The insurance premium is paid by the payer on the basis of a previously-written contract of insurance. In addition to the rights and obligations of both parties, it should contain amount and manner of payment (one-time, monthly, quarterly, semiannually or annually). Examples of such contracts is the contract of medical insurance, railway, social, etc.
According to Russian legislation, the insurance payment shall be made before the 15th day of the current month. If this number falls on a weekend or holiday, the last day automatically considers the first day following the holiday. Failures in the internal system of the Bank and the funds transfer is not considered a valid reason for such delay is accrued penalties and interest in accordance with the law. If you need to pay several of the contracts of insurance have to fill out separate forms in each case.
There are several ways to pay insurance premiums. The first is via Bank transfer from your account to the account of the company's insurer. This is the most common method. For payment you must fill in a payment slip in the branch of the state Bank. When filling it in words you have to specify the payment date, installment amount up to cents, your VAT number and the same details of the recipient, your name and the name of the recipient organization, and detailed coordinates of the paying Bank and beneficiary Bank.
You can also pay for the insurance through payment terminals in the offices of Russian post. In the post office you can get a form to fill out, is completely analogous to the Bank receipt. Don't forget to bring you a service cashier-operator payment receipt confirming the transfer of payment.