Advice 1: As for the account to determine the Bank

Information about Banke lies in his unique room. This figure is called BIC - Bank identification code. Do not forget to regularly update the directory of BICs in the programs of the enterprise in order to avoid errors.
As for the account to determine the Bank
Instruction
1
For dvadtsatietazhnogo Bank account number you can learn a lot about the owner of this account. But the information about the Bank in the client room there is only one digit, the ninth on the left. This so-called "key". The key is controlled by the correctness of the accounts in the "Client-Bank". If the key is entered incorrectly, the program will report an error. However, when completing a payment order on paper the possible clues are lost, and the key turns to the silent figure.
2
Indirect information on Bank figures from the tenth to the thirteenth in a client Bank account. These positions indicate the Bank branch where you opened the account. If the Bank has no branches, the positions from the tenth to the thirteenth are filled with zeros.
3
Full information on banks contained in Bekah — Bank identification codes. Every Bank in the territory of Russia has its own unique BIC. Classifier of BCIS controlled and updated by the Central Bank of Russia.
4
BIK - a nine-digit number with a specific structure. The first two digits to the left code of Russia 04.
5
Then left — the third and fourth digits indicate the code of the territory of the Russian Federation, OKATO. Two zeros in these positions BIC means the Bank located on the territory outside of Russia.
6
The fifth and sixth positions in the BIC - number of the structural units of the Bank of Russia, the numbers on these positions can vary from 00 to 99.
7
The last three positions of the NIR from the seventh to the ninth - indicate the Bank number in the branch of the Bank of Russia where the correspondent account is opened the Bank. The numbers on these positions can be set from 050 to 999.
8
BIC of the settlement-cash centres on the seventh to the ninth positions have zeros. BIC head-cash management centre ends in 001 and other units of the Bank of Russia in the last digits of BIK have 002.

Advice 2: How to find the Bank's BIC

Almost every day a lot of people produce cash settlements through the Bank. This does not have to be a businessman. The main types of such operations are: calculation of salaries, pensions, transfer of money from one person to another, etc. That money found its recipient, you will need to specify details of the Bank.
All the information you can learn in the Bank
Instruction
1
One of the main requisites is BIC - Bank identification code. If you don't know what to get, for example, the same salary the salary you will not succeed. The easiest way to find out the BIC is to apply to any branch of the Bank, whose client you are. There you will be required to provide any necessary details.
2
Another possibility to find out the information you need is call the Bank. Usually such organizations, there is round-the-clock toll-free hotline and a phone number at the office. The operator must thoroughly answer all your questions. The hotline is usually automated - in order to achieve conversation with a specialist, you must set your phone to tone mode and follow the instructions. All conversations are recorded. Thus, the Bank monitors the quality of customer service and provide information. About it will warn you before conversation with the operator.
3
Another way to know the right props can become an official website to serve you Bank. To do this you need access to the Internet. On the website you will be asked to specify the region. After that, you should select the branch or unit in which calculation is performed. After opening this page, find the section - "Details". There will be prescribed BIK and all required invoices.
Note
In order to be sure of the correct receipt of the information, compare the last three digits of BIK and the correspondent account. They should be the same.
Useful advice
Most banks large network of branches throughout the country. To speed up the process of remittances, specify the details of that office, which should be calculated.
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