The first compensation of lost deposits up to 1991 was launched in March 1991 by the decree of Mikhail Gorbachev. But then paid the funds on deposits, not exceeding 200 rubles. All contributions exceeding this amount is credited to the special account for the payment of money with an interest rate of 7% per annum for 3 years.
The actual payment appeared in 1996. They were able to citizens born until 1916. Compensation was 1000. In the future, every year age category of the citizens having the right to get their money back has increased, and the amount of payment remained unchanged.
How to get compensation if you have the Deposit account was opened before 1991?
If you had the passbook prior to 1991, you can get a refund. It's enough to come to any branch of Sberbank of Russia and provide the following documents:
- your written application for payment;
Even if the Soviet savings Bank, you do not have, all the investors have in the savings Bank. If you are not able to come to the savings Bank personally, you can issue a power of attorney to any person by a notary. Then to the above documents, you must add a photocopy of the power of attorney. The payment request will be considered by the savings Bank within 30 days. If everything is in order, the payment, the Bank listed on your account.
But before issue of compensation, it is recommended to consult a lawyer, since the laws there are a number of nuances, which you may not know. For example, if the account was closed before 31 December 1991, then in compensation you to not be able to. If several of the savings Bank, the money will only be distributed one at a time.
Who and in what amount is entitled to get compensation?
Since 2010 are entitled to compensation all the citizens of Russia who were born after the reform.
Those citizens who were born before 1945, the compensation will be three times the amount of the remaining money in the account as of 20 June 1991,
Citizens born between 1945 and 1991, to receive a refund of twice the size of the balance in the account on June 20, 1991.
In addition, there are special factors used to calculate the amount of compensation. It closed in 1992, the contribution - the coefficient 0.6 in 1993 to 0.7, from 1994 to 0.8 in 1995 to 0.9, from 1996 to 2010 – 1.
Initially the Ministry offered to pay for 1 Soviet ruble 4 current. But due to limited funds in the budget, this proportion was reduced to 1:3. By 2020 it is assumed to spend for repayment of debt of 340 billion rubles.