Types of cards in the savings Bank
The first thing to do before ordering the card, to determine the most appropriate type. To do this better, drawing on their own requirements to the functionality of the card and take into account how much annual maintenance.
Today the Sberbank offers a wide range of debit and credit Bank cards, which differ in functionality and cost of annual maintenance.
Unembossed cards Momentum, Visa Electron and Maestro (free service) - the basic card for cash withdrawals and purchases on the territory of Russia.
For credit cards Momentum, Visa Electron and Maestro cards the maximum credit limit is up to 150 thousand rubles, for other cards - up to 600 thousand.Their main advantage is instant results, but abroad to use it will fail.
Classic cards Visa Classic and MasterCard Standard (annual maintenance cost: 750 p. per year) - the most common types of cards with the base set of functions. They allow you to make payments online and to pay by Bank transfer. This card is chipped, so you can use it whenever or wherever I travel abroad.
Electronic cards Visa Electron and MasterCard Maestro (a cost of annual maintenance: 300 Euro a year) are distinguished by a core set of services at minimum cost service, available in the framework of salary projects.
All the cards provide an opportunity of remote management of Bank accounts via the services "Mobile Bank" and "Sberbank Online"
Gold card (annual fee: 3000 Euro a year) — a status card with additional privileges. Such clients are provided with premium-class service.
Premium cards of "Sberbank Premier" Visa Platinum and MasterCard World Black Edition (the cost of services within the tariff plan "Sberbank Premier" - up to 5 cards - free) - a prestigious card with a high level of service.
For those who often makes the payment online and doing shopping on the Internet, you can order a virtual card without any physical media. The annual service fee is 60 rubles. per year.
If you want to get additional advantages from the use of the card, then you can register in the savings Bank the partner card. Using the card "donate life" everyone can contribute to charity. It helps to fight cancer every time you purchase.
For those who travel a lot, fit card "Aeroflot" of Visa Gold & Visa Classic, which allows you to earn miles when making a purchase. And when you make a card "MTS" MasterCard Gold & MasterCard Standard reward points "MTS Bonus", which can be exchanged for various goods and services.
How to get a credit card from Sberbank
To order a card in two ways - by filling in the questionnaire by personal visit to the Bank branch or make a request online on the website. By personal visit to the Bank should not forget to bring your passport. When the preliminary application for the credit card in addition to identity documents, you must provide an income statement and an additional document on a choice (INN, SNILS, rights, etc.) the Application will be considered by Sberbank 2 days.
To apply for your card online, you must visit the Bank's website www.sberbank.ru in section "individuals", select "Bank card", then "Debit" or "Credit." Beside each map you will see a link "Online application for issue of debit card". To make an application you must fill out the online form on the registration card. After that, one can only expect further information from the Bank.
Production of the card takes up to two weeks, after which it can be picked up at the Bank.