According to article 807 of the Civil code, the contract of loan organization lender agrees to provide money or other things for temporary use to the founder-borrower, the same should return negotiated in the contract amount in time.

ISP "AKADO" offers subscribers a variety of payment options for their services. Their full list can be found on the website of the provider in the section "Subscribers", where the payment methods are discussed in a separate page. Payment should be by credit card through the ATM, Internet banking number of banks or Internet services, electronic money or cash payment points or via the terminals.

Giving money in debt, be sure to make an IOU written by the hand of the borrower, and even better a notarial contract. Although the receipt has the same legal effect. Invite two witnesses who will put their details and signature on that loan. Interest, under which you give money in debt on the receipt is not needed. This graph is not considered during the proceedings not to return the debt. The amount of interest will include the total amount of debt.

It is very important to the employee to know about how it is accrued wages, paid sick leave and holiday pay. For this you need to speak privately to the employee to avoid any unnecessary questions and was unexpected.

Commercial expenses are expenses on the shipment and sale of goods. However, their calculation and manner of recognition depends not only on the activity of the company, but also from the accounting policies. In this regard, there are several options for accounting for such costs in the cost of production.

Annuity, or annuity payment – is a method of calculating a loan payment where the loan amount and interest rate thereon are repaid in equal amounts during the whole crediting period. How to calculate annuity?

Exchange rate is called the price of monetary unit of one country expressed in monetary units of another. Such courses simultaneously there are many - one for each pair available in the world currency units. Change one currency relative to another is caused by a large number of factors taking into account economic and political prospects of countries, a monetary unit which compares. Forecasting these changes involved quite a large number of people, both Amateurs and professionals.

Tax on income received from the sale of the vehicleis 13% of the transaction amount. At first glance, you just need to divide the price of a car specified in the contract of purchase-sale by 100 and multiply by 13. But there are some nuances to significantly reduce this amount, if not reduce to zero.

Currently, credit cards are very popular. With their help, you can instantly make even a very expensive purchase. But a situation may arise when credit funds you need on hand. For credit cards provides cash funds, however, you need to know some nuances.

If you were speeding in your car and you are stopped by traffic police inspector, he must draw you to administrative responsibility for violation of traffic rules. The inspector will make the Protocol receipt of an administrative offense and prescribe the penalty for speeding. The penalty you shall pay within 30 days from the date of the Protocol.

OAO Gazprom is the largest energy company engaged in the production, transportation, storage, processing and marketing of hydrocarbons, as well as the production and marketing of electric and thermal energy. Wounds of shares of "Gazprom" consists of two segments – internal and external. The external market is focused on non-residents of Russia, internal – residents. Stock prices in the domestic market below.

The need to block the card occurs if it is lost or stolen. The sooner you do, the less likely that the rest of it can be exploited. "Bank of Moscow" offers its customers to first call the call center, and then to submit a written application for blocking the card anywhere near his office. Then the map will have to be reissued.

Deposit or the Deposit is money placed in a Bank or other financial institution for interest on pre-agreed terms. The funds can accommodate cash or cashless, in foreign or national currency.

Foreign exchange market Forex is the largest financial market in the world, he is very changeable and fickle. He defies manipulation, but there are many factors considering which you try to predict the courses of currencies and make a profit.

Standing in Bank queues takes a lot of time and nerves. This can be avoided using the "Client-Sberbank". It allows you to make banking transactions and to check the current account balance without visiting the office of Sberbank. However, the "Client-Sberbank" constantly modificeres. A situation may arise when the system, which you use for some time need updates. Installing them is easy.

Skype is one of the simplest and most popular programs for communication in the world. You can use it to make free calls from computer to computer, and for a small fee - also to landlines and mobile phones. To pay Skype a variety of ways, including through Yandex.Money.

"Tinkoff Credit Systems" - a modern Bank, which is engaged in remote customer service in the credit card market. It was founded in 2006 and operates in all regions of Russia. The design of the application is online, and the cards are delivered by mail or personally by a representative of the Bank.

The commodity receipt is the document confirming the fact of purchase of certain goods from the seller. Is used in the case of a report on expenditures together with cash a checkohms or for claims against the seller.

Mobile Bank is a package of services provided by Sberbank to its customers who are holders of cards of the SavingsBank. Mobile banking allows clients of the SavingsBank to obtain timely access to information relating to Bank cards with your phone. It is very convenient, however, if you no longer wish to use this service, you can block or disable.