Advice 1: How to pay pension contributions

Entrepreneurs that use the simplified system of taxation, shall annually make fixed payments to the Pension Fund, Federal compulsory medical insurance Fund and Territorial mandatory medical insurance Fund. These payments are called insurance premiums.
How to pay pension contributions
You will need
  • receipt for payments to the budget for payment through the Sberbank;
  • - details PFR, FFOMS and TFOMS;
  • - registration number to the FIU and TFOMS;
  • - fountain pen;
  • - print (in the preparation of the payment order on paper medium);
  • computer;
  • - access to the Internet;
  • - Bank-client and e-keys.
The owner may pay the entire amount of contributions once or in parts: four times each quarter. In the second case, the total amount of contributions in each Fund is divided into four. Each payment must be made no later than the 25th of the month following the quarter: 25 April, 25 July and 25 October. The exception is the final payment. The entire amount for the year must be transferred to the funds not later than December 31.

At its option the owner may use for payment of insurance premiums by the services of the savings Bank or make a transfer from your checking account on the payment UI on paper or using the system Bank-client. Bank charges for the realization of these royalties: all free.
For each method you will need the details of the payees. You can rent them at the offices of the respective funds, where it will clarify and payment amount for the current year, or on the official websites of the FIU and FFOMS. At last you can find coordinates TFOMS of the region.
In the payment or receipt must be indicated the registration number of the entrepreneur to the pension Fund, and for payments on obligatory medical insurance - in TFOMS. Learn these numbers in your territorial Department of the respective Fund.
A good helper in the payment of contributions as the "Electronic accountant Elba. To generate a receipt or a payment order with all the details and the amount to be paid depending on the selected payment schedule (quarterly or annually) it is available for free. You only need to enter in your account in the system available after free and simple registration, the registration number in the funds. Files can be imported to the computer, including the Bank-client, or print directly from the site.
For payment through Sberbank will need a receipt for transfers in budget. This form is slightly different from a standard receipt for the payments. So, if you're going to fill out a receipt for yourself, ask for tax payments. Free in offices, they often do not.
If you prefer to pay with your checking account, you have two options. The first is to contact the Bank. You can come there with a ready payment, certified by signature and seal. You can also ask to generate its teller. He will need the order number, amount of payment, a registration number to record in the box on the payment. Will have to show his passport and grab the seal.
When payment via Bank-client much difficulty either. Included in the system generated payment order by selecting the appropriate option in the interface, fastened her digital signature and sent to the Bank. Then you will have to visit passport credit organization to get a paper payment order with its mark - proof that Fund their own old age made.
In case of untimely payment of insurance premiums for each day of delay penalty is accrued.
In addition, Pension Fund is entitled to require the Bank to block the account delinquent.
Useful advice
Cheaper to pay social insurance contributions every quarter. In this case, the entrepreneur is entitled to reduce the amount of paid contributions taxes on income in the same quarter, but not more than half of the total amount of the tax.

Advice 2: How to pay pension contributions of private entrepreneurs

In our country is actively developing small and medium businesses. Among small businesses – the vast majority are individual entrepreneurs. Hairdressers, taxi drivers, sellers in the market – all are required to formally register their activities, and thus to list all taxes, fees and contributions. One of the first questions faced by entrepreneurs, how to pay pension contributions.
How to pay pension contributions of private entrepreneurs
First read the law №212-FZ of 24 July 2009 "On insurance contributions to the pension Fund of the Russian Federation, social insurance Fund of the Russian Federation, FFOMS and TFOMS". This law reglementary the order of payment of all insurance premiums, including contributions to the Pension Fund.
Please note, retirement, and other insurance contributions, the individual entrepreneur himself does not expect. The calculations for it produces a Pension Fund. Currently, the amount of deductions to the pension Fund is 26% of the cost of the insurance year. In turn, the cost of the insurance year is tied to the minimum wage. The size of pension contributions in the year = minimum wage*26%*12 months. Don't forget that until June 1, the minimum wage was 4,330 rubles, and from 1 June it has risen and is now equal 4661 ruble.
If you born in 1966 or later, all the 26% transfer to the insurance part of pension. If you are younger: 20% transfer to the insurance part and 6% on cumulative.
In order not to be mistaken with the amount of fixed contributions, and details for listings, take a receipt for payment in your Department Pension Fund. Don't forget to bring the passport and the insurance pension certificate. Receipts are issued free of charge, but only upon presentation of these documents.
Think about how you prefer to pay: once a year or quarterly. Keep in mind, if you use STS or transferred to imputed income, you have the right to reduce the amount of tax on the accrued and paid insurance contributions for this reporting period. So, if you pay quarterly, you can reduce on a quarterly basis and the amount of tax on your business activities.
Keep the paid receipts. They will be useful for the compilation of annual accounts.
Do not forget to pay pension and other insurance contributions you have until the end of the year. If you pay late, you will count penalties.
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