Real estate Agency
The safest to date way to get his own apartment is considered to be a reliable real estate Agency. Such organization will offer you to enter into a formal agreement, among the points which you want to specify that realtors shall be the test of the purity of the transaction of purchased property. This will allow to get rid of headaches and doubts about the reliability of investing your own money.
When paying for services offered by the Agency of the real estate, quite a significant part of the money goes into checking future of the home. Professionals who are constantly faced with the design of the apartments, is very well known for this procedure, so they will easily be able to detect all possible risks and determine whether the purchased housing as collateral. And in this case is much smarter to spend some of the money for such services than to continue to defend the rights to purchase housing.
The definition of "purity" of the apartment own
If there is a desire to buy an apartment without intermediaries, which in some cases may require a too big reward for own efforts, then we will have to check the purity of the transaction on their own.
Some owners and not trying to hide the fact that they sell the apartment is pledged to the banking institution and the entire amount of the debt still not paid. But not all sellers are so honest. And if you are trying to convince that the home was fully redeemed from the Bank and no debts it is not listed, yet no harm will be convinced of the veracity of this information.
In the process of registration of mortgage of the right of ownership make in a single registry, with certain restrictions. To obtain an extract from such a register is quite real, as this information does not apply to closed. For such purposes, consult with the appropriate statement, a private passport and the receipt confirming payment of the service, the Federal office of the state registration service.
At the expiration of seven calendar days you will receive a certificate. If you find that a purchased apartment still belongs to the Bank, then the full amount for it had not yet been paid. Only full payment of trust loan or mortgage allows you to shoot with real estate collateral.
In this case, is not required to seek additional information about housing. Only one statement will allow you to identify dishonest seller and avoid further problems with the purchased apartment.