Advice 1: Some banks in Russia send debit card by mail

Unlike credit cards, debit (which is only stored on the personal money of the citizen and does not include borrowed money) are not the product of willing banks sent by mail. The fact is that for banks it is not as profitable, unlike credit cards. Nevertheless, you can find several banks that agree to send debit card by mail, and not to torment the client in their offices.
Some banks in Russia send debit card by mail

General information

The majority of Russian banks provides an opportunity to its client to order a debit card by phone or from its official website, however for obtaining the card to the customer, as a rule, you still have to go to the nearest Bank branch.

However, in Russia there are some banks that are prepared to deliver a good debit card in the mail.

Tinkoff. The credit system

In addition to its core product – credit cards, the Bank "Tinkoff" is also issue debit cards. So debit card "Tinkoff Black" can be delivered by post to any region of Russia. This product was very attracted to its capabilities: the Bank promises to 8% per annum on the balance on the card to cash out money from 3000 rubles no commissions at the ATMs of any Bank, there is also a portion of the money back for any purchases.
Depending on the conditions of the Bank, the percentage of the refund to the card holder for purchases is from 1% to 30%.
In the presence of the Deposit on the card "Tinkoff Black" 30, 000 and above card service for free (otherwise charged 99 per month).


Debit card Visa "Oceanbank" can also be delivered to the customer by mail. Map provides the opportunity to pay for mobile communication, Internet, television and other services without commissions. On the map it is also possible to transfer electronic money with a minimum Commission – "Oceanbank" works with all leading payment system in online mode.


ZAO "QIWI Bank" is the possibility of the customers of the Qiwi payment system to a debit card in the mail. Create and send a plastic card with validity of 1 year will be only 100 rubles, which must be present on the user's electronic account in advance. Qiwi Visa Plastic allows its owner around the world to pay no fees in stores
The Commission is charged only for payments in foreign stores in rubles and is 2.5%
and cash card money at any ATM. While the amount on the card is always equal to the amount in the wallet. The card can instantly add from virtually any terminal in the territory of Russia, knowing only a phone number of its owner. A feature of the card is that it does not indicate the name and surname of the owner; however, problems with making payments, this should not cause.
Plastic card QIWI Visa type is Visa Instant Issue cards of international payment system Visa, which are impersonal, i.e. without specifying the name of the holder.


With the support already mentioned above, the Bank "Tinkoff" and MasterCard company "Yandex" releases its Bank card with a validity of 3 years and enables the user to obtain it by mail. The cost of making and sending is 149 rubles in any city of Russia. Product maintenance free. This card is not tied to a Bank account and electronic purse in system Yandex.Money. Therefore, the amount on the card is always equal to the amount in the wallet. Opportunities that will be of interest to the user are as follows: the card is premium, Gold (this means that its owner may enjoy additional privileges); moreover, the card uses the Pay Pass technology, which allows you to make payments in one touch in trade and service enterprises, where there is such a service. Also when using a Bank product from "Yandex" there is no fee for loading card or making cash payments. The Commission for cash withdrawal is 3% of the withdrawal amount plus 15 rubles, but not less than 100 rubles.


This product is similar to Yandex-money (probably because his support is also carried out by companies "Tinkoff" and MasterCard). But there are some exceptions. For example, the service card is also free, but only if it is actively used; in the absence of transactions on the card per year will be charged 350 rubles. Production and delivery of the card is 139 rubles in the Russian Federation.

Advice 2: How to open a Bank account via the Internet

When you open a Bank account without visiting the branch of the credit institution or at least a meeting with an employee will not work. However, in some banks you can reserve your account via the Internet, get its number and ask it to receive payments.
How to open a Bank account via the Internet
You will need
  • computer;
  • - access to the Internet;
  • - passport;
  • - other documents from the list offered by the Bank (not in all cases).
First you need to find a Bank that gives clients the opportunity. And I must say that as of mid-2011, such accumulated very little. Some banks, for example, "Alfa-Bank", accept online through your website requests from clients - physical persons for opening a Bank card, a credit organization, reserving through Internet accounts for legal entities and individual entrepreneurs. For example, "Probusinessbank" and "trust".
In "Trust" the customer after the reservation gets the room account and will be able to include it in the account and make the payments. But to avail these money he has to complete the procedure will not work.
Finding the Bank with the ability to apply for a particular product online, fill out this form and wait until you will be contacted by a consultant. He will ask you questions, clarify everything that will fit, and will agree on further cooperation.
The most common option - your visit to the most convenient Bank branch (often you can choose when filling out the application). Rarely practiced, a meeting on neutral territory or exit of a Bank employee to your home or office - wherever you say. But the General rule is simple: a representative of the credit institution must see your original passport and make a copy. The option of sending or downloading of the scan is not good.
Your further actions depend on the type of banking product, which is tied to your account. If it is a plastic card both debit and credit, often you will have to visit the Bank's office to pick her up after manufacture. Rarely, the Bank will send it by mail to the address you specify, and even more rarely, and usually for a fee, deliver by courier. Lack of a card may be issued on the same day, at the same time issued a passbook or equivalent document.
If we are talking just about the current account, the day of the meeting with the employee of Bank will give out all the details and you just have to refill it with cash or transfer, or to wait for income.
Is the advice useful?