Housing certificate is a personal certificate, which confirms the right of its holder to receive grants for home buying. It issued preferential categories of citizens (persons from the far North, veterans of the great Patriotic war, widows of veterans, internally displaced persons, employees of internal Affairs bodies of the Russian Federation, etc.).

It seems that buying an apartment in Moscow for most people - something out of science fiction. We used to hear that in Moscow the most expensive property that prices are only growing, and in Europe, selling a modest "kopeck piece" on the outskirts, you can buy a house. This is partly true, but to earn an apartment in Moscow still it is possible - for example, to get a mortgage. If there is an initial savings, this option is acceptable for quite a lot.

The process of the sale of any apartment consists of several steps: finding a buyer, collecting necessary documents, the conclusion of the contract of purchase andsale and its registration in the Federal registration service, transfer of real property by the seller and accepted by buyer. And usually, for a seller the biggest challenge is collecting the necessary documents for the sale of the apartment. Regardless of whether you sell the apartment yourself or through an intermediary, you need to know WHAT to collect and WHEN to collect.

To the owners, with the availability of square meters, usually the question is how to pass property to rent successfully. Be it an apartment, office, warehouse, etc. the owner always want to get maximum benefits with minimum costs: that is, to take as much as possible, taxes to pay as little as possible, while still to and no fees to pay and the room itself remained intact. Believe me - this desire, though understandable, but unrealistic.

To obtain an apartment in Moscow for free is possible, but difficult: first, it is necessary to meet conditions specified in the Moscow city law "On ensuring the rights of residents of the city of Moscow to housing", and secondly, an apartment is a long process that takes sometimes 20 years or more.

To service apartment can only the person who has labor relations with public authorities, local government, state or municipal Agency, a unitary enterprise in Russia, in connection with the military service, appointment to public office, elected to elective office in state authorities or municipal authorities.

In Sberbank you can take a loan on housing up to 30 years. There are basic and special loan programs. Initial payment — from 10 % (except for 0% when you refinance housing loans).

Property on the coast is not only an excellent investment but also a great place for secluded relaxation. Today the Russians still demand the house on the Black sea, and therefore their purchase always involves some risk.

The successful sale of a house or apartment depends largely on well-written ads. It should cause a potential buyer wish to inspect the sale object of real estate.

A home exchange got its mass distribution in the 80-90s of the last century. This peak was in the years of perestroika, but still has not lost its relevance. In a deteriorating ecology, more and more people dreaming of the share her apartment in a country house.

Attracted by the Northern Russian capital, and now you finally decided to buy a house there. What challenges await the future owner of the apartment in SaintPetersburg?

Very often people make a purchase or sale of an apartment without the involvement of third parties in order to avoid wasting extra cash. But at the conclusion of this transaction you need to be aware of some subtleties. To sell an apartment much easier. Your only goal in the transaction of sale is the receipt of money from selling their real estate. To buy an apartment much more difficult, you need to be sure that everything processed correctly and will not appear the applicants for the purchase of your living space.