Instruction
1
One of the simplest methods is the removal of money from a credit card with a grace period of service. As a rule, this period is 50 days. To avoid paying interest on the loan, you only need to have time to return the debt to the Bank during this period. If you defer payment even for a single day, automatically turns on the program of interest on the loan.
2
However, the additional payment you will have to do. They will be the fee for cash withdrawals. Perhaps, this payment will be not the only one. Because the Bank charges a certain amount for each withdrawal from the account.
3
The second option is the early repayment of the loan. Taken loan money can be anything - with credit cards and other types of loans (consumer, for urgent needs, etc.). To pay interest you need to return the entire amount taken from the Bank during the first month of the loan agreement.
4
With this method of repayment of the loan a lump sum to pay the interest you will have. It is charged for the first month of the loan. It is unprofitable for banks, so you returned the money ahead of time. So a year ago the loan ahead of time were allowed to extinguish only after 3-6 months from the date of issuance of funds to the consumer. So the Bank could obtain a certain profit. Today this rule is no longer valid - the new rules enshrined in law.
5
There is another way to repay the loan without paying interest. It is used by some folk craftsmen. You will need two credit cards, one with a grace period of service. With the first - normal - map is needed cash. By the end of the first month of using them with the second card will be charged the amount necessary to repay the first loan. So, the loan is paid, the interest "does not drip". The debt on the second card is paid off during the grace period.
6
However, this method of repayment is better not to use. It is often the actions of a similar nature legally defined as "fraud". And this, in turn, can lead to very serious consequences.