You will need
- - access to the Internet;
- card Visa.
Get information about how can you use the "Internet Bank". For this you need to contact one of the branches of your Bank and find out whether this financial institution such service. If it is, specify its value. Usually Internet banking is included in the room service card.
If Internet banking of your Bank has to sign a special supplementary agreement to the contract on opening of the account. Also, the employee will issue you a login and password for your first login.
On the Internet, find the website of your Bank. From the home page go to "Internet banking". Enter in the required fields login and password. If required by system, change it after first log in to your account.
Open section on your account balance. If you have multiple accounts, identify the one that is bound to your Visa card. This account number is listed in your contract for the card.
In this section you will see the balance of your card. If it is shown with a minus sign, it means that you need to Fund your account. If your Visa card - credit, in your account you will see the amount of the minimum payment and the date when it must be paid.
Knowing your card balance, be sure to click the "Exit" button to leave your account. If you do not, the browser can save your password, and your page can access an outsider. This is highly undesirable, as using the Internet Bank you can not only check balance and transfer money to other accounts.
Before you can view the status of your Bank account through the Internet, check your computer for viruses. There is malware that can kidnap and transfer to third parties your passwords from online banking that could lead you to lose money.
Advice 2 : How to know how much money is on the card
In order to know the balance in your Bank account, you don't have to defend the endless queues in Bank offices. Similar operation can be performed more easily.
You will need
- Bank card, telephone, Internet access.
Clarification of the balance on credit card via Internet banking. Most modern banks provide the possibility of client's account through the Internet network. In order to know about the balance of funds in the Bank card, you simply log into your account on the Bank's website and see relevant information. Here you can also transfer money to other accounts, pay utility bills and other accounts.
Clarification of the balance on the Bank card through a call to the Bank. Today every Russian Bank there is a separate phone line, calls which are free of charge for citizens of all regions of Russia. Calling the Bank, wait for a response from the Manager and go through the identification procedure. If you give the Bank employee the right answers to the questions you will be able to obtain information about the status of your account. Never call the Bank clerk the pin code from your card.
You can also check the balance on a Bank card, using the nearest ATM. To do this, insert the card into the device and enter the pin code. Once you get to the main menu, request information on your account. Draw your attention to the fact that, as a client of one Bank while checking the balance on the ATM of another Bank, your account will be charged a fee in the amount of one hundred roubles. If you want to save money, check the balance on the card only the devices supported by your Bank.
Advice 3 : How to know how much money on a plastic card
Now almost everyone has a plastic card. In order to know how much money on it, there are three ways. You can check the balance via ATM, Internet, pre-activating the service Internet banking or come in person to the Bank and ask Bank employees a sum of money, located on the map.
You will need
- - passport;
- - Bank card;
- - the agreement with the Bank.
- - Internet;
- cell phone;
To check the balance on the card at the ATM. Make sure that it belongs to the Bank where you opened your Bank card. Insert the last into the card slot. Enter the PIN code (sent by mail or issued by the Bank together with plastic card). On the monitor of the ATM, click "Balance" or other designation similar in value (at different ATM check card balance may be referred to differently). Select the output amount on the screen or on the receipt. Confirm the operation.
Each Bank has its own page on the Internet. Go to the website of the Bank where you started the map. Click "Register". Enter your personal information, card number and account. Specify your cell phone number. Login to the site you may come up with themselves, but the password will be sent to you via SMS to your mobile phone.
Enter data to enter the site under your login and password. Once you will be in your account, you on your telephone will receive a call from a customer support agent. The latter will specify the necessary information that will tell you what you need to do to identify.
Click on the tab online services connect Internet banking. In some banks you need to appear in person at the office and confirm your desire to conduct operations with banking cards via the Internet. Click on the "Check balance". Confirm the operation. On the computer screen will show the amount on the card.
In the absence of ATM and the Internet come personally to the Bank. Present your passport, the details of the cards and say the code word (invented in the contract). Inform Bank officer about your desire to learn the card balance. Bank employee will give you a receipt and asked to sign the receipt information.
Advice 4 : How to find out balance of a Bank card via the Internet
Hard to find someone who doesn't know what a plastic card. After all, every day the number of regular clients of various banks is increasing and it means, that each holder of a debit or credit card should know how easy and simple to check the balance of your account.
You will need
- - your Bank card;
- - PIN card;
- mobile phone;
- - computer with Internet access;
- - the passport.
To check the balance of Bank card account through nearest self-service terminal. Typically, such equipment can be seen directly in the Bank, but sometimes there are exceptions.
Go to the ATM and insert the card into a special receiver. To activate it, you need to enter a PIN code, which is issued upon receipt of the card. Next, select the desired menu: "balance inquiry". You can watch the account balance on the ATM screen, or you can request a check.
If your Bank provides the mobile banking service, test the card using the telephone number which must be attached to your card number. Send a request for the transaction via a text message, typing a specific code to a short number. You should consult any Bank branch, as this service can be paid.
If you have computer and Internet access, you can find out account balance in the simplest way – through the site. Unfortunately, not all banks can provide this opportunity. So it is important to find out if such a service. In any case, you have to register on the official website of the Bank, only then will it be possible to know the cash balance.
Go to the Bank website via the Internet, log into your account using the username and password. Next, you need to select the corresponding menu, then the screen will display the remaining amount of the card.
In the case where there is no possibility to use Internet, mobile banking service and the terminal, there is only the last method, which is available to everyone and free of charge, is to call the hotline. Dial the number the operator ID of your city, to find the phone you can at any branch.
The operator gave you consent to receive confidential information, you will need to disclose your personal information: name, surname and patronymic name, number of your card (indicated on the front of the card), the key word you used when registering the card in your name.
Some banks do not offer mobile banking service, or it can be paid. So keep in mind that each month your account may be deducted a certain amount.
If you don't know or remember the PIN code of your card, you should contact any Bank branch. Be sure to take your passport and the contract registration card in your name.