Advice 1: How to know if you're listed in the black list

Black list called the ignore list, which records certain details of the person in further identifying him as the person who automatically denied access to any activity or service.
How to know if you're listed in the black list
You will need
  • phone.
Instruction
1
If you think that a certain person has added you to the ignore list on your phone, call the desired number. If you constantly hear the busy tone or the phone simply not available, most likely, it means that you brought in the black list for some reason.
2
Immediately after the call your call the same subscriber on another phone. If the beeps are normal, then your phone number is definitely brought to the ignore list of incoming calls. You can also just ask a person a question directly.
3
If you have no way to check listed your phone number into the black list, with a call from another phone, simply send a TEXT message to this man, pre-configured in the relevant menu of the mobile device a delivery report and set the minimum waiting period. If the delivery report comes almost immediately, most likely, the person's phone is enabled and your number blacklisted. If you receive a message that your SMS could not be delivered at the moment, most likely, the phone you are interested subscriber is really off either at this point in its location as a bad signal strength of the network.
4
If you want to know, listed are you the person in the black list in the social network "Vkontakte", review his page and if you see the full restriction of access to information ("the User chose to hide the data"), chances are you added to this list. You buttons send message and add it to the list of friends on the website.
5
In order to find out whether you are listed in the black list of credit institutions in connection with certain violations of the rules of use provided to you the borrowed funds, make a request to the Central Catalogue of Credit Histories. Find there information about yourself - if your name is "Bad credit history", it is possible that your application will not be approved by the banks, at least in the near future.
Useful advice
Observe the payment schedule of the loan and not to anger people.

Advice 2: Like to see you in black list of the Bank or not

To take a credit in the Bank to pay it with delay or not pay at all, and then to apply for a loan to another Bank and get it before such a scheme was possible. Today, instantly unscrupulous borrowers fall into the black list of the Bank. Yes, not one. How this is possible and how to check your name in this list?
Like to see you in black list of the Bank or not
Instruction
1
Today, all banks are cooperating with the Bureau of credit stories (BKI). This database contains over 40 million dossiers on almost every borrower who has ever applied for credit in one of banks. Having access to a database of BKI, a Bank may for a couple of minutes to obtain information about potential customer and based on it to approve or to reject the application for the loan. Thus, getting into the blacklist of at least one Bank, you will almost certainly be to bounce and turning to other banks.
2
To check your credit history, you need to know what the KJV it is stored. To make a request to the Central catalogue of credit histories. It is possible that your file is in several databases. Today in Russia there are 31 credit bureaus. The largest of them – National Bureau of credit histories.
3
Contact you need the KJV. By law, every citizen has the right once a year free of charge to obtain information about the status of your credit history. Re-treatment will cost from 200 to 500 rubles.
4
A written request can be done by coming to the Bureau with the passport or by sending a registered letter, indicating your name and passport details. Please note that in the latter case, information must be notarized.
5
BKI is obliged to give you a response within 2 weeks.
Note
Verification of the borrower on the basis of the KJV is only possible with written consent. But this does not mean that being in the black list of any Bank, you will be able to hide this fact. The clients, who refuse checks, banks are forced to refuse from.
Useful advice
In Russia there is no single database where you would store all your credit history. And certainly there is no such database in the public domain. All of the deals to obtain a detailed credit history through the Internet is nothing more than tricks of swindlers.
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