Advice 1: How to renew a medical insurance policy

All free medical aid to the population is paid from the budget, which is financed by the compulsory medical insurance funds. For any medical services paid the money. In order to receive these services without paying out of pocket, you need to have a medical policy of obligatory medical insurance. If the period of insurance has ended and the policy is not renewed, the money for health care will not come at the expense of the institution that provided assistance, and they Fund the salaries of health staff, purchase of equipment and utilities maintenance of the medical institutions. Nobody wants to work for free.
How to renew a medical insurance policy
You will need
  • -passport
  • -statement
  • -policy
  • -birth certificate of children
  • -employment history unemployed
  • -certificate of pension to pensioners
  • -student ticket
Instruction
1
Help be sure to get children, pregnant women and people who called the ambulance, and their state of health requires emergency care. To avoid this, the policy needs time to renew.
2
All working population gets and prolongs the policy of OMS at the place of work. Contact the specialist to work with staff. Write a statement about the renewal policyand bring the policy have expired insurance and a passport. After a while you will return policy extended term insurance.
3
All pensioners, unemployed citizens, students, children, students extend medical insurance policy in the administration of the place of residence. Write a statement on the renewal policyand, provide a passport or certificate of birth, employment history or pension certificate, the policy have expired insurance. After some time, you will be given a insurance policy with an extended term insurance.
4
Students can renew the insurance policy, like the place of study and place of residence. Please contact the school in the Dean's office to the responsible person. Present policy expired insurance and student ID. When renewing the residence – in the administration of his district a statement and your student.
5
Unemployed persons who are registered as unemployed at the labor exchange can renew the policy, by application at the place of registration on the exchange.
6
All citizens without exception can apply directly to the insurance company and extend medical policy. Present your passport, insurance policy, proof of your social status.

Advice 2: How to get medical insurance for unemployed

The human right to receive medical care are defined by the Constitution of the Russian Federation. It establishes a medical insurance policybecause the medical service is paid - and the policy guarantees payment of spent on your care funds. Unemployed citizens themselves should take care of obtaining this document.
How to get medical insurance for unemployed
Instruction
1
Find out which insurance company gives a pole in your community.
2
Please contact the branch of the insurance company at the place of residence. Call head office or view information in the directory. Also information on the location of the policyholders own clinic.
3
Please call the desired branch to find out the hours of operation of a specialist. Opening hours branches located at the clinics you can report at the reception.
4
For medical policy will be required to present documents confirming your identity (passport, birth certificate), the old policy (if any), the pension certificate and the work book. The latter is necessary to confirm the status of unemployed, as working citizens, the policies are ordered and issued through the personnel Department of the organization. Students instead of the work book must present a student card.
5
To obtain insurance policy on the child to the policyholder applies one of the parents. Presents a passport, the birth certificate of the child and the policy of the child (if he already received it previously).
6
Old policy can not imagine. Tell me, I lost it. It will not lead to penalties, it just needs to close the database, and without policy specialist will take more time to search for information.
7
After the presentation of documents preparing a contract with an insurance company. You sign up, after analyzing. Remember, any agreements should be prepared at least in two copies, one copy for each party. If you need your copy, request it from the technician as usually they do it only for yourself.
8
Next, you will be issued a temporary policy, with him and the passport will need to come again at a specified time (usually a month) to get the main document. Then you will receive a medical insurance policy, which will be valid for lifetime (provided that no changes to the law on medical insurance of citizens).

Advice 3: How to get health insurance

From 1 may 2011 on the territory of the Russian Federation has started to issue the policy of obligatory medical insurance (OMS) the new sample. But this does not mean that the urgent need to exchange your insurance document. The expiration of old policies extended to January 2014. So get a new email policy will manage everything.
How to get health insurance
You will need
  • 1. Passport (to establish residence).
  • 2. Registration certificate (in the absence of permanent registration).
  • 3. Residence permit (for foreigners).
  • 4. Birth certificate and certificate from the house administration on the registration of the child (when making policy for the child).
Instruction
1
New medical policy is an electronic media in the form of a plastic card with a personal number. It will be encrypted personal data of the patient, the required benefits, prescriptions, medicines, medical history. This policy, essentially, is an electronic patient record.
2
If you are working, a new policy you can issue the employer. However, in the case of dismissal, a document will have to pass to HR and get the following independently.
3
If you are not working or you need to get/change health policy your child, please contact the point of issuing insurance policies at your place of residence. To do this you need to have:
- passport (to establish residence);
- registration certificate (in the absence of a permanent residence permit);
- residence permit (for foreigners);
- birth certificate and a letter from housing management on the registration of the child (when making policy for the child).
4
Most likely, the issuing of OMS you will find in the district hospital. If not, the receptionist will tell you the address of the nearest place of issue.
5
The policy of the MLA, in the presence of all necessary documents, you will produce immediately. It is very convenient, and come to the point of delivery, again no need.
6
Having a MHI policy, you can choose any medical institution, do not have to attach it to the district hospital. Under the new Law "On mandatory medical insurance in the Russian Federation" from January 2011 to refuse you do have the right. You can also choose the doctor from whom you want to be treated, and an insurance company that will pay.
7
When contacting the clinic to have a medical insurance policy is necessary. Also bring your identity document. Otherwise, you can refuse to accept.

Advice 4: How to extend the residence permit

Look at the residence in the Russian Federation issued to foreign citizens and stateless persons for up to five years. Six months before the expiration, you must apply to the territorial bodies of the FMS to apply for the renewal of residence on residence. Of course, if you intend to renew it.
How to extend the residence permit
You will need
  • • to pay the state duty;
  • • write a statement.
Instruction
1
Pay the state fee in the prescribed amount. In the name of the payment specify: "the state Duty for the registration of residence in the residence". Banking details find out in the territorial division of the FMS of Russia.
2
Contact bodies of the Federal migration service of Russia at the place of your residence within the prescribed period. With them you must be: a document proving your identity and citizenship, receipt of payment of registration fee and your current view of the residence with all the necessary markings on the registration and re-registration at the place of residence.
The circulation period may be extended for a valid reason (sickness, while in the business trip, etc.). The presence of this cause must be documented.
3
Write a statement about the renewal of the permit for residence in the established pattern. To extend the validity of the view of the residence of a foreign citizen may until the end of validity of the document proving his identity, but not more than 5 years. Stateless views of residency extends for 5 years. The number of extensions of the validity period of the residence permit, the law is not limited.
4
Wait until all the necessary checks. Will check information about you the records of law enforcement, security, bailiff service, in bodies of social security and health care, tax authorities, etc. If no reason for cancellation is not found, the results of this test a decision will be made on extending you the permit for residence. Otherwise you will be denied.
5
Receive notification of the decision. In case of refusal, you will receive a written notice with the grounds for refusal. This refusal may be challenged in pre-trial and in court.
In the case of a decision on the extension you permit on residency, on page 9-12 Blanca will be made relevant note, signed by the head of the territorial body of the FMS of Russia and seal.
Note
Don't forget about regularly (annually) to confirm their residence for existing residence permit in the territorial bodies of the FMS and to provide income.

Advice 5: How to renew insurance

The policy of obligatory medical insurance (OMS) allows any person to obtain urgent or routine medical care free of charge throughout the Russian Federation. This happens due to the financing activities of the doctors from the funds of compulsory medical insurance. Overdue policy OMS is considered invalid and requires urgent renewal.
How to renew insurance
Instruction
1
Please contact at my place of work (if you work) to a specialist for interaction with the staff. Bring your expired policy OMS and passport. You will be asked to write a letter with a request to exchange document. After a short period of time will give you an extended policy.
2
Write a statement on the extension of the policy to the local administration, if you are unemployed, retired or student. Although usually replacement of policies OMS for seniors engaged in social security or pension Fund, the policy itself bring a person into the house together with pension. Students are also in most cases change medical policy at the place of study.
3
Extend the policy of OMS, please contact the insurance company or branch of company providing you the services of compulsory health insurance. These offices have a specific work schedule with hours special admission for working people and a separate clock for the unemployed. Bring your passport, work-book (if you work), the policy is in need of renewal.
4
Use the services of local employment center (if you are registered as unemployed) to facilitate the exchange of medical insurance. Write the appropriate statement and provide the necessary documents (passport, insurance policy).
5
Contact the Dean's office if you are a student and you have no way to change the policy in any other way. Give the person in charge of your documents: passport, student ID, the policy for extension.
6
You will help social security if you are a disabled person receiving a pension. Imagine a policy, certificate of disability and your passport.
7
Go to the official website of your health insurance company (if any). Some of these companies provide the possibility of extending the policy of OMS, without visiting directly to the office. You will need to fill out a form on the website and send to e-mail scanned documents. Policy OMS will be delivered by courier, or you can get it in the office.
Note
The maximum exchange period of insurance is 1 month. For this period you will be given a provisional certificate of obligatory medical insurance.

Advice 6: How to extend the insurance policy

Insurance company renew a policy of insurance automatically, if you are within the time established by the rules of third party liability insurance, did not notify the organization that are not going to roll over the contract.
How to extend the insurance policy
Instruction
1
Learn the rules of the insurancewhich your insurance organization that issued you the policy, was obliged to give you at the conclusion of the contract. Pay attention to items relating to the extension of the contract, they detail the actions of the insured (i.e., who enters into a contract with the company). In most companies they are spelled out in section V.
2
Inform your insurance company that they intend to enter into a contract of insurance with another organization. Keep in mind that you have to do it for two months before the expiry of the policyand the date you can find in the top right of the document. The application is submitted in written form, you may ask the insurance company or to write in any form. If you did not notify the insurer within a specified time about the decision to move to another company, your contract will be automatically extended. The insurer will write you a new policy for next year.
3
Contact a representative of the insurance company a few days before the expiry of your policyand insurance, if you didn't call. Find out whether you need to personally visit the office or the courier or insurance agent (representative), which you can give payment for the policy. As the competition for each customer among insurance companies is very high, the employees of your company are kindly requested to contact you by phone or email and explain how to get a new policy for the next period of insurance.
4
If you want to make changes to the existing policy, for example, to enter an additional driver admitted to driving the vehicle, and reflect this information in the statement. If all conditions remain unchanged, the insurer itself will print a statement on the basis of past data, you will need to sign it and policyE. the New Treaty will take effect after making payment in cash or Bank account.

Advice 7: How to renew the free avast

The free version of the antivirus "Avast!" is highly functional and constantly updated antivirus databases. The program successfully copes with various Trojans, worms, viruses, web rootkits. Has flexible settings and user-friendly interface. After you install "Avast!" to the computer it is necessary to register and receive a free annual subscription. A year later, the app will report that the validity of free licenses has expired.
How to renew the free avast
You will need
  • - access to the Internet;
  • - installed Avast! Free Antivirus.
Instruction
1
If you do not take urgent action to renew "Avast!", the computer is vulnerable to viruses. Therefore, in the pop-up window with a warning about the expiry click "Register".
2
You will be asked to choose between two options – the standard, free version of the program for a period of one year and full protection, the paid version with advanced features. To stay on the free version, click invisible on the grey button "Choose". It is located on the left, under the column "Standard protection".
3
In the window "Registration", fill in the fields Name, LastName and Email. The keyboard layout is not important, and instead of a real name you can specify any alias. But the email address must be current.
4
In the next window you will be offered a free install trial version Internet Security. Confirm your desire to remain on the free version, when I click the "Close" button. In response you should see the message "All is well. Updates, program components are not required. All the shields are open." This means that the subscription was updated successfully and the validity of free subscription extended for another year. Information about the license expiration date can be seen by opening the "Settings"tab.
5
If the computer has installed the trial version of the paid program Avast! Internet Security, you can always go back to the free version through the "Settings" tab. For this you need to select "Subscriptions" and click "Other options". A window will appear with the button "to Return to using Avast! Free Antivirus.
Note
On the Internet every day appear all new and new viruses. Therefore, to effectively protect your computer it is necessary to update the antivirus databases are updated regularly in automatic mode.

Advice 8: How does the new health insurance

Insurance policy medical insurance is the document confirming the right of citizens to provision of free qualified medical care. To improve the quality of medical services on the territory of the Russian Federation introduces a new form of medical insurance.
How does the new health insurance
You will need
  • – a document certifying the citizen's identity;
  • – insurance certificate of state pension insurance — SNILS (at presence).
Instruction
1
Unlike the old forms of policy, in the new document, no data are available on registration. It is quite convenient because it allows insured persons to receive adequate medical care in any region of the Russian Federation, in contrast to the previous scheme. Also the insured can choose medical institution and the doctor that will increase competition for patients among health organizations. It is the intention of the legislators should improve the quality of medical services.
2
New insurance paper is made in the typographical way on the form A5 blue colour, the paper contains several degrees of protection against counterfeiting, including watermarks and guilloche background composition.
3
The front side of paper of insurance contains full details of the insured person. At the top of the sheet is the image of the State emblem of the Russian Federation and the inscription "the Policy of obligatory medical insurance". The following is a personal 16-digit number of the insured in a single database MLA.
4
The line below is printed a bar code, containing full details of the owner of the policy, the relevant columns should be entered the full name, sex, date and place of birth. In addition, must specify the period of validity of the document. The data certified by the signature of the representative of the insurance company and seal of this organization. The authenticity of the policy is confirmed by the holographic sticker, which must be present at the allotted place for it.
5
On the reverse side under corresponding numbers provides graphs to extend the validity of the document, at the bottom of the sheet is printed with its sequence number. The disadvantage of this policy is, it is not too easy to handle. It cannot be stored in collapsed form, laminate, resulting in careless storage of the document will be unusable.
6
Along with the paper form insurance organizations give also a new electronic map of medical insurance. Outwardly, this device resembles a regular plastic debit card. On the obverse is the State emblem of the Russian Federation, the logo for the system, installed the CHIP, which stores information about the insured person. In the lower part should stand the 16-digit registration number of the insured person.
7
On the back show a contact phone number of the insurance company, in a special box placed a graphic image of the signature of the owner of the policy, located below his picture, full name, date of birth. Also there is a holographic sign confirming the authenticity of the document and its serial number, there should be a reference on the validity of the policy.
Note
Currently, the presence of mandatory health insurance can be supported by three kinds of forms issued by insurance companies: the policy of OMS of the old sample that were issued before 2011, the policy of the new sample in the paper version, a new policy OMS with an electronic chip. Gradually, it is planned to complete the transition to the new electronic cards MLA.
Useful advice
Not all medical organizations have the necessary equipment to operate the new electronic insurance policies, so in some settlements, for this reason their use can be difficult.

Advice 9: How to extend the insurance policy

Insurance, that is mandatory liability insurance in our country is issued policy, confirming the fact of insurance. Such a policy has its validity. after which it must extend.
How to extend the insurance policy

The insurance policy


CTP is insurance that is intended to cover losses caused by the actions of the driver to other road users or their property. Thus, the insurance payment for CTP in case of an accident in which the man was guilty, save him from having to pay any money for your damage, but will not provide any money for themselves the culprit. On the contrary, if the person was not at fault in an accident, the insurance policy, which must be the culprit, will cover his expenses for the restoration of the car.

However, do not expect that the damage caused to the innocent party will be fully covered, regardless of its size. The law "On mandatory insurance of liability of owners of vehicles" sets forth that the damage caused to the life or health of every person affected in the accident can be compensated in the amount of not to exceed 160 thousand rubles, and damage to property of each injured - not more than 120 thousand rubles. The aggregate amount of the payments for the damages to all the victims, should not exceed 160 thousand rubles.

The extension of the policy


Insurance policy commonly is issued for 1 year, but at the request of the vehicle owner it can be shorter. Under current law, to drive a vehicle only for a person, which is included in the insurance policy issued to the vehicle. While insurance rules can include in one policy several drivers either do not limit the circle of persons entitled to drive this car. However, it will definitely affect the cost of insurance.

The next day after the previous policy has ended, the driver has no right to go on the road, and did not obtain new insurance. Therefore, it is recommended to visit the office of the insurance company to obtain the new policy. It is not necessary to worry about what a few have already paid days, insurance lost: the new insurance policy will be executed exactly from the moment of the previous one.

In order to extend the insurance policy must show the insurance agent the standard package of documents, including passports and driver's licenses of all people who will be fit into the policy, as well as vehicle and certificate of registration. In addition, it is helpful to bring previous insurance policy: if last year the driver was driving without an accident, he is entitled to a five percent discount from the cost of the new policy. After submission of all necessary documents, the insurance agent will enter your information in the form of the established form, and paying the cost of insurance, you will once again acquire the right to move your car.

To implement the extension of the policy in the same company where you were previously insured and another organization. This can be useful to drivers who were dissatisfied with the service quality of their insurer and want to change it.
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