Advice 1: How to apply for a loan

Some employers enable their employees to obtain a loan in the enterprise. Getting a loan for urgent needs for employees of the company much more profitable, as often they are issued on an interest-free basis or with a sufficiently low interest rate that takes into account only inflation.
How to apply for a loan
Instruction
1
Makes sense first to take an interest in accounting will give you a loan, before to start its design. If prior consent is obtained, discuss with the chief accountant of the enterprise the conditions of its repayment. If you are satisfied, you must write the statement on the loan.
2
Take a clean sheet of paper of standard size. It is better if the statement is handwritten. Use a pen with blue or black ink, as is customary when writing official papers.
3
In the upper right corner of the sheet write the name head of your company, its name and initials. Then write "from" and name your position, Department in which you work, your surname and initials. The line below, in the middle, write with big letters the word "Statement".
4
In the upper right corner of the sheet write the name head of your company, its name and initials. Then write "from" and name your position, Department in which you work, your surname and initials. The line below, in the middle, write with big letters the word "Statement".
5
In the first line write the standard sentence "I am writing to request a loan in the amount of:" and enter the amount that you need. If necessary, enter the reason or purpose of the loan.
6
Write the conditions under which you want to receive money interest free or the interest rate at which the company can provide them to you. Be sure to specify the period for which you need money.
7
Indicate how you will make repayment of the loan. Most likely, you in the statement it is enough to write that you are asking to deduct the required monthly amount and the interest from your earnings.
8
Date of writing the application. Sign it and let the transcript, indicating all the names and initials. Take the statement to the office and register it at the Secretary. You will just have to wait for the decision.

Advice 2 : How to fill out a loan application

Currently, most people prefer to take loan in the Bank to buy a car, housing, etc. There are quite a number of banks that are willing to give any credit. But be aware, paying client. This potential client is asked to complete the statement on the loan.
How to fill out a loan application
You will need
  • an application form for a loan
  • ball point pen,
  • passport
  • the reference work income.
Instruction
1
The first thing to do before filling is to request the form. Each Bank application form varies, but most of the items are mandatory.
2
Fill in the details about loane information on what the money come from, for how long, how much, in what currency and what interest rate would suit the client (most banks set the interest rate independently, and then the client to decide whether such conditions).
3
Then enter your personal data – a surname, a name, a patronymic of the client, his date of birth, maiden name (if applicable).
4
Shall describe in detail the place of birth – country, region(region), city, locality.
5
Then fill the box with passport data (series, passport number, when and by whom issued, expiry date of passport).
6
The following are the data on the client (in which the organization works, what kind of wage).
7
Each Bank requests information about creditNoah history of the client (when, in what Bank, at what period he undertook the loan, paid as if there were any delays in payments). This information is carefully checked, so you need to write truthful information about yourself.
8
Be sure to indicate marital status, information about family members, their place of work and income.
9
Some banks ask collateral (in the case of non-payment of the loanand the client), it is also necessary to specify.
10
If the amount of the loanand exceeds ten thousand roubles, filled with information about the guarantor (guarantors): passport data, credittion history, information about income and place of work.
11
Details, location of the Bank usually pay in the form Bank employees.
12
Put the date, signature, transcript of signature, also the signature, the guarantor, if any).
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