Advice 1: How to make a transfer between accounts in Qiwi

Qiwi is an electronic e-wallet with the ability to perform various operations: payments, deposits, withdrawals etc., if necessary, you can perform a funds transfer between your accounts or transfer money to an electronic wallet of another user.
How to make a transfer between accounts in Qiwi
Instruction
1
Log on to the website Qiwi the link https://visa.qiwi.ru/ using your username and password. You will find yourself on the home page, where you will see the operations you can perform using your Qiwi wallet. To transfer funds between accounts you need to click on the tab "translate".
2
On the tab "translate" you must choose where you wish to transfer money to another wallet, Bank card, e-mail or to your Bank account. Select the tab "to another wallet". With the transfer of funds to another wallet you can send money to friends and acquaintances. As you know the mobile phone number.
3
In the field "phone number" enter the mobile phone number of the recipient. In the field "payment method", select where you will transfer the money. Possible options: with electronic Qiwi - wallet with your phone number or using the Qiwi terminal. The most economical is the method of payment from your Qiwi wallet. In this case, the fee for the transfer of funds is not charged. But if your digital wallet is not enough funds for translation, use the method of payment with your phone number. This is a convenient way, but in this case your phone number will be charged a transfer fee in the amount of 9.9% of the transfer amount.
4
Further, in the field "amount" enter the amount you wish to transfer. The minimum amount to transfer of 1.00 ruble. The maximum amount of the fee for the transfer is 15,000 rubles. Also in the "amount" field you must select the currency in which you wish to translate. Available currencies: dollar, Euro, ruble and tenge.
5
Before clicking the "pay" button, I recommend to read the terms of the offer, on the basis of which will be your translation. Then press the button "pay".
6
On the screen appear a message with the payment information: phone number and amount. Check carefully the data you entered. Making sure they are correct, click "confirm". On the screen appear a message stating that your phone number sms – message with the code to confirm the transfer. Enter the code from the sms message in the appropriate field. Again click "confirm".
7
On the screen to receive a successful confirmation message, and a link to view the status of your payment.

Advice 2: How to make a Bank transfer

A wire transfer is a method of transmitting a certain amount of money from one person to another through various payment documents (checks, orders, etc.). Situations when people resort to Bank transfer, a lot, so this service nowadays is quite popular.
How to make a Bank transfer
Instruction
1
To send a Bank transfer, please contact your nearest Bank. Generally, all credit institutions carry out such an operation. With this you can send money, opening a Bank account, or to send money without opening an account.
2
Be aware that if you need to send money within the same Bank, for example, Sberbank, and the recipient has the opportunity to apply to the office for payout, the more profitable you send money from account to account. Commission within the same Bank take only once - when you send money. The recipient will not have to pay for the money transfer. If you are going to transfer funds to another Bank, the fee amount will be slightly more. And in addition, to pay for such a service will have and the recipient.
3
If you decide to transfer money from account to account, feel free to contact the operator of the Bank. You will need to inform the surname, name, patronymic of the recipient, the account number, which will be the money transfer, the Bank details of the recipient, amount and currency of the transfer. Also, don't forget your passport and details of your account.
4
Decide which translation is right for you. Express transfers, when the money comes in during the day and conventional, where funds go to the beneficiary's account within three working days. In some banks there is a choice of payment of a fee. For example, you can pay a Commission only for myself, but the recipient will make money when you receive a transfer, or you can fully pay for this service.
5
After filling in all the required documents, Deposit funds at the cashier, inform the recipient that a transfer has been sent. He needs to come to the Bank where the money was sent, taking with him a passport, and get them.
6
Remember that there are also Bank transfers without opening an account. It transfers through the special payment system (Western Union, MIGOM, Unistream, etc.). The transfer of funds through them is very fast. After a few hours the recipient has the opportunity to pick up the money. However, for such a prompt would have to pay. The transfer fee is quite high: from 3 to 8% of the transfer amount.
7
To send money this way, contact the Bank and enter the details of the person you are sending money as well as the city and country where he is to receive them. You will have to fill out a special form in which you want to specify your data.
8
Then give the cashier the required amount of money and get the operator approval of transfer of funds. Inform the receiver about the number and amount of the transfer in order that he might obtain the money in any branch of the Bank.
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