# Advice 1: How to calculate the amount of pension

The retirement age in Russia for women, as we know, occurs at the age of 55 and for men 60 years. The closer a person comes to this figure, the more interest he has the size of future pensions. Not so difficult to calculate the size of pensions themselves.
Instruction
1
First you need to determine how the duration of your employment. This figure is one of the most important when calculating the level of pension for old age for every Russian.
2
Next, you need to calculate average earnings for any 60 months of work without interruption of service. Moreover, normally the accountant or HR professionals who issue the person a certificate of salary for a specified period of time.
3
The next step will be based on the average wage in the Russian Federation or the Soviet Union during the same period, and the average size of wages for three months of 2001, adjusted for inflation component.
4
And besides, you need to calculate the so-called related factor. This ratio is 55% for 20 and 25 years of service for women and men respectively, and for 40 years or more work activities the ratio should be 75%.
5
Considering all the data obtained to calculate the size of pension, you need to use a simple formula that looks as follows:Size of pension = (the related coefficient) x (average earnings for 60 months)/(average earnings in Russia or the Soviet Union during the same period ) x average salary in Russia for 3 months of 2001. (1)
6
However, this is not the final result, after several years on the territory of our state has an updated pension legislation to address the insurance part of pension. For such accounting need to use the ratio of Pension capital = (size of pension - basic part) x number of months of expected period of payment of pension (2)This number must be considered when calculating the insurance part: MF= (pension assets + insurance premiums) / 180. (3)In the end the pension will be the amount calculated in item (1) + the sum from paragraph (3).

# Advice 2 : How to determine the amount of the pension

Pension - cash collateral received by the citizens of pension, insurance and other funds at the end of work, when you reach a certain age, disability and in some other cases. Retirement is usually permanent and main source of livelihood, so determining the size is important in the calculation.
You will need
• 1. Calculator
• 2. Employment history (for determination of seniority)
• 3. Information on the amount of average monthly earnings for 2000-2001 or for any 60 consecutive months
Instruction
1
You need to define the related coefficient, which for the insured persons is 55 percent and increases by 0.01 for each full year worked over and above specified in this paragraph length, but not more than 20%.A woman over 20 years of experience is set to 55%, in 21 years – 56%, in 22 years – 57%. For 40 years or more – 75%(because the limit is not more than 75%).The man behind 25 years of experience is set to 55% for 26 years – 56%, in 27 years - 57%. For 45 years or more – 75% (because the limit is not more than 75%)
2
To determine average monthly earnings. Average monthly earnings is determined by the personified accounting in system of compulsory pension insurance, or for any 60 months in a row. Grounds are documents issued in the prescribed manner by employers or municipal bodies
3
To determine the average monthly wage in the Russian Federation over the same period
4
To take into account the average monthly wages in the Russian Federation for the period from 1 July to 30 September 2001 for the calculation and increase the size of state pensions, approved by the Government of the Russian Federation. Average monthly salary in the country for the III quarter of 2001. approved by the Government of the Russian Federation for calculation of pensions, determined in the amount of RUB 1671
5
To calculate the ratio of the average earnings of the insured person to the average wage. In the Russian Federation accounted for the ratio in the amount of not more than 1.2 (with the exception of the far North regions and equivalent areas)
6
Next, to determine the estimated size of pension according to the formula: the related coefficient x is the ratio of monthly wages x 1671 (this is the average monthly salary in the country for the III quarter of 2001. approved by the Government of the Russian Federation for calculation of pensions)
7
To further define the pension capital according to the following formula. From the calculated size of pension deduction of the amount of the basic part as of 01.01.2002 in the amount of 450 rubles. The amount received multiplied by the number of months of expected period of payment of pension for old age (depends on the year of assignment of pension, e.g. pension 01.01.2010 - 192 months,from 01.01.2011 - 204 months and so forth, adding 12). The resulting amount will constitute a pension capital in January 2002
8
To determine the pension capital is subject to indexation at the date of the assignment in the following way. Multiplying the retirement capital on the index of increase for each year from 01.01.2002 g :
2003 - 1,307
2004 - 1,177
2005 - 1,114
2006 - 1,127
2007 - 1,16
2008 - 1,204
2009 - 1,269
2010 - 1,427
2011 - 1,088
9
In the end, the size of the insurance part of pension will be equal to the sum of the estimated pension capital divided by the period of payment of pension
10
To the result add the amount of premiums taken into account on individual account on the date of the appointment, according to the individual (personified) accounting of the pension Fund and divided by the expected period of payment
11
To the resulting size of insurance pension to allow the fixed base amount of insurance part (defined by the government of the Russian Federation). This will be the calculated pension.
Note
If different regional factors to a salary, it takes into account the ratio of the wages current in the district or area for the workers and employees of non-productive branches
1. For those living in the far North and equivalent areas, where there are regional factors to a salary, the ratio of the average monthly earnings of the insured person to the average wage in the Russian Federation is considered in the following sizes:
not more than 1.4, for individuals residing in these regions and localities in which wage workers installed a district factor in the amount of up to 1.5
not more than 1.7 persons living in the mentioned regions and localities in which the wage workers set a regional coefficient ranging from 1.5 to 1.8
not more than 1.9 for persons living in these areas and localities in which the wage workers set a regional coefficient ranging from 1.8 and above

# Advice 3 : How to check the "SUPERLOTO"

The draw of the national lottery of the lottery "SUPERLOTO" in the Republic of Belarus organized to raise additional funds for the development of physical culture and sport, including the Olympic movement. Tickets sports lottery "SUPERLOTO" are sold throughout the country. They can be purchased through the official site of "SUPERLOTO" and with the help of SMS (in this case, the owner of the phone will receive electronic ticket, and its balance will be debited the corresponding amount).
You will need
• - lottery tickets of "SUPERLOTO";
• - TV
• mobile phone;
• - computer with Internet access;
• - infokiosk.
Instruction
1
Watch the live stream of the definition of lucky numbers of the lottery "SUPERLOTO" each week on Sunday at 17.55 in the First national channel and the satellite channel "Belarus-TV". The transmission time can be shifted by 5-10 minutes. Video lottery draws are saved in the "Video SUPERLOTO" on the official website of the lottery.
2
Ask about the results of each draw of the lottery "SUPERLOTO" on the Internet. They are loaded to the network within three hours after broadcast.
3
Check lottery tickets of "SUPERLOTO" - service kiosks of JSC "JSSB Belarusbank". Now on the territory of the Republic opened more than 1,200 self-service kiosks (as in Bank offices and in public places). Many of them operate around the clock. On the monitor of each self-service terminal, JSC "JSSB Belarusbank" has a section "Check lottery tickets". You must log on page and enter a series of lottery ticket number. Information about whether or not you won the ticket or not, will immediately appear on the screen.
4
Learn "win-win" their tickets on the lottery website by typing in the form number and series of each of them.
Note
Software of the lottery "SUPERLOTO" has passed the examination in the Operational-analytical center under the President of Belarus. Database lottery draws are tested in this center before and after the drawing, and compares them excludes the occurrence of faults and errors. Each edition receives an expert rating is a guarantee of reliability and honesty in the organization of the lottery "SUPERLOTO". For the acceptance of payment and issuance of answers wins the Republican unitary enterprise "National sports lotteries" of the Ministry of sport and tourism of the Republic of Belarus. Representatives of other countries can win prizes in cash. All winnings in "SUPERLOTO" lottery not taxable in the state.
Each ticket of "SUPERLOTO" can give at least ten chances to win prizes or money in several rounds of the drawing "Lotto" and also draws the "Golden Fund", "Gold", "Diamond tour" and "Number Three". In addition, it played the "jackpot" and determined the cash bonuses and prizes.

# Advice 4 : How to check lottery ticket "Russian Lotto"

Television lottery "Russian Lotto - media version of the traditional and popularly beloved Board game with cards and kegs. The lottery operates since 1994 and a weekly sweepstakes prizes in television, including money, apartments, cars and appliances.
Instruction
1
To play the lottery, you must purchase a ticket or tickets. You can do this in several places, including and became an integral attribute of modern life the Internet. Tickets can be purchased from distributors or at newsstands of "Lotteries of Moscow at post offices. These tickets are issued in the form of colorful cards with the logo of the lottery. Widespread buying across various Internet sites, including russloto-online.ru and also through payment terminals Qiwi.
2
To checkwhether or not you won a ticket, during the broadcast of the next issue of the lottery on the channel every Sunday, and after it in six months. This can be done in the following ways: by drawing the table published in the press, on Internet sites, and when viewing online video on the website ruslotto.ru. The results of the tickets paid via Qiwi, you can see received sms-message on your phone and get a win on your Qiwi wallet.
3
Draw results are published in the Newspapers "Trud "sports lottery , "Moskovskaya Pravda , "Evening Moscow , "Moscow "Sudarushka . Holders of tickets purchased via the Internet, get paid immediately into your account, so you can see the result a few hours after the draw, without checking the ticket. The video on the official website and circulation table appear after about 4-5 hours after the TV release the money to the online account is credited the next working day, i.e. Monday.
4
The game "Russian Lotto takes place in several rounds. Three main tour go to closing, respectively, of any line in a ticket with 5 digits, any card of 15 numbers and only ticket (30 digits). Then the game goes up to 85-87 moves before the closure of the entire ticket. If the ticket on a 15-m course closed figures, one of the two cards, the owner of the ticket gets the jackpot.
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