Advice 1: How to replace an expired Bank card

Often, cardholders don't pay attention to the validity of the card provided on its front side. When card is expired, it is blocked and the funds from it to anymore. What to do in this case?
overdue Bank card
You will need
  • The passport, the contract for card account service, an expired Bank card.
On each plastic card is the expiration date in the format MM/YY. For example, the inscription 06/10 means that the card is valid until 30.06.2010 year, and year from 01.07.2010 will be blocked.
Banks carry out a planned re-issue Bank cards to its customers for the replacement card, which ends the life. It is free of charge. The cardholder must approach the Bank branch that issued the old card and get a new one.
To replace an expired credit card, you need to show your passport, the contract on its service. The card can be taken or until the expiration if it is already in the Bank, or after it locks. By this time the Bank is already a new map and waiting for its owner. The old card will be destroyed in the eyes of the holder. Some banks of the old cards are removed, as they are blocked and to use them no one can.
If you learned that the Bank branch or Department issuing the card, disbanded or closed, call the helpline listed on the back of the card, and find out the address of the Bank branch where you can get a new one.
You had not used the card was not necessary, and you suddenly want to take her money, and find that the card is expired and locked. In this case you need to contact the Bank that issued your card. Every organization has its expiration date unclaimed cards. If the period of storage the card has not expired, you will be given a new one. Otherwise, your new card is sent to destruction.
If your card is destroyed, you can obtain your money from the account, showing your passport and the contract on service of cards. You will be asked to write a statement about the results of funds from the account without the card. If the contract is lost, write the statement, and you will be given a certified copy.
To issue a new card also written statement. Since the issuance of the card will be unscheduled, this service may be paid. A new map will have to wait 1-2 weeks. Consult with employees of the Bank on commissions for the account and all matters relating to the maintenance of your card. Each Bank has its own nuances and rules.
Try to remember a code word that you told the employees of the Bank at the contract conclusion on service of the card account. This information will help you to get any information regarding your card by phone of help service. If you forgot it, you will have to contact your Bank personally for clarification.
Useful advice
When you replace a card PIN envelope may not be present because the PIN remains the same as on the old map.

Advice 2: How to replace an expired law

At the expiration of a driver's license need to convert this document to a new one. Driving a car with expired rights legislation equates to driving without a license, which is fraught with trouble for the driver.
How to replace an expired law
Collect all the necessary documents. You will need a medical certificate, expired driver's license photos to a new driving licence and passport. Please note: in lieu of a passport you cannot show a foreign passport, military ID and other documents. If for one reason or another at the moment of passport you have, show instead issued a temporary document, proving your identity. Also you have to pay the state duty for the issuance of a new license, and take a receipt confirming the payment. This can be done either in special payment terminals in the office of the traffic police, or in the savings Bank.
Call the traffic police and find out what days and what hours is the reception of drivers who need to replace a driver's license. Also, check how is the reception, do I need to register in advance or to take a Parking ticket. Otherwise you risk to spend a lot of time and nerves in vain standing in endless queues. Also just in case find out what you need to bring: you may, for example, may not need to photocopy any document, and you will have to look for a place where it can be done, and then wait for their turn.
When you finally get to the reception, show the police all the necessary documents and photocopies. Wait until you will be given a new identity, and don't leave until you check all these information. Police officers are people too, and they may accidentally make a mistake, due to which you may later have troubles. If the error is detected immediately after the issuance of the new license, the fix will take only a few minutes. But if you find her, already having left branch of the traffic police, you would have to stand in line and waste time.
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