You will need
- - a credit card.
If you don't know exactly how much you have to pay its credit obligation. Or, for example, made a late payment, you will help the Bank itself. To do this, or personally, to come in office of your lender, or call. In the first case, to yourself you must have ID. This is to ensure that you could identify as a responsible borrower. In the second embodiment, the Bank employee will ask you first a few clarifying questions to make sure that it is talking is the person who took money in debt. It normally includes questions regarding personal data (surname, name, patronymic, date of birth) and key words (that you used when making the loan agreement). After verifying all data, the specialist Bank will issue you an official certificate about the sum of all payments made, balance owed and current payment. The whole procedure takes just a few minutes.
Another option to know the debt - the use of the Internet banking. It can help to obtain all necessary information either through mobile phone or through the computer. To pay the debt, by the way, also by using multimedia.
If you have a credit card, you can check debt simply downloading the card into a dedicated Bank terminal. In response to a query about the debt, you will be given a check, which will be painted in detail the amount of your debt to the financial institution.
To avoid any with the Bank no problem, keep all your paid receipts until full repayment of the loan obligation, and get help that the account is closed. Thus, in controversial cases, it will be easy to prove their integrity.
Once you get all the necessary information from the Bank, reconcile it with your existing. If you get discrepancies, you need to go to the Bank and deal on the spot. In the future it will help you save a lot of time and effort.