Advice 1: How to find out debt on housing and communal services

Housing services - something interesting. Especially to see them, but living without them is impossible. And to forget them is impossible, because every month in the mailbox, you receive a bill to pay for these services. However, it often happens, that like the rent paid, paid, and suddenly whence-that appears the debt. But if the receipt is lost, then what? To pay again? In this case, the main thing - not to worry. Now there are plenty of opportunities to learn, where and what kind of debt you have.
How to find out debt on housing and communal services
Instruction
1
First, learn about the presence and size of the debt for utility services in the housing Department. There only need to come, to give them the address, and the specialists of this organization at once will give all information on the subject available debt.
2
You can learn about the existence of the debt for utility services in the Internet. For example, you need to log in to the site "Bank of Moscow", the "Rents" (http://www.bm.ru/ru/personal/services/kvartplata/). In the required fields to enter the code of the payer and specify the payment period. And the system will show whether the debt and over what period.
How to find out debt on housing and communal services
3
Debt for electricity can be clarified by making a call to the support service of "Energosbyt" coming personally or sending paid SMS.
4
Debts for the pay phone, usually easy to find on the website of the telephone company in the section "my account".
If the debt exists, then it must try to repay as soon as you can. Especially because now it can be done via the web and via payment terminals, and from the phone. So that the queues can not be afraid and feel free to pay the "communal" in any convenient way.
Note
Clicking a mouse on the banner with the same name and filling in the mandatory details (Surname, Name, Patronymic, INN) individuals will be able to: - view information about your tax debt and penalties that is listed with him at the moment either about the absence of This additional service is useful to all taxpayers – individuals from different regions of Russia, where the service is already running.
Useful advice
Announce that opened a new service "Personal Cabinet of the taxpayer for individuals", allowing the taxpayer to obtain actual information on debts under taxes before the budget, the amounts accrued and paid tax payments, about the objects of movable and immovable property, to monitor the status of payments with the budget independently generate and print tax notices and receipts for tax payments, receive tax notices...

Advice 2: How do you know your rent you owe

Find out the arrears of rent in the majority of Russian settlements only old-fashioned way: call the company that accepts payments or directly who supply a particular service or personally visit her office. In some large cities, particularly in Moscow, you can obtain this information through the Internet or by SMS.
How do you know your rent you owe
You will need
  • phone;
  • - utility bill;
  • - passport (not in all cases);
  • - computer with Internet access.
Instruction
1
Each month the company that accepts payments for utility services (the management company, the maintenance service or other organization) send to all consumers accounts with an indication of the amount of the debt.

If an invoice for some reasons not possible, is to call the operator to receive payments or directly to the company providing certain services (heating, gas, water, electricity, local telephone, maintenance of an apartment building).

Phone numbers can be found on the website of the company you are interested in any account for the services in the telephone directory or contact the city Desk. Often these phones are hung in prominent places: the walls of the entrances, Bulletin boards, etc.
2
If you live in the same locality, where housing, debt in which you are interested, you can also visit the office or the service center of the service provider or company that accepts payments for them. Any of them usually have a window where give out that information.

Often enough to name the address or another identifier, such as a phone number. But it can also passport, and then the title documents for housing.
3
Providers of housing services that inform consumers of modern technology in Russia is not enough. As a rule, such companies have a website, and it provides all the necessary information, how do you know your debt with the help of the Internet or by SMS.

For example, in MGTS for information pertaining to their account via the Internet should log on to the website of the company in the personal Cabinet. Username is your phone number and password can be obtained by calling the number provided on the website or contact center services.

Advice 3: How to know debts for utilities

Debts for the rent can cause serious consequences including confiscation of property. It is not surprising that people began to follow the calculations provided by utilities, although it happens that a person loses a receipt. How, then, to learn the amount of the debtas well? There are several ways of collecting information regarding debts to public utilities.
How to know debts for utilities
You will need
  • phone;
  • - computer with Internet access;
  • - the passport.
Instruction
1
Find out the amount of debt directly in the housing Department (housing management) is a organization which serves your house. Call this institution, what is your address and name. Experts will quickly tell you about the debt. Find phone the housing Department and other institutions providing you with utilities (electricity suppliers, water, gas) – no problem. They are in local telephone directories and on the Bulletin boards and websites.
2
Another, more modern way of finding the right information – the Internet. Of course, not every Russian citizen has the opportunity and skills to learn about the amount of debt through the world wide web, but if scientific progress has reached you, why wouldn't they have used? The residents of Moscow, for example, was lucky. They the amount of your debt can learn by visiting the website of "Bank of Moscow" in the category of "Rents" (http://www.bm.ru/ru/personal/services/kvartplata/). Enter in the required field code of the payer and the payment period, and the system will soon show whether you have debt and for what period.
3
Muscovites also were lucky with the calculations for electricity and telephone. To obtain information on the first service, sending to phone "Mosenergosbyt" SMS. And to know the amount owed for the phone, just go to the website MGTS. To do so, first open "my account" contact your employees and they will give you a password to log into the account, where username would be your phone number.
4
In the regions the situation with debts for utility bills more difficult. But it is possible that the local branch of a well-elaborated simplified procedures for providing information. In any case, when a large amount of debt you must inform the appropriate letter.
Useful advice
In the presence of debt try to repay it as quickly as possible. This can be done through Internet, payment terminals and even on the phone, not to mention traditional Bank.

Advice 4: How to repay the debt under the rent

According to the Housing Code of Russia the renter and family members residing with him in the same area, you can be evicted if the debt under the rent exceeds six months. To avoid this, the owner, has accumulated such a debt, should know how to extinguish it, to avoid negative developments.
How to repay the debt under the rent
Instruction
1
The problem can be solved in several ways. For a start find out, whether you are not entitled to the subsidy for payment of services provided by public utilities. The subsidy can significantly reduce the utility costs.
2
Please contact utilities with the requirement to provide you with the total amount of debt including interest. In addition, find out which services were provided in the period for which you are listed funds, as well as their cost. So you will be able to exclude from debt extra payments for work not carried out.
3
Make an agreement to restructure the debt to obtain payment of the entire debt in several stages. If you are eligible for a subsidy, the payment plan will be required when it is received.
4
If you could negotiate with utilities on a partial repayment of the debt, pay the first interest amount that had accumulated by this time, and only then proceed to the payment of the principal debt. Due to the fact that the balance of the debt interest is not re-charged, you will be able to repay the full amount with minimal monetary loss.
5
If you have inherited flat with a very large debt on a rent then you will have to pay only the amount that has been accumulated over the last three years. This is due to the fact that the Statute of limitations of debts for the provision of public services is only three years. To begin to pay the debt in three years, divide the total debt by the number of months of repayment.
6
If the area of your apartment is very large, and the debt of rent is a huge amount, exchange them for a smaller size with an additional charge. The difference from the sale you will be able to repay their debts. So you get rid of debt and get a new home, the contents of which you will be able to master.
Useful advice
To avoid large debts under the rent will timely pay all available utility bills. Funds for services must be submitted by the tenth day of the following month.
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