First and foremost, you need to speak directly to the staff of the club, Solarium, fitness center, etc. In the case that none of the visits subscription has not been made, it is considered unused and can be accepted by the school back. The money should return. For this you need to write the application addressed to the head of the organization with which you were going to cooperate. Specify the reason why you have to change plans. Usually, this health problem or moving to another city or country. Attach to your application supporting documents - a doctor's certificate or paper confirming the move. Money you must return.
If the subscription you have already started to use, but unable to continue, and in this case to return the money you can. According to article 32 of the Law "On protection of consumer rights", you are obliged to transfer back the money for unused services. The amount of compensation the institution will calculate on your own rates. However, if you do not agree with the amount, you can challenge it in court.
To refuse subscription you can and not only in those cases where real and for objective reasons unable to obtain the paid services. The legislation provides for the refusal of service and receive back money in the case if you just changed your mind or found a place with more acceptable conditions. In this case, also based on your statement you are obliged to return money for the ticket.
If you get money from places you can't get involved in the trial do not want, and the amount of the refund to you unimportant, you can just resell your ticket to another person. To do this you need to come with a buyer in the institution in which you have a subscription and renew it for another person. In some cases, for this procedure you may be asked to pay.
If you refuse to refund, ask for the appropriate paper, which will be recorded in writing the reason for refusal. This paper will be your support in trial.
Advice 2: How to find lost money home
Often people lose money in own house. In fact, there may be two options: either they forget the place where you put them, or someone misappropriated the money. In any case, you need to be thorough and search to find them.
Assemble, first, all your family members. First, it alone will be difficult to search bills. Secondly, you need to make sure that your roommates could not be involved in the loss of money. So, take a piece of paper and a pen. Then make a list of all the possible places in the house where you can lie bills.
Get familiar with the chronology of the loss of money. Remember and record the places in the house where you could hide (put) money. It would be nice to write the exact date of these transactions. Remember, where you could take that money and spend it. In many cases, people simply in the inertia take pending bills and sent them on an urgent matter. Maybe in your case the same thing happened.
Recalculate several times all their savings and ask others to do the same. It all depends on the honesty of your roommates. In the process of this review, there is a great likelihood to figure out whether you lost money or did someone take. If that doesn't work, start organized a search around the house.
Check all shelves, folders, Newspapers, magazines, paper and books. This is the most common place where I could drop the bills. Often they can be between the pages of books are on the coffee table. Also, the money can be in documents: a passport, a ticket, a pass, etc.
Almost search the whole house, looking even in places where they might not even be in your opinion. Look under the carpets, flooring, beds, in corners and in pockets of clothing. Search for until, until you find it. If you could not do, then there are 2 options: either you are not correctly counted their savings, or they took the one who could penetrate into your home space.
Try some of the capital to keep the Bank account or the purse payment systems, that is, in the electronic currency. It is very convenient and practical method which is quite popular now.
Keep a diary of income and expenses. Write to him all the operations that you conducted with money lately. Start to establish a relationship with living in the house people. This is necessary in order to continue to hide from each other the money.