In order to open an account for legal person, you must first select the Bank through which will be carried out operations in the future. Selection criteria may be the cost of opening a current account and connect program "client-Bank", the cost of cash management services. Important criteria will be the proximity of the Bank to the office of the company, the availability of special programs, for example, "Salary project" or concessional lending to customers.
Once you have selected a Bank, you must provide documents for opening an account. Usually their list is the same in all banks. In the package of documents includes:
- the application for the account opening signed by the head and chief accountant of the company,
- cards with samples of signatures of the Director and chief accountant and stamp of the organization
- decision on establishment of legal entity,
- constituent documents,
- certificate of state registration of a legal entity,
- the certificate on statement on the account in tax Department,
- a letter from the state statistics bodies,
- extract from the Unified state register of legal entities,
orders on appointment to the post of Director and chief accountant. In addition, the Bank may request other documents at its discretion.
After providing the necessary documents between the Bank and the legal entitym is a contract for current account maintenance with indication of its number, which can then be applied in the formation of the payment documents.
It should be remembered that in accordance with Russian law, the organization is obliged to provide information to the tax authority at the location of the opening and closing of the current accounts within 7 days from the date of opening (closing). Otherwise, it is subject to a fine in the amount of 5 000 rubles. Similar information should be reported to the Pension Fund, mandatory medical insurance. Failure to do so shall entail imposing a fine in the amount of 10 000-20 000.