Advice 1: How to open the savings account in Sberbank

Usually the savings account is used to manage their funds. It is possible to list various benefits, salary, pension, etc. to passbook, first you need to go to Sberbank and fill in the necessary documents.
How to open the savings account in Sberbank
Instruction
1
Find the list of branches of Sberbank on the phone-free hotline 8-800-555-55-50 or on the official website sbrf.ru. Before heading to the office, don't forget to bring your passport, which should stand the print of registration by place of residence (without this you will not be able to have the savings account). You may have to stand in line for a long time. According to a survey carried out by the administrators of the official website of Sberbank, it became clear that people do not like to go to the Bank because of long queues.
2
During working hours office go to the window to see a specialist and tell him that you want to have a savings account. In turn, the Bank employee will ask you what purpose you plan to start a savings account. Don't worry, this issue will not be anything illegal – specialist based on your answer to the question will offer the best banking service.
3
On account of the passbook you'll have to charge a sum of not less than ten rubles (want – make more, it all depends on your desire and goals to create account). It is a prerequisite when opening an account. No Commission for account maintenance, the savings Bank you will not take.
4
Tell the operator the amount of the minimum fee that you want to do. Some areas do have offices, but in most cases the money from you takes the operator and is credited to your account. A note on the contribution of the money you will see in the passbook, as it displays all cash transactions.
5
If you want to open a savings account for social benefits – take for these purposes, the employee Bank details of the branch. On the title page of a passbook will be given your account number.
6
Even the savings Bank may require you to return the taxes. It is therefore important to inform the operator the actual purpose of the account.

Advice 2 : How to open a savings account

Passbook is most often used for enumeration linked to a Bank account of various benefits from the state: unemployment benefits, child etc., pensions (although in this case there are other options), etc. the Furnishing of this document does this, except that I have to stand in a queue in the branch of Sberbank.
How to open a savings account
You will need
  • - passport;
  • the money for the down payment (10 p.);
  • - fountain pen.
Instruction
1
Choose the most convenient branch of the savings Bank of the Russian Federation. In some cases options may be limited by the list proposed to you in the organization, from which you expect payment (e.g., employment centre). In this case, will have to settle for those that are in the list, which will give you in the appropriate state structure.
Rate, what branch you prefer to visit based on your employment and hours of work, if there is a lot of people usually whether there is an electronic queue, etc., and make a decision according to the situation.
2
Contact working time to the operator the selected compartment. Notify us of your desire to have the savings account and the purpose for which it is doing. For example, to receive benefits for whatever reason. The operator on the basis of this information offers the best banking service.
The fee for such accounts, the Bank does not take, by contrast, charges a percentage, albeit symbolic, to balance them at year-end.
3
Read and sign all required fields, complete the documents that you will be given a teller. Give him the completed set, together with the passport.
4
Mandatory conditions for opening savings account - minimum fee tied her Bank account. He is 10 R. if you wish you can make more - as long as you want.
State out loud the amount of the minimum fee that would make.
In most cases, money will be the teller but in some offices can send you to the cashier. In this case, the operator needs to do in the savings Bank mark about the first installment and give it to you. The cashier give you a passport, passbook and money for a down payment. Get your documents back along with the receipt.
5
When you receive a passbook, take the operator details of the branch. They need, if the owner is open to social benefits. Your account number is listed on the cover page of passbook. Usually from the appropriate government Agency you will be required its a photocopy or the original, which will make a copy for yourself.
Note
SBA may also need to return taxes at the tax deductions, payments to bailiffs in connection with judicial decisions in your favor and some other purposes.

Advice 3 : How to get money in passbook

Fans passbooks argue his reluctance to go to Bank cards the fact that in the book prescribed in detail all operations on the Deposit. In addition, even in case of loss of books, money you can not worry about to remove them without a power of attorney another person can't. In the end, you can open any number of deposits in the savings Bank, to transfer money from account to account and used as a bankbook and a card.
How to get money in passbook
You will need
  • - Passport;
  • - savings book;
  • - computer or Communicator:
  • - an Internet connection.
Instruction
1
Go during working hours in an office of the savings Bank of Russia. Take the passbook of the account from which you want to remove money, and your passport.
2
Pass the passport and passbook to the controller (operator) of the Bank to check the balance on your account. Tell the controller how much you want to.
3
Get printed by the controller of money order and verify the information. If that's right – sign your name. Be careful – the signature must match the sample you were provided at account opening.
4
Receive from the controller of her passport and a ticket or oral instruction, any cash you come for the money.
5
Wait for your number on the Bulletin Board above the cashier window (or just your turn) and tell the cashier the number. If you require – give also the passport.
6
Get the money and count it. Take your passport and bankbook.
7
Please note that if you have a constant access to the Internet, the conclusion of a Universal agreement for banking servicing (UDBO) eliminates the time-consuming and often useless standing in queues Bank and will allow you to withdraw money from the savings account even after hours.
8
Come with your passport to the office of the savings Bank and let the controller (operator) that you want to make UDBO. If you do not have a debit card of Sberbank, you will receive a free card Maestro Momentum. If you wish, you can then replace it with a personalized card systems like Visa or Master.
9
Wait for card activation – this may take a couple of days, depending on your branch. Receive from the tellers of the Bank reference sheet with payment details for your card.
10
Insert the card into the ATM and enter your PIN. Select ATM menu "Internet services" and order your permanent password to log in to the system "Sberbank Onl@yn". Password and your user ID will be printed on the check, which will issue ATM. Then will come another check with a temporary password. Keep both of these check out of reach of other people.
11
Go from the computer (or PDA) to the page of the service "Sberbank Online". Fill your user ID and password (you can enter one time passwords). Click on the "Next"button.
12
Read in your personal profile with information about the balances on all your accounts, including – on the BEACbook. If you want to move money from the savings account to the card, clicking on "account".
13
Click on the page that the link "your account". Select in the section "cancellation" marker in front of his passbook account, and under "Account enrollment", select your card. Enter the transfer amount and click "Next".
14
Wait until the funds are credited to the card account, usually transfer occurs in a few minutes. Remove money from the card at the nearest ATM. To reflect the financial transactions in their savingsbookduring working hours to give to the controller (operator) of his branch of the savings Bank.
Note
To withdraw money from the savings account of another person, you can only through the existence of formalized powers of attorney. To cash out the account of a deceased person, you will be able after accession the right of inheritance, unless otherwise stipulated in the will.

Advice 4 : How to restore the savings Bank

If the design of a product in Sberbank of Russia (loans, deposits and current account) you have been issued a savings account, this document is required for your identification, a passport is not enough. Therefore, the lost or damaged passbook should be restored. Please contact the issuing Bank with your passport and the contract on banking product for which it is issued.
How to restore the savings Bank
You will need
  • - passport;
  • - the contract of Bank product (Deposit, account or credit - depending on the situation);
  • statement free form or in the form of the Bank.
Instruction
1
Identification in the system "Sberbank Online", if you are a user.
2
Open the menu application and select the version of the statement on issue of the duplicate passbook, fill it out and pass on execution to the Bank.
3
If you wish, write a statement about issuance of duplicate passbook in any form. Enter the name and number of the Bank branch, which was opened passbook, the surname, a name, a patronymic, passport details and residential address, banking product, which is tied to a savings account, the output of the contract provision of banking services, the name of the Deposit, account or credit, the request to restore the savings account and the reason (in connection with the loss or reduction in disrepair) and sign it. However, the statement you can write directly in the Bank, so this step can be skipped.
4
Visit the Bank with your passport and the agreement relating to Bank product saving account at which you need to recover.
5
Tell the operator about his desire to get a duplicate passbook by reason of loss or damage of the original.
6
Show the teller your passport and the contract.
7
Write an application in any form or proposed by the representative form if you did not submit it through the "Sberbank Online", and not written before the visit to the Bank.
8
Pay service on tariffs of the Bank directly to the teller or to the cashier of the Department.
9
You will receive a duplicate passbook.
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