Security own circulating funds is one of the main indicators of financial stability. If the company does not have equity, it means that the formation of current assets, and in some cases part of the non-current, at the expense of borrowed funds.

Since then, as Russia began installing meters on the water disputes on this question do not cease. Indeed, in some cases, it can save money, others to cause even greater costs. To carry out the calculations quite easily.

According to the Housing Code of Russia the renter and family members residing with him in the same area, you can be evicted if the debt under the rent exceeds six months. To avoid this, the owner, has accumulated such a debt, should know how to extinguish it, to avoid negative developments.

The maternity capital can be directed on improving the housing conditions of families, education of children or the increase of the cumulative part of mother's pension. But before you dispose of the certificate, you must arrange it, because the procedure takes more than a month.

If your family has a small income, perhaps you could draw social benefits and payments. You will need to collect documents, and then provide them to the local authority for social security.

Housing subsidy is available to all Russian citizens who have to pay for public services expended amount is more than 22% of the total family income. The subsidy is available not only to homeowners but also to tenants of municipal facilities. For subsidies should contact the Department of social protection at the place of residence.

Repair of apartments – it is difficult, demanding both physical and monetary. Please refer to the last as one of the important factors in the repair of the apartment is its cost. Self-assessment of repair work – the process is quite difficult. To facilitate calculations will help simple rules:

The duty of parents to support minor children is enshrined in the Family code of the Russian Federation. The contents in the form of alimony must be received by the second parent in favor of the child from the defendant in a timely manner. If there are arrears, it is possible to recover not only the whole amount of the principal debt and a penalty in the amount 0,1% for each day of delay on payments (article No. 115 of the RF IC).

When buying a house or apartment , the government provides citizens with the right to property tax deduction under the tax to incomes of physical persons in the amount of 2 million rubles. This means that the buyer is entitled to recover from the budget previously paid tax or to exemption from payment thereof for an amount equal to 13% of the housing cost but not more than 260 thousand rubles. To obtain a tax benefit, it is necessary to properly execute.

May 5, 2015 in all offices of the Pension Fund has begun a lump sum of 20 thousand rubles from the maternity capital. These funds shall be transferred to the Bank card after filing of a specified list of documents and statements.

What to do if a big amount of money? Someone will open a business, some will invest it in real estate or other objects, but there is always the opportunity to put money in the Bank at interest. For many, this option seems very beneficial, but do not forget that there is inflation.

In accordance with Chapter No. 13 of the RF IC maintenance obligations arise in respect of minor children or disabled parents. To collect child support can be voluntary or compulsory as a percentage of the amount of income of the payer or a fixed cash amount.

The generic certificate is a legal document, it is issued for the mother for payment to medical institutions to which it refers. This monetary stimulus contributes to a better quality medical services.

Today to pay for utilities, it is not necessary to go into a Bank with a receipt and stand in line. Thanks to the quick development of the system of Unified information and settlement centres to pay the rent is now possible in various ways.

It so happened that the Russian people do not trust banks, so all my wages are trying to keep the house. Every thief tries to find and carry with you as a more fashionable valuables from the house. And the task of honest citizens is to keep their values.

To support low-income population with low overall income families whose utilities eats up a big part of the budget, provided social support in the form of subsidies for payment for housing and communal services. Funds for the payment of subsidies allocated from the regional budget, but you will not be given automatically. The subsidy should also be provided every six months to confirm your right to receive it.

There are situations in life when unaided not to manage. For the people trampled in a difficult financial situation, especially those belonging to disadvantaged sections of society (young mothers with children, pensioners, invalids), the government provides support. We must note that financial aid, usually allocated one-time or annually (more often) and on average is one to two minimum wages established in the territory of the Russian Federation.

Maternity allowance is calculated individually on the basis of the average earnings of women. However, there is a minimum amount of maternity that are guaranteed to be paid out by the state regardless of the calculations.

Large family these days – not such a rarity. Not the last role in the decision of parents to have three or more children is the social programs provided by government to make life easier for many children. On a large amount of benefits can not count, but many of the benefits are large enough to seriously help.

Payment for utility services takes a considerable portion of the family budget. Those families who have low total income, you can apply for a grant, which is allocated by the state to support low-income citizens. To obtain this assistance, you must collect a number of documents and contact the regional Department of social protection of the population.

The utility bills have become a sore point actually. It seemed, what could be simpler than to pay the received utility bill? However, the practice shows no idea on calculating the totals in the account, you risk paying the wrong amount you have used the services. One of the most difficult to estimate from the point of view of the consumer, the tariff of electricity.

The maternity capital program, aimed to support the birth rate in Russia, will continue in 2015. She became very popular among Russians, the state support has already benefited more than 5 million families. The cost of certificates in the current year will be indexed against 2014.

For years not to use the radio in the kitchen, but you have to pay for it anyway. Even if the outlet for the receiver has long pasted Wallpaper – bills for service that you do not use, come regularly. In order not to pay for radio, you have to first run "the chain of command".

Maternity capital is a sum of money which cannot be cashed out. This document is handed to every woman, citizen of the Russian Federation, after the birth of her second or subsequent child, until 31.12.2016. Each year, the amount of maternal capitalis indexed and in 2011 makes 365 thousand 700 roubles.

The fee for utilities is high and rises every year. The majority of Russian families, fees for public services exceeds fifty percent of the income. The state reimburses a certain amount to these families. But a subsidy from the government can be obtained if the amount of the rent for more than twenty-two percent of the total family income.

According to statistics, prices for food products in Russian stores increase. Experts explain this trend hopping and a weak ruble and a moderate competition between the domestic producers. The question of which products are the cheapest relevant today for many - and for low-income families, and for those who just want to save money.

Increasingly, in Russia there are single-parent families. But most women who found themselves in a difficult situation, have no idea about the availability of benefits available to them under the law.

The rent must be paid before the 10th of each month. Those who do not pay the rent on time will accrue fines for each day of delay. The penalty is determined by the Housing Code of the Russian Federation – one three hundredth of the refinancing rate of the Central Bank of Russia. The interest amount will be included in the next rent.

The existence of the debt burdens of life, as if a big load is needed day in and day drag along. However, if an organized approach to the issue of the distribution of debt, it will be possible to accelerate this process and, finally, to be free from commitments.

Child allowances paid for the period of leave for child care up to 1.5 years. In General, the size of the benefit depends on the earnings of women are, however, some categories of citizens are entitled to payment of a fixed minimum amount.