Advice 1: How to bequeathed contributions

Everyone has the right to dispose of their own property at their discretion. Including bequeathing it to any individuals and legal entities. This statement applies to cash deposits. If it so happened that someone left you inherited your money in a Bank account, get them, guided by the recommendations set out hereunder.
How to bequeathed contributions
Instruction
1
Find out the date of the will – to March 1, 2002, it was signed on or after – this will depend on the algorithm of your future actions. The fact is that from March 2002 on the territory of the Russian Federation started to operate Civil code, the Bank deposits equate to the rest of the inherited property. But if the will was drawn up before this date to get the money, you can according to the norms of the old legislation.
2
Contact for money bequeathed to 01.03.2002 to the Bank branch where the Deposit account was opened. Bring with you:

- your passport;
- the death certificate of the person who left you the inheritance (original and copy);
- the savings account of the deceased (if the savings account you have, write in the Bank statement on her loss).
3
Please note that if the will was not signed at a Bank branch, a notary, you will need to present Bank employees and even the will itself. Moreover, the document will need to pre-stamp the notary that there are no other testamentary on the contribution of the late over time did not leave.
4
Get bequeathed the money to you. In the event of problems, contact the management of the Bank and/or the court.
5
Enter the inheritance rights, if you want to get the money under the will, made after 01.03.2002 For this within 6 months from the date of death of the decedent, refer to the notary with the appropriate application.
6
Get a notary certificate of inheritance. Please note that before obtaining a certificate you can remove from the account of the deceased money for the organization of his funeral in the amount of 200 minimum wages.
7
Contact the Bank branch where the Deposit account was opened. Bring with you:

- your passport;
- certificate of right to inheritance under the will;
- passbook of the deceased (if any).
8
Will receive the sum bequeathed contribution. Or in case of any problems, refer to the instruction manual of the Bank and/or the court.

Advice 2: How to bequeath the contribution to the savings Bank

The safety of their own savings and their fate in the event of death of the owner always care about investors and their heirs. That's why many older people that keep money in the savings Bank, the question often arises about whether it is possible to bequeath the contribution, and how to do it correctly.
How to bequeath the contribution to the savings Bank
Investors who entrusted their money to the Bank, often interested not only in profitability and Deposit term, but other terms of the contract, for example, the possibility of obtaining contribution amount the Trustees or the heirs. Today there are a number of procedures to bequeath a contribution at any Bank, including Sberbank of Russia.

The procedure for preparation of wills


According to the Russian legislation, absolutely all Bank deposits inherited as other property. This means that the depositor can bequeath their savings to any citizen, organization or the state. The order can be made in favor of one or more persons, and in their choice of the investor is not restricted. The only requirement today – will must be made in writing. In addition, a will can be cancelled at any time. The civil code provides 2 ways of drafting orders.

The will in the savings Bank


The depositor may make a testamentary disposition of their contribution, in any office of the savings Bank. You must personally visit the Bank with your passport, a passbook or the Deposit agreement, and to make each contribution available to testamentary disposition in the prescribed form. The responsibility of auditing of the will lies on the authorized Bank's employee, who is required to take all essential action: to certify with his signature the validity of the drafting instructions and to enter data about the last will and Testament in the registration book.

The deposits for which Sberbank has a testamentary disposition, made before 01.03.2002 year, not included in the hereditary mass. Therefore, after the death of the testator the heir can receive the Deposit amount and all due interest thereon, without a clearance on a notary certificate. The remaining deposits, including those where there is no will, and they made a notarial order, the money is inherited, depending on the specific case and available documents.

Notarization


Deposit holder can make a will in the notary office. If it concerns only the deposits in the savings Bank, the notary read out to the testator the contents of article 1149 of the civil code. In this case, the norm providing for the allocation of the compulsory share of inheritance shall not apply.

To confirm the presence of the Deposit in the savings Bank, the notary claims of future heirs passbook, Deposit agreement or other document confirming the fact of the contribution. If supporting documents are not available, the heirs may apply to the Bank office where, presumably, kept the deposits of the deceased, their search. This can be done independently or through the notary.
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