You will need
- Documents to obtain a loan (including a passport), the filled form of Sberbank
Instruction
1
The borrower must be a citizen of the Russian Federation not younger than 21 years. His work at current place of employment shall be not less than six months. The participant of the mortgage program can be no more than three co-borrowers whose income is taken into account when calculating the maximum loan amount. Spouses automatically become a co-borrower even in the event of insolvency of one of them.
2
For consideration of the credit application required-application form, the filled form of Sberbank, passport of the borrower, the documents confirming his financial condition and employment, paper by providing and credited to the property. The application is considered within 7-18 working days after submission of complete packet of documents.
3
The loan is issued in rubles. Commission for issue no. The amount may not exceed 8 000 000, if the premises is located in Moscow and St. Petersburg, and 3 000 000 rubles, if the residential premises are located in any other region of the Russian Federation. Repayment mortgage - monthly equal payments, but the possibility of early repayment (without a fee).
Note
Credit "mortgage with state support" given for the purchase construction or already built houses have a legal entity (developer, investor, etc.).
Useful advice
Mortgage in Sberbank it is necessary to choose for several reasons. First, there is low interest rates. Second, mortgage no fees. Thirdly, there are special lending terms for employees receiving wages on the card of Sberbank. Fourth, loan applications are considered individually. Fifth, there is the possibility of attracting co-borrowers.
Sixthly, you do not need life insurance and health customers. Seventh, you can get a credit card of Sberbank of Russia" with a limit of up to 200,000 rubles.
Sixthly, you do not need life insurance and health customers. Seventh, you can get a credit card of Sberbank of Russia" with a limit of up to 200,000 rubles.