If you have recently started a family, and you are under 35 years of age, you will be able to take advantage of the Federal program "Affordable housing for young family". To become a member, you will need to collect the documents and stand in a queue on receiving apartments. In the case of a positive decision you will be able to get a subsidy for home purchase or a mortgage at low interest rates.
The first point you need to address first and foremostis the Department of youth Affairs of the municipality. Here you will be given a long list of documents and information to be collected. All documents will validate the special Commission.
A list of documents in each region may be different. But mostly this list includes copies of passports of both spouses, birth certificates of children, proof of marriage, proof of your right to benefits, information on wages and other income, VAT number, certificate from tax Inspectorate on the income for the past year, information from traffic police about the presence or lack of vehicles. Also you will have to provide the Commission with an inspection of your living space to improve, or a certificate stating that you do not have housing.
Your application by law must be considered within a month, and you must notify. In the case of a positive decision you will be asked to use a gratuitous subsidy to purchase housing. Note that the subsidy only covers part of the cost of the purchase, the remaining amount you would need to make them or to issue them a loan. Families who have benefited from the subsidy, with the queue for housing are removed.
The standards of housing in each region can be different. It is therefore necessary first to ask what the criteria are in your area.