;
- maintaining dialogue with banks-creditors or collectors;
assistance of a lawyer in court or preparing documents for an appeal to the court (if the dispute between the creditor and the debtor is not allowed in pretrial order);
- working to decrease the amount of debt and lowering interest rates, and refinancing of debt, including the write off of the debt.

The tactics of the debtors with collectors, recommendations depressants

Qualified depressants will help the debtor to select the correct tactics of behavior with the creditors. Borrowers should know a few recommendations of professional lawyers and lawyers specializing in antikollektorskoy help.

• One of the main recommendations of depressants is dodging debtors from verbal agreements with creditors.
• All financial matters regarding money, should be presented in written form.
• Do not borrowers to contact with collectors by telephone or via e-mail.
• The debtor is advised to refrain from personal communication with creditors, but do not ignore the letters from the collection Agency, which contains information about the actions taken by creditors for debt repayment.

Of course, depressants will not help debtors to avoid all obligations under the loan, but they can help find tricks that will reduce penalties and interest charges on loans or delay payments.
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