Advice 1: How to ask to return the favor

As you know, money can break even the best of friends. Therefore, in order not to spoil relations with your loved ones, the easiest way for anyone to borrow. Or, if the amount of money is not too big, set up themselves in advance that these funds back to you get back.
How to ask to return the favor
Instruction
1
Go to the link with someone who needs you, and ask how he is doing. Intelligent educated people will immediately guess about the reason for your question, if the money he never speaks, you have to develop the topic yourself.
2
Starting a conversation from afar, so you can find out circumstances of the debtor. Maybe this person is really a big problem or serious grief, which is why it really is unable to return the debt. Thus the word for strangers is not worth it. Try to verify the information it provides, otherwise the result will be that you simply "heated ears."
3
Politely ask them to return the debt can and following: tell your debtor that you want to make a serious purchase (or name another reason why you urgently needed the money). If he's a decent man, taking into account your veiled request, to find the necessary amount of turning to another lender.
4
If the person who owes you the money believes that they give not necessarily, he can threaten. Certainly, before to give him a certain amount, you asked him to make a receipt (if such a document does not exist in nature, the fact of transfer of money to witnesses can confirm). If you survived, tell your debtor that you are going to recover debt through the court, and explain that the losing party (in this case, it will be a he) will incur additional costs.
5
If your debtor does not understand normal handling, but respects the power, promise him that if the money is not returned, it will have certain issues. To enhance the effect, it is desirable that they're not you and the so-called "serious" people (in fact – just unknown to the debtor man characteristic appearance). However, this measure of exposure can turn you sideways (threats criminal). A scared person can sue you in court for pressure and to claim damages. If your found guilty, the amount you have to pay may be much higher than the one you had to return initially.

Advice 2: How to repay the debt without receipts

Hardly people are of sound mind and good memory, will take a large sum of money without a receipt unfamiliar face. Giving money to the debt, non-familiar or unfamiliar – and take the receipt. It should be written by the hand of the borrower, and ideally certified by a notary. If you have in debt without a receipt, then surely a close person and good friend. In this case, agree on a refund on good, explaining to the person that you are in a difficult financial situation. In most cases this is enough to return the debt.
How to repay the debt without receipts
Instruction
1
If the borrower does not delve into your problems and do not want to repay the debt, then, if you are afraid to spoil relations and friendship, to apply to the Department of internal Affairs. In a statement describe your situation. Specify when, where, who and how much you borrowed. You must give exact details of the borrower, his / her name, passport number, year and month of birth, and home address. Provide evidence of the loan. These can be witnesses, information from your relatives, proof that the money you had and the acquisitions of the borrower coinciding with the terms of the loan.
2
Your statement should be a criminal case on the borrower for fraud. If you were denied the institution of criminal proceedings – to take a certificate of refusal. After that, refer a statement to the court. The statement include all the information about the loan, their details and the borrower, taken action to refund the debt. Apply the facts and evidence and proof of refusal by the bodies of internal Affairs to open a criminal case.
3
After reviewing your petition the court will issue a decision on refund of duty.
4
Never attempt to recover a debt, using threats to the borrower. It's against the law. Back loans only, legitimate ways, if you do not want to be in the dock.
Note
Repayment of a debt on the receipt, which is a quite common and simple procedure, so it applies the provisions of the 122nd article of the Civil procedure code, which refers to the fact that such transactions committed in simple written form) can hold a writ proceeding.
Useful advice
The loan agreement between physical persons, as a rule, is made in the form of handwritten by the debtor of the debt receipts, which shall state the full name, passport data, address of the parties date of receipt by the debtor of funds (or things) that are directly amount of money or things, quantity, description, price (in words) place of transfer of money (or things).
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