You will need
  • - agriculture;
  • documents;
  • - monthly income;
  • - liquid assets;
Instruction
1
If you want to take credit target for the development of private farming (LPH), to determine how much money you need and how long you want to take out a loan. For smallholders, banks give a loan for a term of two to five years, and for agricultural cooperatives and farms to eight.
2
Also, if at the end of the period during which you must fulfill credit obligations (to return the money to the Bank), you will be more than sixty-five years – bring a close relative who helps you live a farm. It needs to act as the guarantor. His age must not exceed sixty years.
3
To get a loan for agriculture – contact the Rosselhozbank or the savings Bank. With a pick:
- extracts from household book;
application for a loan;
- a certified employee of a city or village administration application form-passport leading LPH guarantor for a loan;
- the recommendation of the urban or rural authority.
4
Also prepare documents that confirm your income. For example, if you are a pensioner, a certificate of pensions from the Pension Fund, if you work in is a certificate of the form 2 NDFL. Also it can be documents, which confirm the income from agriculture.
5
If you want to take credit for the development of PSF in the amount of from fifty to three hundred thousand rubles – bring a friend as guarantor. If you intend to ask the Bank from three hundred to seven hundred roubles – bring two guarantors (in Russian agricultural Bank – three).
6
If you are unable to earn enough to get a loan – offer the Bank to Deposit their liquid assets, previously insured it as a collateral for the loan. If you personally are smallholders – insure their health and life for the entire loan term. Take all the documents and contact the Bank asking for a loan.