How to get a subsidy for an apartment for a young family

Through the state program on providing young families with housing provides one-time subsidies to young families from Federal and local budgets for the purchase of housing. To participate in the program are families in need of housing, under the age of spouses till 35 years.

Write an application to the municipality for inclusion in the program for funding. Submit copies of marriage certificates and passports, as well as the conclusion about the need to improve housing conditions. In addition, you will need to attach income certificate, confirming possibility of payment of the difference between the purchase price of housing and the subsidy amount, the extract from the personal account and from the house.

Get in the municipality certificate in social housing paid. Not later than within two months after issue of the certificate apply to the Bank selected by the municipality to participate in the subsidy program for young families. Give to the Bank a certificate and open a Bank account under the agreement, which will specify the procedure for maintenance of accounts and transfer of funds with it.

Prior to the expiration of nine months from the date of issue of the certificate will define the specific apartment and method of acquisition: purchase contract with the seller, a mortgage loan, the entry into housing savings cooperative.

After making the purchase transaction of the apartment, submit to the Bank a contract for the purchase of an apartment from the seller and the certificate of ownership of the apartment to transfer to the seller part of the purchase price of the subsidy. If the apartment was bought through a mortgage loan, and also provide a loan agreement to pay principal and interest on a mortgage loan due to subsidies.