An exhaustive list of the types of accounts that can be opened by domestic banks determined by the Central Bank of the Russian Federation in the special instructions. Account opened with the sole purpose to consider all operations performed by a specific person or client of the credit institution.
A personal account should not be confused with the current, as the latter is opened by the client for permanent use of cash. The only purpose of the personal account is the accounting monetary transactions with a particular person. That is why personal accounts are also referred to as the special account created by the mobile operators, which in this way record all payments and charges to a specific client.
The main feature of current accounts is their certain purpose. Accounts of this kind is not open to every client, but only to organizations, individual entrepreneurs. The purpose of the opening and operation of settlement accounts in credit institutions – realization of daily accounts receivable, counterparties in entrepreneurial activities.
In addition, the current account open to non-profit organizations that use them for calculations during implementation of the activity for which they were created. Individuals are not eligible to open a checking account with one exception, which are private lawyers, notaries, who also make payments and transfers, take cash in the process of implementing its own activities.
Therefore, the main difference between the front and checking accounts is their purpose. If personal accounts are opened solely accounting purposes, the estimated financial are created to ensure everyday business or other activities. Also vary the list of persons who can access and use these types of accounts.
Account can be opened not only by credit organizations but accountants and any legal person, mobile operators and other companies providing certain services. The account is only opened banks. To use the personal account is open to any individual, and the entities owning current accounts, clearly defined in the normative acts by ordinary individuals in a number of these entities are not included.
A personal account should not be confused with the current, as the latter is opened by the client for permanent use of cash. The only purpose of the personal account is the accounting monetary transactions with a particular person. That is why personal accounts are also referred to as the special account created by the mobile operators, which in this way record all payments and charges to a specific client.
Features of a current account
The main feature of current accounts is their certain purpose. Accounts of this kind is not open to every client, but only to organizations, individual entrepreneurs. The purpose of the opening and operation of settlement accounts in credit institutions – realization of daily accounts receivable, counterparties in entrepreneurial activities.
In addition, the current account open to non-profit organizations that use them for calculations during implementation of the activity for which they were created. Individuals are not eligible to open a checking account with one exception, which are private lawyers, notaries, who also make payments and transfers, take cash in the process of implementing its own activities.
The main differences between the estimated and personal accounts
Therefore, the main difference between the front and checking accounts is their purpose. If personal accounts are opened solely accounting purposes, the estimated financial are created to ensure everyday business or other activities. Also vary the list of persons who can access and use these types of accounts.
Account can be opened not only by credit organizations but accountants and any legal person, mobile operators and other companies providing certain services. The account is only opened banks. To use the personal account is open to any individual, and the entities owning current accounts, clearly defined in the normative acts by ordinary individuals in a number of these entities are not included.
