You will need
- - application form;
- - passport;
- - proof of income;
- - certificate confirming the experience;
- - INN;
- the guarantors;
- - pledge.
The loan is a certain degree of trust Bank to the borrower. Permanent registration requires some settling, but to get a loan even with a temporary registration. To read the proposals of banks that are willing to issue a loan with a temporary check. Contact office, complete the application form. Every application is considered by the Bank individually.
If you have a permanent registration in the area where one of the branches of the Bank, you can give a large amount of credit for a long time. If you have only a temporary registration and not registered anywhere permanently, credit may be obtained only to the period for which you were issued a temporary registration, most often that period does not exceed 5 years.
When issuing large amounts loan, you'll need to have two guarantors with high incomes and the presence of a constant register or to make a pledge of your existing valuable asset. Making the pledge is a form of guarantee that the loan will be repaid.
Will be required to submit a reference from place of work confirming seniority, which shall be not less than 6 months, an income statement form 2-NDFL or in the form of the Bank, passport. May be asked to provide a taxpayer identification number to check allocation of taxes to the budget of the Russian Federation.
Temporary registration will not be an obstacle in obtaining loan if you already took a loan from the Bank, which asked and successfully paid. Conscientious borrowers provide a new loan on favorable terms and without any problems.
Of its decision, the Bank will notify you by left the telephone or in writing to the address of the temporary registration. If you are denied at one Bank, citing the fact that check you are temporary, try to go to another Bank. Requirements for borrowers in different credit organizations can vary considerably.