All the coins issued on the territory of Russia can be divided into commemorative and investment. Commemorative coins can be made of precious or non-precious metals (as investment - exclusively from precious). The distribution of coins are more than 100 credit institutions, but most of the sales come from Sberbank.
Only according to analysts, during the first half of 2013, the coins were sold in the amount of 4.2 billion rubles, which is 30% above the level 2012. Why demand increases and why people buy commemorative coins?
Bullion coins do not represent artistic value and are purchased for investment funds and earnings on the dynamics of the exchange rate of precious metals. They are more profitable than, for example, investments in bullion, as not subject to VAT when selling. If the value of bullion coins is determined by world price of silver and gold, the price of commemorative coins related to their artistic value, beauty, and uniqueness and rarity.
These criteria are key to understanding their differences.
Collectible coins are limited edition and often dedicated to important events (available series).
Commemorative coins are primarily bought:
- as a gift.
- as a collector's item;
- as a souvenir.
But this does not mean that their sale cannot be earned. Prior to 2011, sales of collector coins subject to VAT, which nullified all the possible profit from their sale. But now the situation has changed.
In order to invest in collectible coins, you must first predict their potential growth. Doing so is problematic, because it is important to consider a range of factors - draw, metal, theme coins, etc.
To purchase coins in one of the 280 branches of the savings Bank, which carries out this activity. There you can see a special stand with a coin, to touch the coins is impossible. The difference of the savings Bank from others is that he is the only one who not only sells, but also the purchase of coins of precious metals.
All coins offered in the savings Bank, have a set of characteristics: size, weight, breakdown, quality, etc.
Collectible coins are produced in the highest quality of minting ("proof"). Its surface has luster, and the pattern differs in the precise prescribing of even the smallest details.
Today you can buy the following series of commemorative coins:
coins dedicated to the XXII Olympic winter games 2014 in Sochi;
- coin of the Republic of Belarus of the series "the life of the saints of the Orthodox Church" dedicated to St. Nicholas the Wonderworker;
- Gold coin of the Republic of Belarus of the series "Orthodox icons" with the image of our lady of Minsk;
coins with the symbol of 2014.
Sberbank also presented coins with special inserts, holograms, with gold the individual elements, with color coating.
According to estimates of market participants, today, the highest demand is observed for Olympics coin series.
Only according to analysts, during the first half of 2013, the coins were sold in the amount of 4.2 billion rubles, which is 30% above the level 2012. Why demand increases and why people buy commemorative coins?
Why buy commemorative coins
Bullion coins do not represent artistic value and are purchased for investment funds and earnings on the dynamics of the exchange rate of precious metals. They are more profitable than, for example, investments in bullion, as not subject to VAT when selling. If the value of bullion coins is determined by world price of silver and gold, the price of commemorative coins related to their artistic value, beauty, and uniqueness and rarity.
According to Sberbank, the choice of collector coins, the majority of Russians (85%) prefer non-standard coins that have original design.
These criteria are key to understanding their differences.
Collectible coins are limited edition and often dedicated to important events (available series).
Commemorative coins are primarily bought:
- as a gift.
- as a collector's item;
- as a souvenir.
But this does not mean that their sale cannot be earned. Prior to 2011, sales of collector coins subject to VAT, which nullified all the possible profit from their sale. But now the situation has changed.
In order to invest in collectible coins, you must first predict their potential growth. Doing so is problematic, because it is important to consider a range of factors - draw, metal, theme coins, etc.
What coins can be purchased in Sberbank
To purchase coins in one of the 280 branches of the savings Bank, which carries out this activity. There you can see a special stand with a coin, to touch the coins is impossible. The difference of the savings Bank from others is that he is the only one who not only sells, but also the purchase of coins of precious metals.
The purchase of coins is only possible with a passport and in the original packaging configuration, in which the Bank had been selling coins.
All coins offered in the savings Bank, have a set of characteristics: size, weight, breakdown, quality, etc.
Collectible coins are produced in the highest quality of minting ("proof"). Its surface has luster, and the pattern differs in the precise prescribing of even the smallest details.
Today you can buy the following series of commemorative coins:
coins dedicated to the XXII Olympic winter games 2014 in Sochi;
- coin of the Republic of Belarus of the series "the life of the saints of the Orthodox Church" dedicated to St. Nicholas the Wonderworker;
- Gold coin of the Republic of Belarus of the series "Orthodox icons" with the image of our lady of Minsk;
coins with the symbol of 2014.
Sberbank also presented coins with special inserts, holograms, with gold the individual elements, with color coating.
According to estimates of market participants, today, the highest demand is observed for Olympics coin series.