Advice 1: How to get money to borrow in the phone

Each there are times when you need to immediately call and money on the mobile phone balance is over, and no way to refill it in the terminal. To do this, each mobile operator has introduced a new service of the loan a certain amount for a few days.
How to get money to borrow in the phone
You will need
  • Cell phone
Instruction
1
MTS (OJSC "Mobile TeleSystems"). Recharge on phone with SIM card of MTS can be up to 800 rubles, depending on taken by the user of the monthly amounts in three ways:
• call to 1113;

• dial *111*123# and call;

• use Internet-helper, where tab is the "Promised payment" located in the section "Payment".
2
Megaphone. This operator provides the service "Promised payment" for 5 days from 10 to 300 RUB in two ways:
• recruit *105*6*the amount of the promised payment# and call;

• send an SMS with the text P(or N)credit amount to the number 000105, for example, P150
3
Beeline (OJSC VimpelCom"). To activate the service "Trust payment" valid for three days and amounting to 300 rubles.:
• dial *141# call.
4
Tele2. Take 30 rubles in debt on three days:
• dial *122*1# and call.
5
Rostelecom. Take the money you can borrow using the service "Promised payment", is issued for up to 5 days:
• to activate the service in the personal Cabinet.
6
SMARTS. The service "Trust payment" is valid for 24 hours the loan amount is not more than 50 rubles, to activate the service, you must:
• apply to the customer service Center.
7
Motive. This operator provides "deferred payment" for 5 days in the amount of 100 rubles, in three ways:
• call the contact centre to number 111 or the fixed telephone (343) 269-0000;

• dial *103*103#call;

• choose in the section "Additional services" requested service in FOX (Personal Internet Service Subscriber).
8
Skylink. To take money in debt can be up to 5 days in the amount of RUB 290 in the following ways:
• call 555;

• choose "Subscriber" - "My service" at mobile portal SkyMobile;

• using This Internet service.
Note
Most operators give money in debt to their subscribers using the services of their cellular more than a month or more than three months.

Advice 2: How to borrow on the MTS phone

You need to make an urgent call, and on account of zero? There is no possibility to quickly top-up your mobile phone? MTS allows subscribers to chat in debt. There are three types of such services.
How to borrow on the MTS phone
You will need
  • - phone connected to the MTS;
  • - computer with Internet access.
Instruction
1
Complimentary Credit involves a credit settlement method. The size limit in this case is always the same - 300 rubles. This service is automatically activated on some of the MTS. When exhausted the granted amount of limit and also in the non-payment of accounts time mobile phone number is blocked.
2
By activating the service "In full confidence", can communicate as long as you don't "go negative" on 300 roubles. After six months of use of this service limit may increase to 50% of the total cost of mobile phone. Service "In full confidence" is available on all tariff plans (exception is "Your country", "Class", "Guest", MTS iPad, group tariffs "MTS connect" and corporate rates). To connect to "full trust", you can go to the official website of MTS (see "Internet assistant") by dialing *111*32# or by sending an SMS with the text for 2118 21180 connection or to disconnect service in room 111. The limit will be reduced in the case of non-invoiced by the operator of the account within the specified period. For more information about the size of the debt, the payment time and provided the limit dial *132#.
3
With the service "Promised payment" can instantly update your account in the amount of 800 rubles for a week. To use the service will work even when you "went negative," but not more than 30 rubles. The service "Promised payment" is available for free. After dialing *111*123# you can enter the payment amount. Your phone will come SMS-the message on the connection. To use the service "Promised payment" it is possible, if you are not connected to services, "Credit" or "full trust" and your room is already existing "Promised payment". MTS is always available the amount of "promised payment" of 50 rubles, but the more the client operator spends on communication services - the greater the amount available to him "the promised payment".

Advice 3: Where to take money in debt

Situation when you may need money, not uncommon. And the reasons can be quite diverse - from the need to pay for treatment or training to a temporary intercepting means to a paycheck. And not always is the so-called "safety cushion". Therefore, the logical question becomes: where to take money in debt.
Where to take money in debt
To borrow the desired amount today is not difficult. It used to be able to borrow from friends. Today you can solve their problems without straining your family and friends.

Where can I get a loan



Naturally, despite the development of the banking industry, friends has not been canceled. Advantages to get money from close friends that it is fast, requires no documents and interest.
It is worth considering the fact that borrowed money from friends can ruin your friendship. So it's important to give back and it is better to write a receipt.


You can borrow money and the banks. Today it is absolutely not a problem. However, there are also disadvantages. First, the high interest rate. Because banks give General purpose loans at very high interest rates - rates can start from 20% and up to 70-80%. This means that the overpayment will be a huge amount, often equal to 2-3 - taken loans. Second, the loan need to be returned on time and installed parts.
To take money on credit with the expectation that they can not give a bad idea. In the law there are loopholes that allow you to cheat the Bank, but in the future it can be fraught. And when you request for a mortgage or a car loan like this can emerge.


Take the money you can borrow in the Bureau of microloans. They quickly give the required amount (however, there are limits on the size of the loan - only a small amount to 300 000 rubles) do not conduct inspections of solvency of the client. A huge disadvantage of this method is a very high interest rate - it reaches 100-150% per month.

If there are values, you can seek the assistance of the pawn shops. This method, however, often used by women than men. Lombard loan allows you to get money right now in exchange for left with the jewels. Moreover, the gold and gems, and other Antiques can be returned by paying interest for the use of money. If they are not particularly needed, they can and leave, forgetting about the debt.

The loan credit cooperative is categorized as "fast" money. The credit cooperatives operate on the principle of savings and loan associations for mutual financial assistance. And today, these organizations give out loans not only to their shareholders but also to third-party customers. Rate in cooperatives hovers around 20%. Economists distinguish 2 types of such organizations. Some focused on work with individuals, others with other credit cooperatives.

There is another option - loan, Internet payment systems like Webmoney, Yandex.Money, etc. Such organizations are distinguished by the presence of low interest rates - from 1% to 5%. And to borrow money through the Internet is quite simple - simply apply and wait for a response from lenders electronic exchanges. You can get an offer from several lenders. This method is a convenient option for those who want to get fast money in a variety of cities: whether it Ukhta, Perm or any other, not only in the capital.

What to consider in connection with taking money



Taking money in debt, you need to remember that they have to return. And in most cases return a lot more than he took. Therefore, it is better not to get involved and to turn to borrowed money only in cases of extreme necessity, when no other way just yet.

Borrowing money in different organizations need to consider that you have to overpay. Therefore, pre-calculate what the maximum payment you can afford. Experts say that it should not take more than a third of your monthly budget. The only way you will be easy to bring him back.

Do not delay repaying a debt, even if you take it from friends and relatives. After all, you will get the reputation of an optional person and in the future you are unlikely to lend more.

Advice 4: How to get money on the Megaphone

Situation when money is over, but the need to call, is not uncommon. If you urgently to replenish the balance does not work, subscribers of MegaFon can borrow a small amount due to the service "Promised payment" and "Credit of trust".
How to get money on the Megaphone
You will need
  • Mobile phone or Internet access.
Instruction
1
The service "Promised payment" has gained the most popularity among subscribers of MegaFon, as it allows for a few minutes to recharge your phone credit. The amount of the Deposit can be 50, 100 or 300 p.
2
Size available of "Promised payment" depends on how much the subscriber of the Megaphone spent in the last month (or three), as well as how much time he uses this room. When using the room less than 3 months with charges more than zero or more than 3 months with an amount less than 400 p., you will get a payment in the amount of 50 R. When using the room for more than 3 months and spend 400 p., 100 p. available over 6 months until 300 p.
3
"Promised payment" is available for those whose balance is negative or near to zero. There are a number of restrictions on the account balance. 50 p. connects when the account balance up to minus 40, 100 p. - up to minus 70, 300 p. - up to-250 p.
4
The Megaphone has 4 option for those wishing to use the service "Promised payment". The first option is through the voice menu number 0006. Second - using the USSD command *106# or *1006#. The third sms to the number 0006, indicating indicating the amount of 100 or 300 R. the Fourth - section "Payments" in your account. Roaming service can be activated only on command *106#.
5
Three days later, the size of the promised payment will automatically be charged together with the Commission. Therefore it is necessary beforehand to top up the balance. If you borrowed the Megaphone R. 50, the money will only be available on the day.
6
The service "Credit of trust" allows subscribers to communicate in a loan with a negative balance. For its connection, you must contact the sales office of a Megaphone with a passport. The amount of the credit limit, which is the subscriber, is calculated individually depending on the period of use of the number and average size of the connection cost.
7
The service is available only to those who use telecommunications services for more than 3 months and the amount of expenditure more than 600 p. for the last three months. A rough estimate of what amount is available to you, you can use a special calculator from a Megaphone http://moscow.megafon.ru/services/online/credit_confidence.html#porting.
Note
The service "Promised payment" and "credibility" are mutually exclusive. This means that they cannot be connected simultaneously. Also at the time of services are blocked by selecting "Mobile translation" and "Mobile payment".

Advice 5: How to borrow in Rostelecom

Rostelecom allows its subscribers to take the money in debt and continue to use the Internet. In those regions where mobile communication services from Rostelecom, it is also possible to use the service "Promised payment".
in debt to Rostelecom
You will need
  • mobile phone;
  • - access to the Internet.
Instruction
1
If you forgot to pay the Internet from Rostelecom, and you have suspended access to the service, then you can postpone the date of payment and activate the service "Promised payment". You need to log in in the personal office of Rostelecom.
2
In a private office at the top you will see a list of services. You need to select the tab "Internet". In the opened window you will see information about your current balance and the amount that must be paid in order to continue to use the Internet. It also shows you the list of possible services from Rostelecom. You need to choose the icon of "Promised payment".
3
Enter the amount of the promised payment and click accept. Red font will indicate the deadline for repayment of the debt (he is 5 days).
4
If the operation is successful, a message will appear stating that the payment is accepted. He will be credited with for some time, after which the Internet becomes available again.
5
Mobile subscribers of Rostelecom can also borrow to replenish the current balance and take advantage of the promised payment. The subscriber needs to have experience of at least 3 months.
6
Initially the service "Promised payment" must be activated. This can be done through USSD command *111*23#, phone 5000131 or through the Department of technical support of Rostelecom.
7
To receive money through "Promised payment" it is necessary to dial on the phone *100*17*X#, where X is the requested amount. After that, the balance will be credited. Fee is 5 R. the Limit of the promised payment is 200 p.
Note
During the month the service "Promised payment" can only be used once. Late payment in the next month, she will not be available.
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