After the decision, the Bank informs the client about the loan approval or denial in the receipt of funds through SMS, call or e-mail.
If the client is waiting for a long time, but never received the notification of the Bank's decision, you can call the Manager on work with clients and find out all the information.
Not less popular way to learn about the loan approval or the refusal to issue is to use the hotline. Call is usually free. The client shall personally call the Bank, since the operator can update personal information, known only to those who directly applied for the loan.
The hotline operator, the Bank may ask for the number and series of passport and full name of the client who issued the passport in any Department or branch of the Bank filed an application for the loan. After obtaining these data the customer can contact the Bank's security service and to ask additional questions to clarify certain points.
When applying for a loan online you can read the decision of the Bank almost instantly. Not to forget, the decision is preliminary. The loan will have to carry out in one of the offices or branches where you want to present all the documents listed on the website of the Bank.
The smaller the interest rate on the loan, the longer it takes the solution to the Bank. All provided customer information is carefully checked and only after that the Bank takes a positive or negative decision on issuance of credit.
A loan in 15 minutes on one or two instruments - such banks do offer to new customers-customers. As a rule, the interest rate on a quick loan is quite an impressive figure.
Advice 2: How to know if approved loan
When applying for a loan borrowers do not always provide the funds, because creditors need time to verify data about the client and determine its solvency. If the answer is no for a long time, you can try on your own to find the decision on issuance of credit.
Please read carefully the agreement on the loan, a copy of which you handed out. Usually it contains information about how much time is required to the creditor for the verdict. Often the specified period does not exceed 7-10 days, so it is best to wait a bit. Professionals should independently contact you as soon as we review your request. The modern way of announcement of the decision on the loan is sending SMS messages or E-mails so please check your Inbox.
Call the telephone number listed in the contract. For example, due to the large queue of customers and applications, the Bank may call the borrower on time and to inform its decision. Also, there are times when the application is lost and will not be contacted again if you do not remind about yourself. If you haven't filled out any applications and do not have the documents on hand, please read the information on the website of the lender.
When applying for a loan on the item in the store you will learn about the decision of the Bank from a specialist who deals with the transaction. The decision of the Bank will go to his computer in about 15 minutes after the request. If you have sent a request over the Internet, make sure do not encounter any failures in the system. Call the Bank and ask if your request.
In some cases, Bank officials simply not in a hurry to call those who do not approve the loan, so as not to waste their time. In the case of unjustified refusal of loan or the unwillingness of the Bank staff to communicate with you phone-free hotline companies and present your claim. Technical support representatives can help you find out the situation on the loan and bypass the institution where you placed your order.