To check someone else's balance quickly and easily. However, to obtain such information directly from the operator, and not by different companies. You should not put your information at risk, moreover, that the official statement you can get this information totally free.

The majority of Russian citizens have personal accounts on Bank cards, but many people, including pensioners, use traditional passbook. To know the status of the account in the savings Bank using telephone, Internet or personal visit to the Bank upon presentation of identity document.

With the development of Internet technologies are becoming increasingly popular in various electronic payment systems such as PayPal. They allow you not to risk, leaving on unfamiliar websites information about your credit card. Besides, to dispose of the PayPal account, for example, to recharge it, you do not having a Bank card. How do you do it?

To find out contributions made by employers and other tax agents in the past year, you can simply wait for messages from the Pension Fund of the Russian Federation, popularly known as "the happiness letter". But there is an option to get this information quickly - via the portal of state services or upon request to the Pension Fund.

Currently, nearly 70% of higher education in Russia is paid. Pay is also trained in artistic, musical and sports schools and other educational institutions. Payment for training is often one of the biggest items of expense in the family budget. The tax Code of the Russian Federation provides for the payment of social tax deduction for taxpayers on their own learning, to educate children or children under guardianship. This allows to partially compensate for the costs of training.

The company can provide free financial assistance to its employees or members of their families. To receive financial assistance should write an application addressed to the head of the enterprise. The supervisor will sign the statement and release the order on providing material assistance. The staff member should attach the documents confirming that he needs financial help. Monies paid from the Fund the profits of the company or due to remaining funds from expenses.

According to the Tax code of the Russian Federation, the taxpayer is entitled to a property tax deduction from the sum he had spent on buying homes, apartments, training, treatment and other vital needs. The list of objects, which is 13% return given in article 220 of the tax code, and comprehensive.

Positive balance on the cell phone bill is to ensure that at the right moment you will find yourself. There are standard ways to recharge, but you can use other - less popular, but may be more convenient at one time or another.

The salons of cellular communication "Euronetwork can be found even in a small village. But they not only sell mobile phones and accept payments for services of mobile operators. If necessary, you can transfer money through "Euroset in Russia and CIS countries and around the world.

If you have not received at the customs VAT refund for goods purchased on the trip abroad, don't throw away tax free cheque and cash receipts for the goods, as some banks of the Russian Federation provide a service for obtaining a tax refund.

Buying foreign currency is probably the most popular way of saving money in a crisis. Under the acquisition currency usually means buying dollar. "American" as he began a rapid ascent in December of 2014, and now regularly updates the highs. For example, on 21 January, he ran for 85 rubles. Investors rushed to buy the currency, fearing further devaluation of the ruble. But does that make it right?

If the employee worked part-time for a month and developed is not fully established in this month, working hours, wages, taxes on wages and the amount of the regional coefficient is calculated from the time actually worked. To produce the payroll for not fully exhaust the working month, you must calculate the average hourly wage for this employee.

To date, the Sberbank of Russia offers a good selection of different Bank cards. Debit card, credit, social, youth – you can choose any map, focusing on their needs and predpochteniya. And to issue a Bank card of Sberbank it is possible in just a few minutes.

Excess money on the balance of the mobile phone, you can cash — get directly on your hands or transfer to the Bank account. The easiest way to make the network subscribers "MegaFon" and "Beeline" — to do this, these operators are convenient money transfer services.

Paper money is made of material high strength, but frequent or careless handling a banknote may be torn or damaged. If such a thing has happened with your money, don't worry – in accordance with the instructions of the Central Bank of the Russian Federation "About signs of the solvency rules and exchange banknotes and coins Bank of Russia to exchange damaged bill free of charge in any state or commercial Bank.

"A friend in trouble will not throw, superfluous will not ask sang heroes of the old cartoon. Of course, zero for the balance of mobile phone – not the most terrible misfortune in human life. More of a nuisance. But if it happened to your friend, and you have the opportunity to help him, then do it. It may happen that tomorrow financial assistance you will need.

Today we rarely see cash, as all stronger in our lives are electronic, stored in Bank accounts and Internet purses. To learn about the flow of money to the account, you need to look at the current account balance.

According to the Federal law of 17.12.2001, No. 173 "On labor pensions in the Russian Federation" on labor pensions for old age benefits women over 55 and men over 60 years if their working experience is not less than 5 years. Pension calculation can be made by several indicators.

Car owners in the Moscow region received an opportunity to test the presence of a fine on his car. Pioneers in this direction were Samara and the Samara region, where the system was worked out in test mode in 2009. Today, residents of the Moscow region can learn its fine on the website of the Federal state services portal. Service is definitely useful and necessary. Now you can get everything, as they say, without leaving home.

Mobile network operators offer a very useful service: you can transfer money from your account to the loved one, which for some reason currently can't Fund your account yourself.

The development of mobile technology has led to the fact that modern man cannot do without a cell phone. And as always at the most inopportune moment money on the phone end. If your friend was in this situation, you can help him, as there are many options of payment and recharge.

To transfer funds to a plastic card definitely requested a room RAaccounttion of savings Bank accounts. To correctly refer the documents necessary numbers, check them yourself in the Bank or via the Internet.

To control their retirement savings everyone wants, but many don't know how to do it. Recently introduced a new feature on the portal - now with a special service you can send requests and see the status of retirement accounts.

Pension the remuneration received by citizens of pension, insurance and other funds at the end of the work, upon reaching a certain age, disability and in some other cases. The state guarantees social security of pensioners, so the pensions are often revised, translated. However, there are cases of incorrect calculation. Such errors are associated primarily with human factors, imperceptible at first glance, the error in the workbook, help with the work can significantly reduce the amount of the pension. If there is any doubt about the correctness of calculation of pension should be counted.

For electricity, more and more people use the readings of electricity. However, not all know how to properly remove and fill the receipt for payment. Only the accuracy of paperwork ensures correct payment for electricity.

The Federal law No. 330-FZ, which came into effect on 1 January 2012, amendments to legal provisions relating to the submission of a property tax deduction for pensioners. It is now possible for the pensioner to obtain a property tax deduction for the purchase of apartments and improve their housing conditions.

Transfer money today in various ways. And one of them, more and more increasingly popular is the transfer of Finance through an ATM. Because with it you can send the money to your account or even from card to card.

If you experience certain family circumstances you have the right to material assistance from the employer. To do this, write a statement in which you state why you need financial assistance. Attach proof of the reason. After consideration by the Director of your claim issued an order specifying the amount of the lump sum.

Once a year, the Pension Fund of the Russian Federation sends to all Russians who paid there royaltiesnotice of it by mail. But if you don't want to wait, you can get a statement about the state of your personalized accounts via the portal of state services or send a request to the office of the pension Fund.

On the territory of Belarus at the beginning of 2012, there are only two legal system of electronic money. This situation is not very pleasant for businessmen who do business in this country. In any case, it is important to know some of the pitfalls of creating e-wallets in Belarus.

QIWI and WebMoney (WebMoney)- two payment systems that are used to pay for various services on the Internet or through payment terminals. This type of settlement is becoming increasingly popular, as it greatly facilitates the sale and purchase or service users, located in different cities and countries. The systems operate in Russia, Ukraine, Bulgaria, Romania, Kazakhstan, China, Kyrgyzstan and many other countries.