Advice 1: How to renew medical insurance

The free medical aid is carried out in our country on the basis of medical insurance policy. Insurance of citizens without work, provide local authorities, and the contributions for the working population paid by the employer. Medical policy has a validity period, after which the document is to be extended.
How to renew medical insurance
You will need
  • - passport;
  • - employment history;
  • - insurance certificate.
Instruction
1
To apply to the personnel Department of the enterprise or of the institution in which you work. Present your old insurance policy and ask them to replace, extending the period of validity. The issuance of the new document, the employer is obliged to carry out up to five days. In the absence of separate service personnel the duty of registration of the policy is assigned, as a rule, the personnel Manager or the chief accountant.
2
If you do not have an official place of work, find out in the local Fund of obligatory medical insurance, what insurance company is issuing and replacement insurance policies.
3
Contact the specified company, providing a personal passport and the policy, the validity of which has expired. The passport must be stamped for registration. In some cases you will also need the pension insurance certificate and work book. As a rule, making a new insurance policy in the insurance company takes a few minutes.
4
If you have official status of unemployed and are registered with the employment service, contact to replace the insurance policy to local employment Center. The staff of the employment service will review your documents and issue you a policy with a new validity period. In this case, the replacement policy takes place within a few days.
5
For pupils and students the possibility to extend the insurance policy and the place of residence and place of study. For renewal policy , contact the Dean's office of the institution to the person responsible for working with insurance documents. Present a valid student ID and medical insurance, with expired. After making a new document will get his hands on.
6
If at the time of replacement insurance policy you have changed social status, that is, you changed the place of work, residence, or name, enter new information in the statement provided by your employer to the employment service or insurance company.

Advice 2: How to get medical insurance for unemployed

The human right to receive medical care are defined by the Constitution of the Russian Federation. It establishes a medical insurance policybecause the medical service is paid - and the policy guarantees payment of spent on your care funds. Unemployed citizens themselves should take care of obtaining this document.
How to get medical insurance for unemployed
Instruction
1
Find out which insurance company gives a pole in your community.
2
Please contact the branch of the insurance company at the place of residence. Call head office or view information in the directory. Also information on the location of the policyholders own clinic.
3
Please call the desired branch to find out the hours of operation of a specialist. Opening hours branches located at the clinics you can report at the reception.
4
For medical policy will be required to present documents confirming your identity (passport, birth certificate), the old policy (if any), the pension certificate and the work book. The latter is necessary to confirm the status of unemployed, as working citizens, the policies are ordered and issued through the personnel Department of the organization. Students instead of the work book must present a student card.
5
To obtain insurance policy on the child to the policyholder applies one of the parents. Presents a passport, the birth certificate of the child and the policy of the child (if he already received it previously).
6
Old policy can not imagine. Tell me, I lost it. It will not lead to penalties, it just needs to close the database, and without policy specialist will take more time to search for information.
7
After the presentation of documents preparing a contract with an insurance company. You sign up, after analyzing. Remember, any agreements should be prepared at least in two copies, one copy for each party. If you need your copy, request it from the technician as usually they do it only for yourself.
8
Next, you will be issued a temporary policy, with him and the passport will need to come again at a specified time (usually a month) to get the main document. Then you will receive a medical insurance policy, which will be valid for lifetime (provided that no changes to the law on medical insurance of citizens).

Advice 3: How to get medical insurance in Moscow

Policy OMS is the document confirming your right to medical services. Policy is valid anywhere in the country, regardless of where it is received, therefore, to provide medical care to you in the presence of a document are required everywhere. How to Polis in Moscow?
How to get medical insurance in Moscow
You will need
  • - identity card (passport);
  • - SNILS;
  • - the application for registration of medical insurance.
Instruction
1
According to the Federal law "On mandatory medical insurance in the Russian Federation" of 29.11.2010 g № 326-FZ from January 1, 2011, any citizen has the right personally to choose an insurance company to obtain medical insurance. In Moscow you can refer to, for example, in company ROSNO-MS, medstrakh, Max-M in may 2011 documents are issued for a single country of the sample.
2
When choosing an insurance company, be sure to visit her site, read the procedure for obtaining policies. In principle, it is almost the same everywhere, but can still be small differences. After this you need to download the application form or obtain it at the office of the insurance company and fill it out. You will need to provide the following information: name, age, sex, the address of the place of registration and place of residence, passport number, nationality, phone. Persons belonging to preferential categories of citizens and persons with disabilities have the opportunity to fill out an application for insurance directly online and receive the document at home.
3
Next, you will need to come with application form, passport and SNILS (if any) to the office of the insurance company. The list of required documents is slightly different, if you get insurance for persons under 14 years of age. In this case, you will have to provide the birth certificate of the child, his social security number and your ID card of the legal representative.
4
It is important to know that getting the policy in Moscow is not dependent on the presence or absence of you have a capital registration, as long as you were a citizen of the Russian Federation. The employee is obliged to take your documents and submit them to the database of the insured, and in addition, to issue you a temporary certificate of registration of the policy, which will certify your eligibility for medical assistance.
5
The validity of the interim policy is usually 30 days, during which issued your new policy. When you are ready a new document, the company will notify you by phone or email specified in the statement.
6
Citizens who are not citizens of the Russian Federation also provided the possibility of obtaining medical insurance. In accordance with the Federal law "On refugees", for the design of the policy to the person who obtained such status, you must provide the insurance company a certificate of examination of an application for refugee status or a refugee certificate.
7
Foreigners residing in the country, you will need to provide a passport of his native state, SNILS (at presence), a residence permit and temporarily residing in Russia for foreign citizens – a passport with a mark about the permission of temporary stay and SNILS (at presence).
8
Persons without the citizenship, constantly living in the Russian Federation for registration of medical insurance you must bring to the office of the insurance company the identity of the person without citizenship, residence and social security number (if any). For temporarily residing in Russia, stateless persons, necessary documents will be the identification mark of the permission of temporary stay in the country or a document in established form issued in the Russian Federation, persons without citizenship, not having the document proving his identity and, if available, social security number.
9
If you are unable to independently obtain a policy of OSM, you can send your documents with a representative. If it is your parent, Trustee or guardian, in addition to your documents for issue of the policy, he will need to provide only their passport or other identity document. Another your representative will have to bring also a certified power of attorney on registration as insured in the chosen insurance medical organisation.
Note
SNILS - insurance number of individual personal account of the insured person indicated on the card of pension insurance.

Advice 4: How to open a branch of an insurance company

Business in the field of insurance in Russia is just beginning its development. And despite the fact that competition in this area already quite high, the opening of a branch of an insurance company can be a profitable investment of money.
How to open a branch of an insurance company
You will need
  • - business plan;
  • - registration and licensing documents;
  • premises;
  • - furniture and office equipment;
  • - the contract with the insurance company;
  • - employees;
  • advertising.
Instruction
1
Select the company ,branch which you would like to access and engage in contractual relationships. As a rule, the parent firm offers to buy her franchise, and in return provides the necessary set of documents, the product, brand and other assistance at all stages of the work.
2
To open a branch of an insurance company must register the legal entity. Any suitable form: LLC, CJSC, JSC or mutual insurance society.
3
For the effective investment of funds in the business make a business plan. It can be useful in case you need the loan money.
4
Insurance – type of activity subject to mandatory licensing. To apply for a competition license, you must collect a set of documents: constituent documents, rates and insurance standards, business plan, proof of the Director General. It is necessary to write the application and pay the state fee. Generally, the actuarial calculations of the rates and rules of insurance for each type of activity provides the parent company.
5
Pick up the office space. It must be placed in electable place in the city centre. Issued office strictly business style.
6
You'll need a client Manager and a network of insurance agents. Staff create all conditions for effective work: offer training, full benefits package, good reward.
7
Direct advertising is usually the insurance does not work. But this does not mean you have to abandon it. It is mandatory outdoor advertising – signage, pillars, banners, corporate style. In addition, it is desirable to place posters and flyers in places where your potential customers. For example, is a hull and CTP in car dealerships, inspection stations, traffic police, and advertising property insurance in estate Agency.

Advice 5: How to get insurance policy for foreign citizens

As you know, Russia has a program of compulsory health insurance for social protection of the population. Policy OMS is the document confirming the right to receive free medical aid in all territory of the Russian Federation. Insurance can have working at our facilities are foreign citizens.
How to get insurance policy for foreign citizens
You will need
  • - application for medical insurance;
  • - the passport.
Instruction
1
Insurance (compulsory health insurance) is issued to foreigners if they are officially working on the Russian enterprises. In this case, the company enters into a contract with the health insurance organization and the city Fund of obligatory medical insurance.
2
The effect of the policy of foreigners is limited to their term of employment contract and the term of the contract of the organization with the insurance company. For the policy issuance a foreign citizen will need to contact the human resources Department by writing an application. After some time he will get a policy at their place of work.
3
Unemployed foreigners can use the services of paid medical care, or the voluntary medical insurance program. Foreigners who have residence permit and registration, even in case of unemployment may become owners of medical insurance. For this they need to contact the insurance medical organisation working in system OMS. The points of delivery of policies OMS are in city hospitals and verse companies.
4
Children under one year and pregnant women medical assistance is provided without the policy, regardless of their citizenship. The same applies to ambulance and emergency room. The requirement of money for medical services is considered a violation of the law. But this only applies to ambulance, and all routine medical services for foreign citizens is provided only when the existence of the policy OMS.
5
The loss of medical insurance policy people duplicates are issued. For this working citizens need to contact the HR Department on your company, and the unemployed – to the insurance company that issued the policy. Similar actions are attributed at the end of the term of the policy.
6
To gain a foothold for a specific clinic, you need to contact the local health authority at the place of actual residence and to the chief physician of the clinic. It is necessary to have a passport and medical insurance. The replacement policy is required when changing jobs or residence, the loss or damage policy, changes name, the expiration of the policy.

Advice 6: How to replace a medical insurance policy

The replacement policy may be made in connection with a change of name or name change insurance companies, places of work and upon expiry of the existing document. You need to provide the documents to the insurance company.
How to replace a medical insurance policy
You will need
  • - passport;
  • - employment history;
  • - old medical insurance policy.
Instruction
1
Get the necessary information about the replacement procedure of the policy in the clinic or hospital where you are served, insurance companies, official websites etc. You need to find the application form for the replacement policy and choose the insurance organization. At renewal of the policy, you receive a new document and extension of the existing should fill out different documents, so be aware. Write down the addresses, telephone numbers and time points of issue and registration policies.
2
Collect all the necessary documents. If you change a policy independently, then together with the application you have to provide proof of identity (birth certificate or passport), information about the residence permit or the temporary registration by place of residence (an official form or the corresponding page in the passport). You also need a statement about the representation of the rights of minor children (if you change the policy to the child), required employment history, insurance number of individual personal account. The documents in different health insurance organizations may be different. With documents remove copy – number is specified in the requirements of the health insurance companies. When you fill out an application, be sure to leave your contact information so that you can contact.
3
If you are working, and the policy is made out by the employer, then you only need to hand over the old policy. The completed document you will receive in the personnel Department after the standard time required to replace medical policy.
4
At the time of registration of the new policy employees of the insurance company must provide you with a provisional certificate, which will confirm registration document and certify your right to receive medical care. It is valid until, until you issue a new policy.
5
When you receive policy , check the correctness of document – passport details (including date, year of birth, date of passport issue), the spelling of your name, the expiration date of the policy and other information. Under the assumption of inaccuracies and errors in the design of the policy the insurance company is obliged to replace it within one working day.

Advice 7: How to renew health books

Health book is a document that certifies the absence of its owner diseases, preventing people, food and possibilities of service provision. The book is an undated document, so to pass the Commission for its renewal must be regularly.
How to renew health books
The medical (sanitary) book needs to be in the presence of everyone who works in the field of food, namely from their manufacture, transportation, storage and sale. In addition to the above, care book should have the following people:
workers of preschool institutions;
workers sewer facilities and networks;
workers health professions;
workers of educational institutions;
- workers in trading industry and the field of municipal and consumer services;
- specialists of transport companies.

You should know that the personal health book is an official document. This suggests that those who have not purchased or has not renewed his medical book, but then continues with its work, should there be a compulsory item of its possession, has this step criminal liability.

If the medical book is issued, but its validity came to an end, the owner may for the purpose of saving of personal time making a new document, millet extend an existing one.

Extension health books



Anyone who has ever experienced design health books in public clinics, it is known that it is a very long process that requires not only the cost of personal time, money, and nerves on the long waiting queues. Therefore, today, private medical centres offer the best solution for those who value their time, and also those sanitary book is urgently needed for the design to work. The time spent on the renewal of the document in such institutions, does not take more than one day.

I want to draw attention to the fact that these centers help to quickly extend the sanitary book only as a result of professional medical examination. In different spheres of labour activity the frequency of such inspection is not the same. For example, workers in food should undergo a professional inspection once a year. This also applies to heads of enterprises and organizations.

The convenience of working with private medical centers is in the fact that heads of the enterprises can sign a contract with them for regular maintenance. This will allow to extend medical books to workers in your organization, quickly and organized. Because now you don't need to ask every time to extend an existing document.

The importance of extending health books



Given the ecological situation in the world, the Ministry of health especially trying to protect food and drinking water from sources of diseases. The state spends every year large sums of money from the General budget to improve the situation in the field, and personal sanitary book is one of the methods to protect the health of citizens.

Advice 8: How to extend the insurance policy

Insurance, that is mandatory liability insurance in our country is issued policy, confirming the fact of insurance. Such a policy has its validity. after which it must extend.
How to extend the insurance policy

The insurance policy


CTP is insurance that is intended to cover losses caused by the actions of the driver to other road users or their property. Thus, the insurance payment for CTP in case of an accident in which the man was guilty, save him from having to pay any money for your damage, but will not provide any money for themselves the culprit. On the contrary, if the person was not at fault in an accident, the insurance policy, which must be the culprit, will cover his expenses for the restoration of the car.

However, do not expect that the damage caused to the innocent party will be fully covered, regardless of its size. The law "On mandatory insurance of liability of owners of vehicles" sets forth that the damage caused to the life or health of every person affected in the accident can be compensated in the amount of not to exceed 160 thousand rubles, and damage to property of each injured - not more than 120 thousand rubles. The aggregate amount of the payments for the damages to all the victims, should not exceed 160 thousand rubles.

The extension of the policy


Insurance policy commonly is issued for 1 year, but at the request of the vehicle owner it can be shorter. Under current law, to drive a vehicle only for a person, which is included in the insurance policy issued to the vehicle. While insurance rules can include in one policy several drivers either do not limit the circle of persons entitled to drive this car. However, it will definitely affect the cost of insurance.

The next day after the previous policy has ended, the driver has no right to go on the road, and did not obtain new insurance. Therefore, it is recommended to visit the office of the insurance company to obtain the new policy. It is not necessary to worry about what a few have already paid days, insurance lost: the new insurance policy will be executed exactly from the moment of the previous one.

In order to extend the insurance policy must show the insurance agent the standard package of documents, including passports and driver's licenses of all people who will be fit into the policy, as well as vehicle and certificate of registration. In addition, it is helpful to bring previous insurance policy: if last year the driver was driving without an accident, he is entitled to a five percent discount from the cost of the new policy. After submission of all necessary documents, the insurance agent will enter your information in the form of the established form, and paying the cost of insurance, you will once again acquire the right to move your car.

To implement the extension of the policy in the same company where you were previously insured and another organization. This can be useful to drivers who were dissatisfied with the service quality of their insurer and want to change it.
Is the advice useful?
Search