Advice 1: How to transfer money to a physical person

More recently, transfer of money was only possible by mail or through Sberbank. These methods you can use now, but their high cost and the waiting period of a few days forced to turn to other options of transfer of funds. Modern banking technology allows you to send the money to the individual so as to get them within a few hours or even minutes.
How to transfer money to a physical person
You will need
  • - Bank card;
  • - passport;
  • - details of the recipient.
Instruction
1
If the payee has a Bank card, you can transfer the money to him in several ways.
2
Contact the Bank branch that issued the card, tell the operator your surname, name, patronymic of the recipient, the destination account number, card number and fill in the Bank transfer amount. In addition, this operation can be done via ATM owned by the issuing Bank, include a device for receiving cash (cash-in). Enter the account number or card and Deposit your money into the bill acceptor.
3
If you own a card of the same Bank as the recipient, and have access to account management through the Internet (for example, "Sberbank Online", alpha-Click, Telebank, etc.), you can send a money order for payment, specifying the surname, name, patronymic name, account number of the person who intends a transfer, the amount and purpose of payment.
4
These methods of money transfer are the most profitable and convenient, since the moment of their submission to be credited to the account in a few seconds. In addition, in these cases, you do not need to pay the Bank a fee for the transfer.
5
You can also transfer funds to another individual using the service "Transfer from card to card" offered by some banks. To do this log in manage account, select the appropriate item, enter the card number and payment amount. Such a translation can be delivered to up to 5 days and provides for the payment of remuneration to the Bank.
6
The traditional method of sending money to the individual is a transfer from your Bank account (contribution). Contact the Bank with your passport, fill out an application for transfer, please indicate the surname, name, patronymic of the recipient, the account number, name and Bank details (BIC, correspondent account) and Deposit your money to the cashier. In excess of the amount transferred, the Bank will take a Commission on the tariffs.
7
It is possible to transfer money without opening accounts. To do this, write in the Bank the transfer statement with the full details of the individuals and pass the money to the cashier. This type of translation also involves the payment of a fee.
8
In addition, you can use money transfer systems: Western Union, Contact, MoneyGram, Anelik, Migom, "Sberbank-Blitz", "Unistream" etc. Read the conditions of payment systems, select the most suitable for you and contact the closest translation of identity documents. Keep in mind that the fee for such transfers depends on the system and varies from 0.3 to 15% and delivery time of the money can range from 1 minute to 24 hours.
9
Tell the cashier the name, surname, patronymic of the recipient, payment amount, country, city and address of the point of payment. Deposit your money for payment of transfer and the Commission for his conduct. You will receive a receipt or a cash receipt, which will show your unique money transfer control number. Inform the recipient of funds along with the amount and address item supports the payment system.

Advice 2 : How to transfer money to another country

Many people may need to make a money transfer abroad. This can be how to help a friend or relative living there and pay for various goods and services. Of course, in the case of such a remittance you may encounter certain difficulties, but if you know how to act, you will choose the most suitable way of transfer money.
How to transfer money to another country
You will need
  • - surname, name and address of the person or organization transferring funds;
  • - Bank account details of the recipient;
  • - passport;
  • the money for translation.
Instruction
1
If you need to quickly transfer money, or your recipient do not have Bank accounts, use the services of any system of remittances. To start ask the person you are sending money to, any office of money transfer systems presented in his city. The most common offices "Western Union", but also abroad, and in Russia there are transfer systems Anelik and Migom.
2
Compare rates of transfer systems. This information can be obtained either in their office or on their sites.
3
Contact the Department of your chosen money transfer system, or in a Bank, who works with her. Come with money sufficient for transfer and payment of the fee and passport. Fill in you the blank, specifying the name and surname of the addressee, his place of residence and the amount you want to send. Pay the required amount and in return receive a receipt which will indicate the number of cash shipments. Tell this number to the recipient so that he could get the money in your country in the Department for receiving remittances.
4
If you know the banking details of the recipient, send him the money by money transfer. To come to this Bank where you opened your account. Specify in the application for the transfer of money that you will get the employee name and the name of the person or the name of the organization where you send money, Bank name, Bank SWIFT code, the account number of the recipient. Then ask the employee how much will be the fee for the transfer of money. If necessary, replenish your account through the cashier.

After a few days your recipient will receive the money to your Bank account.
Note
When making a money transfer do not forget to specify the currency in which must come at the expense of the recipient funds. Keep in mind that the transfers in rubles, not all accept foreign banks, so it would be safer to send a money transfer in the currency of the country of the addressee.

Advice 3 : How to send money abroad

If you need to send money to a friend or relative in another state, you can do it in different ways. In the first place – through the system of urgent international transfers. Don't forget about banking and interbank transfers. In some countries you can send money by Mail of Russia for the cyber money. And finally you can transfer money to the electronic purse of his friend.
How to send money abroad
Instruction
1
Move money over the border through one of the international money transfer systems: Western Union, MoneyGram, Contact, etc. to do this you will need to know the recipient how it is written the name and surname, country and city name in which this person will be easier to get money. Office systems international translations in the major cities you can find almost everywhere: in banks, exchange offices, post offices. The advantage of this method is speed of delivery of money to the destination. The disadvantage is the high cost of translation.
2
Send money by Bank transfer. The easiest way to do it, if you and your friend or relative opened an account in one Bank, then you can transfer the required amount from your account to the payee's account. If your city has a branch of the Bank whose client is the recipient, you can just put in his account in cash. Its branches outside of Russia have a large Russian banks, but they are mainly located in countries of the former USSR. Some banks, such as Sberbank, provide the ability to send money without opening an account. In foreign countries, it is also possible to do an interbank transfer. To clarify the possibility of such transfer, the timing of passing of money and rates, you can branch of his Bank, whether on its Internet website.
3
Send money by postal the cyber money. The current list of countries to which it is possible to send a translation as well as rates to such a shipment, check on the website of the Russian post or in the nearest post office. The translation will be delivered in about two days.
4
Put money into an electronic wallet of your friend. This method is available if you and your friend or relative use the same payment system. To make a transfer, you will need to know the account number of the recipient. The money will be transferred in a matter of moments. The transfer fee depends on the payment system.
Note
To send money through system of remittances, the Bank or the Mail of Russia, you and the recipient will have to present a passport or other document proving your identity. If you are a citizen of another state may also need a migration card. Before you transfer money to e-wallet check the possibility and conditions of cash withdrawal in the country where your relative or friend.
Useful advice
If you regularly need to transfer money to any person outside of Russia, you can draw on his name for more international credit card linked to your account and send it to the recipient by mail. Then he will be able to withdraw money from local ATMs. Commission for cash withdrawal in ATMs of other banks in practice is much lower than the fee for money transfer.

Advice 4 : How to transfer from the current account to the Bank card

When you need to transfer funds from the settlement account to the Bank card, make a payment order or use Internet banking. In the first and in the second case, you need to know the details of the card recipient, his / her personal data. Also check that you have the correct amount in the account.
How to transfer from the current account to the Bank card
You will need
  • computer;
  • connection to the Internet.
  • - the form of the payment order;
  • - documents of the company or natural persons;
  • - details of the recipient;
  • - the card details of the recipient;
  • - cash;
  • phone.
Instruction
1
To transfer money from the account to the Bank card you should use the service of Internet banking (it is desirable that they were registered in the same Bank). To do this, go to the website of the Bank: currently, all banks have their own pages in the Internet.
2
Pass the registration procedure. Enter your personal data if you are an individual or sole proprietorship. Specify the name of the company. It must match the name of the organization in the constituent documents, if you make a transfer on behalf of a legal entity.
3
Enter your passport details or your company details (INN, KPP, OGRN). Enter the number of your settlement account opened in this Bank. Enter the contact phone number under which you will contact the operator customer service.
4
On your mobile phone will automatically get a text message it will contain a set of characters that serves as a password to access the site. Enter your username, invented upon registration and the password. When you find yourself on his page, the support operator will call you at the number provided. It will update the necessary information and will tell you what action will follow for further identification.
5
Navigate to the online services of the Bank. Connect Internet banking. Note that in the branch or Central office of the Bank you need to have a personal visit (excluding Sberbank). You will need to make a written statement on how to carry out the necessary operations to your Bank account without leaving your home (office).
6
Click on the "Transfer funds" make sure that your account has the desired amount. Enter the card number, account number and personal information of the recipient. Type the amount you wish to transfer. Confirm the operation. For some time the money credited to card owner.
7
If your company is connected to the Internet Bank, type of payment order. Provide details about individuals. Enter the purpose of payment. For example, for the provision of repair services. Latest personal income tax and VAT exempt. Send the payment order. When entering the Bank with your account will be debited the transfer amount.

Advice 5 : How to transfer money to a physical person

More recently, transfer of money was only possible by mail or through Sberbank. These methods you can use now, but their high cost and the waiting period of a few days forced to turn to other options of transfer of funds. Modern banking technology allows you to send the money to the individual so as to get them within a few hours or even minutes.
How to transfer money to a physical person
You will need
  • - Bank card;
  • - passport;
  • - details of the recipient.
Instruction
1
If the payee has a Bank card, you can transfer the money to him in several ways.
2
Contact the Bank branch that issued the card, tell the operator your surname, name, patronymic of the recipient, the destination account number, card number and fill in the Bank transfer amount. In addition, this operation can be done via ATM owned by the issuing Bank, include a device for receiving cash (cash-in). Enter the account number or card and Deposit your money into the bill acceptor.
3
If you own a card of the same Bank as the recipient, and have access to account management through the Internet (for example, "Sberbank Online", alpha-Click, Telebank, etc.), you can send a money order for payment, specifying the surname, name, patronymic name, account number of the person who intends a transfer, the amount and purpose of payment.
4
These methods of money transfer are the most profitable and convenient, since the moment of their submission to be credited to the account in a few seconds. In addition, in these cases, you do not need to pay the Bank a fee for the transfer.
5
You can also transfer funds to another individual using the service "Transfer from card to card" offered by some banks. To do this log in manage account, select the appropriate item, enter the card number and payment amount. Such a translation can be delivered to up to 5 days and provides for the payment of remuneration to the Bank.
6
The traditional method of sending money to the individual is a transfer from your Bank account (contribution). Contact the Bank with your passport, fill out an application for transfer, please indicate the surname, name, patronymic of the recipient, the account number, name and Bank details (BIC, correspondent account) and Deposit your money to the cashier. In excess of the amount transferred, the Bank will take a Commission on the tariffs.
7
It is possible to transfer money without opening accounts. To do this, write in the Bank the transfer statement with the full details of the individuals and pass the money to the cashier. This type of translation also involves the payment of a fee.
8
In addition, you can use money transfer systems: Western Union, Contact, MoneyGram, Anelik, Migom, "Sberbank-Blitz", "Unistream" etc. Read the conditions of payment systems, select the most suitable for you and contact the closest translation of identity documents. Keep in mind that the fee for such transfers depends on the system and varies from 0.3 to 15% and delivery time of the money can range from 1 minute to 24 hours.
9
Tell the cashier the name, surname, patronymic of the recipient, payment amount, country, city and address of the point of payment. Deposit your money for payment of transfer and the Commission for his conduct. You will receive a receipt or a cash receipt, which will show your unique money transfer control number. Inform the recipient of funds along with the amount and address item supports the payment system.
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