Despite the fact that the policy annually draw millions of drivers throughout Russia, in the confusion of their results regularly changing legislation in the field of third party liability insurance. Therefore, motorists often suffer wondering what documents they need to bring for registration of insurance.
So, today a list of documents that you must provide is clearly enshrined in legislation. You will need:
- identity document of the insured: passport, identity card of a soldier, etc.;
- power of attorney with passport data of the owner of the vehicle (in the case that you control the car by proxy);
- passport should back the purchase (TCP) or a certificate of registration (STS). Alternatively, you can use any other similar document;
- driving licence of all those persons who will be included in the list admitted to management;
- previous insurance policy (if you are insured for the first time, but had previously been entered into the wrong policies, you can show them);
- pass or other document on passing inspection vehicle.
The policyholder may not be the owner of the vehicle. For example, his role may be a person who controls the car by proxy, and whether it is General or simple handwriting.
The insurer on the basis of all of the documents fills out the insurance policy. The policyholder must complete the application for insurance, which, after signed by both parties.
In addition to the completed insurance policy, the vehicle owner presenting the receipt for payment, which he immediately paid. It is worth remembering that if you regularly and in time extend the policy to you, a system of discounts, the cost of the policy significantly reduced.
In any case do not go on about the representatives of the insurer and do not sign a blank form under assurances that further insurance agent will fill all on its own. Supposedly this will save you time. Take your time. Better check everything carefully. After all, if the agent will enter the best information you can and then when the accident is very serious financial hurt.
If the agent, when entering data, makes all information from your words, not interested in the supporting documents (especially if you arrange insurance in the insurance for the first time), better give up his services.
Also we should behave and if he proposes to underestimate the power of the car, increase the driving experience, illegal to apply discounts, etc. Because you put your signature under the specified data, and therefore bear full responsibility and risk for them.
One of the main confusions associated with the adoption of the amendments to the law, when the insurance associated with passing inspection.
What documents are required for the registration of insurance
So, today a list of documents that you must provide is clearly enshrined in legislation. You will need:
- identity document of the insured: passport, identity card of a soldier, etc.;
- power of attorney with passport data of the owner of the vehicle (in the case that you control the car by proxy);
- passport should back the purchase (TCP) or a certificate of registration (STS). Alternatively, you can use any other similar document;
- driving licence of all those persons who will be included in the list admitted to management;
- previous insurance policy (if you are insured for the first time, but had previously been entered into the wrong policies, you can show them);
- pass or other document on passing inspection vehicle.
If you do not intend to limit the number of persons admitted to driving the vehicle, no rights required. However, it is worth considering that the cost of insurance in this case will increase.
The policyholder may not be the owner of the vehicle. For example, his role may be a person who controls the car by proxy, and whether it is General or simple handwriting.
The insurer on the basis of all of the documents fills out the insurance policy. The policyholder must complete the application for insurance, which, after signed by both parties.
In addition to the completed insurance policy, the vehicle owner presenting the receipt for payment, which he immediately paid. It is worth remembering that if you regularly and in time extend the policy to you, a system of discounts, the cost of the policy significantly reduced.
What should I watch for while filling the insurance policy
In any case do not go on about the representatives of the insurer and do not sign a blank form under assurances that further insurance agent will fill all on its own. Supposedly this will save you time. Take your time. Better check everything carefully. After all, if the agent will enter the best information you can and then when the accident is very serious financial hurt.
If the agent, when entering data, makes all information from your words, not interested in the supporting documents (especially if you arrange insurance in the insurance for the first time), better give up his services.
Also we should behave and if he proposes to underestimate the power of the car, increase the driving experience, illegal to apply discounts, etc. Because you put your signature under the specified data, and therefore bear full responsibility and risk for them.
