If you decide to issue the credit in Sberbank of Russia, the first step is to fill in a special questionnaire. This process should be approached with great responsibility, as the correctness of these data will depend largely on the approval of your application.

Credit registration in Sberbank – the procedure is quite simple. You need to know for what purpose you need the money and in what amount. To receive credit, please apply to any branch Bank engaged in lending to individuals.

Today, every fourth Russian family has outstanding credit. Even the most responsible citizen may face the problem of late payment on the loan. Causes can be loss of employment, deterioration of financial situation or inability to make money.

A preliminary assessment of the borrower and verification of the submitted documents is a required step in the loan. How the full package of documents submitted to the Bank, as well as how well they are filled, depends largely on the decision of Bank about issuance of credit.

Question clarify the amount of the loan payment can occur for several reasons. For example, if you lost the schedule, earlier is making a big payment when the monthly repayment was missed a payment, have been made the incomplete amount or even have the intention to repay the entire debt.

Debt extremely undesirable thing. However, today very few people, who never would take in debt. Previously, because of unpaid debts the debtor completed suicide and sat in debt pits. Today with the return of debts is different.

Sberbank provides citizens with the different types of loangovernmental programs. There are basic - the purchase or construction of housing and the construction of a house. There are special "Country estate", "Garage", "Refinance home loans" and "mortgage with state support". The latter is particularly popular due to its convenience and reliability.

In the current economic situation in Russia, young couples it is very difficult to acquire their own property. Often even the most modest Studio apartment for young families becoming unaffordable luxury.

With the beginning of the 2000s years consumer loans are gaining popularity. You can immediately buy needed or just desired a thing, or just to borrow for current expenses. But in the process of repayment of the loan comes the understanding that this banking service have to pay. And often, quite a lot. The next loan I want to take with the minimum overpayment, and sometimes even without it.

In the world practice offers financial institutions today are simply full of a wide variety of loans for various purposes, terms, and rates. Before the final choice of the institution for credit, you must clearly know and be able to test the process of calculating interest on the loan.

POS-lending — lending technology, aimed at providing loans products directly to retail outlets. This type of consumer lending is highly profitable, which leads to high interest of banks to the development of this credit line.

TKS Bank "Tinkoff Credit Systems" - another successful business project of Russian entrepreneur Oleg Tinkov, which became popular after the appearance on the market of beer "Tinkoff". Today no less popular loan products, which are quite aggressively advertises the Bank.

Collection of debt from the guarantor is a consequence of the guarantee is a fairly common method of security for a debt. In accordance with the legislation of the guarantor shall be responsible before the creditor for fulfillment of obligations on payment of the loan by the borrower in whole or in part.

Anyone can get into a situation when urgently need a large sum. Well, when in the presence of a savings, otherwise, you will have to borrow money in debt. Today there are a lot of possibilities: give out loans to banks and microfinance organizations and credit cooperatives. However, many borrowers prefer dealing with private lenders.

During the implementation of the financial activities of the executives can be such a seemingly hopeless situation, such as imminent bankruptcy. Of course, the founders if possible try to stabilize the financial status for this they give the organization a loan. This amount the institution must return to the lender within the contract terms.

Making a Bank loan, it is useful to cross-check the calculation of the monthly payment that you have to pay. It can be laid to the Commission that the consultant had overlooked or deliberately omitted. Thus, you will be able to calculate the rate on the loan and to understand under what kind of percentage do you get money in debt.

At the end of 2013 entered into force the law "On consumer credit". Guided by them you can prove to the lender that require to repay the loan early, in which case he is entitled to do.

Borrow money from a private person should take with the obligatory registration of the contract of the loan or regular receipts. Note that if the loan by making receipts relationship with the lender will be regulated by the provisions of civil legislation.

Getting large loans is always associated with the necessity of proof of income. This files most often as a supporting document is a certificate 2-pit.

To issue the credit in Bank "the Renaissance the Credit", you need to choose the right program to complete the online application form, wait for the decision of the organization and to visit the office at the agreed time.

Another school year came to an end and many of yesterday's students will soon move into the category of students of higher educational institutions. However, now to have the opportunity to continue further study at University, it is necessary to have on hand a "tidy" amount of money, which have not all. Many parents of students forced to go to extremes, selling real estate, a car or making, for these purposes, huge loans. At the same time drawn mainly ordinary consumer loans. While some banks offer trust student loans with special conditions, to start to pay which can only be in a few years.

After registration of the credit it is necessary to perform the timely payments and avoid delays and partial payments, for which Sberbank of Russia are offered convenient services. To find out the balance on the loan in the savings Bank to eliminate delays and underpayments or repay the loan ahead of schedule, you have several available ways.

Realizing the popularity of consumer loans of the population, banks are actively reviewing their policies. So, there is a tendency now for a loan is not always necessary to confirm your income. Definitely count on good conditions such an applicant should not, but in an emergency, when you need money, banks can issue credit without the reference 2-pit.

Receiving the Bank credit, people don't assume that their life can occur a situation in which the loan repayment is a heavy burden.

If there is a need to pay for costly services or purchase of certain goods and current income on this operation is not enough, then the solution can be loan processing. Mandatory condition for obtaining a loan in banks of Minsk is the proof of its solvency.

To protect itself, the Bank can put a condition for receiving the loan providing guarantor - someone who will repay the debt for you if you will not be able to do so. The search for such a person can be difficult. But there are ways to get a loan, and without involving obligations to third parties.

Currently, most people prefer to take loan in the Bank to buy a car, housing, etc. There are quite a number of banks that are willing to give any credit. But be aware, paying client. This potential client is asked to complete the statement on the loan.

Many of those who have a loan, trying to close early. For banks such alacrity borrower's unfavorable financial organization is deprived of the planned profit. So for the customer it is important to observe the entire process of closing the loan.