You will need
- - the passport of the citizen of the Russian Federation;
- - passport or driving licence;
- - the certificate on form 2-NDFL;
- - copy of employment record;
- - statement to the Bank.
Instruction
1
Modern banks willingly provide loans for a variety of needs. Requirements vary slightly, but in General a single banking policy. To take a credit in the Bank can each citizen of the Russian Federation that can confirm your experience at the last place of work for 6 months or more and have a steady income.To take the credit in alpha Bank, you must provide the following documents:
-the passport of the citizen of the Russian Federation;
the second document on a choice (the international passport, driver's license, TIN card, insurance certificate of the pension Fund, obligatory medical insurance policy);
-certificate of income on form 2-NDFL;
-copy of work record card certified by the employer.
-the passport of the citizen of the Russian Federation;
the second document on a choice (the international passport, driver's license, TIN card, insurance certificate of the pension Fund, obligatory medical insurance policy);
-certificate of income on form 2-NDFL;
-copy of work record card certified by the employer.
2
With these documents you can go to the nearest branch of alpha Bank. There, the employee offered to fill in an application form for a loan of cash. Simultaneously, the client is given all the necessary explanations on the specifics of the loan and its repayment. Then have to wait a set time (usually a day or two). During this period, the Bank staff checks the provided information ( place of work, income, accommodation, cleanliness previous credit history, etc.)
3
At the expiration of the term of the application Alfa-Bank notifies the borrower of its decision to grant credit. In the case of a positive answer must again come to the office, where the design of the application. Bank employees will be given a package of documents(contract, newsletter, etc.). As a rule, credits are transferred to specially issued card. The borrower can cash the their own convenient time or to pay for purchases using the card.
Note
Most banks charge a fee for the loan and the monthly Commission for servicing current customer accounts.
Useful advice
Provide full and true information - it will accelerate the Bank's decision and reduce the probability of failure.