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- How to get a loan without income certificate
Loans come into our lives stronger. To take a loan becomes easier and easier with each passing day. Banks are once again offer a variety of lending options, focusing on the most requested needs of our customers. And since some categories of citizens it is difficult to provide a certificate that reflects their real income, an increasing number of banks goes forward and does not require this document. But there's a few nuances. - How to obtain a certificate of incorporation in the tax
Extract from to EGRUL might need in different situations: when you open a Bank account, scheduled or unscheduled audit at the conclusion of a major transaction, etc. Many people prefer to receive statements via a third party. But to make it easy and yourself. - How to obtain medical policy in Moscow
To receive the insurance policy of obligatory medical insurance (OMS) to Moscow you must be registered in the capital at the place of residence or stay. If you have neither one nor the other, but you work under an employment contract in a company with legal address in Moscow, a policy you are entitled to, but the procedure for its execution will be different. - How to cash out money from your phone
Cash money with phone in modern times simply enough. If you are a subscriber "Tele2", "Beeline", "MTS or "the Megaphone" and in your account there is an amount of moneythat you for one reason or another want to cash out, use one of several ways to withdraw money from your mobile phone. - How to find out if you loan
The situations of loss of passport nowadays very common. And if not promptly report it to law enforcement agencies, it definitely can be umelets who will take advantage of your trouble and you will add another one. It can go in any organization, offeringa loan in the same day without collateral and guarantors, to give your passport to sign your signature, take the money and spend it. And to pay, unfortunately you! In this case, you will quickly learn that you "hang" the debt on the loan, because the Bank will send you a notification. However, not all banks regularly notify their borrowers of the availability of debt on the loan. How then to learn, whether there is at you a loan? - How to calculate advance
The legislation stipulates that wages must be issued at the company twice a month, the advance payment and the balance amount. Paid before the 15th of the month. At each company the advance payment calculated in different ways. The advance can be calculated on the report card work days, and in percentage terms (40% of the total). - How to refuse a loan
Banking is a retail business teaches people to take loans for everything from mobile phones to purchase a new home. And sooner or later the average person, which sometimes impose a completely unnecessary banking service, there is a natural question: is it possible to refuse the loan? - How to see your taxes
Most revenues received by the Russians, taxed on income. But this is only one of the many types of tax that a taxpayer must pay to the state Treasury. There is also land tax, transport tax, property, and other. It is sometimes difficult to remember which taxes have been paid and which don't. For late payment of tax penalty is charged for each day of delay at the rate of 1/300 of the refinancing rate of the CBR. For tax evasion a penalty system for unfair or forgetful taxpayers. To avoid all these consequences, you should timely fulfillment of all tax obligations to the state. - How to earn 1000 rubles per day
1000 rubles - not the biggest amount I can earn per day. But how many people not getting much. Unfortunately, the average salary in Russia is still at the level of 20000-22000 rubles a month. How to fix it? - How to put money on webmoney
- How to Fund your account
Bank card in the modern financial world plays an important role and has many advantages over cash. The map has many, but not all know how to Fund your account. There are several ways to replenish the accountand Bank card. - How to make money from scratch
The main ways to make money from scratch three: work in the company remote work (freelance) and start my own business. Let's consider them in detail. - How to fix credit history
The crisis has passed, and the financial status of citizens has improved significantly, but the credit is not so simple. The loss of a job, outstanding credit - that's all it what you're facing millions of people a few years ago. Fix a bad credit history, but most importantly, and this time not fail. - How to know account balance
Making purchases with plastic cards, we often forget the available balance in the account. For ease of tracking of funds, you can activate the service, which will be at each withdrawal or addition to balance to inform via SMS about the withdrawal and the available account balance. To check the remaining amount of money and in other ways. - How to make money on exchange rates
In a modern market economy currency is an indicator of the stability of the country. How reliable the currency, the more they will save in that currency, and buy it with the aim of earning on the rate changes. - How to pay legal costs
Turning to state authorities for committing a legal action, you must pay the state fee. For what specific actions the fee should be paid, what is the procedure of calculation of its amount, characteristics of payment determined in the Tax code of the Russian Federation. State duty refers to Federal charges paid to the Federal budget. - How to make cash
For a small company sometimes easier to keep account of funds, bringing all operations into a single management report, which the accountant will report it to the Director upon request. The analogue of this report is the simplified cash book, which takes into account the parish revenue and accounts payable. Such cash are many commodity experts and accountants, for example, in small grocery stores. - How to earn money easily
You have been taught that in order to get a good job and easy to earn money, you need first of all to learn. You were obedient and finished school with a medal and the Institute with honors. You worked part time during his studies with double diligence began to work after graduation. But the money is possible to earn a little, and strength and nerves spent more and more. - How to calculate maternity leave
Maternity leave is financed by the state, but money for it is given by the employer from the funds of the company, and then he returned the amount paid. The terms of the refund are not specified, and they can be delayed. The employer does not want to pay their money, paying them indefinitely, and therefore tries to pay you less. - How to calculate holiday pay
It is very important to the employee to know about how it is accrued wages, paid sick leave and holiday pay. For this you need to speak privately to the employee to avoid any unnecessary questions and was unexpected. - How to make money in one day
Sometimes it happens so that you urgently need money, e.g. to pay for an unexpected expense. And panic, sometimes it's easy to forget about the many ways to earn money in one day. You can be creative and invent your own way of earning money or try to get money the old-fashioned method. - How to pay vehicle tax
Every year, each citizen, owning a vehicle, is obliged to pay the transport tax. It is calculated based on the vehicle category and the power of its engine. If you first received taxial notice and do not know how and where to pay the transport tax, use manual. - How to write off the main means
Every organization has a balance of major funds. They represent tangible assets that are repeatedly involved in the production process. The period of use of fixed assets exceeds 1 year. They transfer their value to the manufactured products gradually in the form of depreciation. Depreciation of fixed assets can occur both in the case of full physical or mental deterioration, and in the case of incomplete depreciation, and also in the occurrence of natural disasters or emergencies. - How to return 13 percent
You bought an apartment and incurred large expenses. The state provides the opportunity to recover some of the amount spent – as much as 13%. Every citizen of Russia when buying an apartment has the right to receive the property tax deduction. That is, if you bought an apartment, you are entitled to a refund of 13% of the transaction amount in the form of paid income tax. However, the maximum amount you can return, at a maximum of 130 thousand rubles. - How to read a balance sheet
The balance sheet is the basic form of accountability of any organization showing its financial position on a specific date. The information contained in this document is useful not only to employees, but also management, shareholders and investors, because it is a fairly accurate indicator of the financial health of the company. How to read a balance sheet? - How to extract money from the debtor
It so happens that you took the money borrowed for a certain period, and to give in no hurry. Refer to times of crisis, family problems or lack of earnings. Of course, in life anything can happen, but you gave your money and have every right to get them back. We'll show you how to clear the debt from the debtor. - How to calculate vacation pay for the year
For each employee the vacation – long-awaited time. Particularly pleased to support the rest getting furloughed. All the issues associated with the release of an employee regulated by Chapter 19 of the Labour code of the Russian Federation. The calculation of holiday pay is regulated by the Regulation on the procedure of calculation of average wages, approved by RF Government decree dated 24.12.2007 No. 922. All calculations are made in accordance with this Provision. - How to return 13% of the tuition
Currently, nearly 70% of higher education in Russia is paid. Pay is also trained in artistic, musical and sports schools and other educational institutions. Payment for training is often one of the biggest items of expense in the family budget. The tax Code of the Russian Federation provides for the payment of social tax deduction for taxpayers on their own learning, to educate children or children under guardianship. This allows to partially compensate for the costs of training. - How to make money online newbie
There comes a time, and for various reasons, the Internet user asks a question about earnings. Someone get tired of going to sites and watch videos, but someone is concerned about their financial situation. - How to know the balance of the card Sberbank
Bank map is very easy to use and store and you can pay, and in the Internet environment. Importantly, the balance was positive. The balance of the card of the savings Bank can be found in several ways.