Instruction
1
Visit the debtor at his home address. If he does not reside at the address of residence, conduct interviews with neighbors. Find out the place of residence of parents, friends or relatives. Have parents learn the actual address of residence of the borrower.
2
To study living conditions and financial situation, conduct the conversation with the defaulter. Find out circumstances and the reasons why your debtor does not fulfill its debt obligations. Check if he has a real opportunity to return the loan.
3
Take from the debtor a receipt, which shows a clear terms of repayment. Make sure the receipt was written by the debtor himself and in the presence of two witnesses.
4
If you had lent on the security of property, take the property until full repayment of the debt. Perhaps, the borrower does not want to face domestic difficulties arose, and immediately pay back the loan. If the money was not returned, try to sell this property, and thus restore the desired amount.
5
If your debtor is not legally competent, in the rigid form warned him that the debt will give the documents to the court, threaten criminal liability. A promise that will place information in the media about his unreliability, give it to employers, colleagues and friends about his dishonesty. Psychological pressure on the defaulter usually helps to repay debts.
6
And remember, the measures you are taking to knock out the debt must be legal and most adequate.