By EasyHow

How to check credit car or not

When buying a car, as a rule, it is checked if it is not listed in the hijacking. But the credit car or no checking less often. But there are some rules that you need to pay attention, not to be the owner of the car purchased by someone on credit.

How to check credit car or not
How to know if the purchased apartment as collateral
How to check credit history for free
How to know whether the car in the accident

You will need

In order to test the machine, you need to:
-PTS;
-the documents certifying the identity of the owner;
is the owner himself.

Instruction

With the rapid growth of car credits due to the increase in fraudulent activity. Particularly unscrupulous people sell cars, borrowed and loaned by the Bank, as the loan is not repaid. And after a while come to the buyer representatives of the Bank and require repayment. Often the new owner of such a visit is a very unpleasant surprise. It is therefore necessary to carefully before you purchase to check the credit machine or not. To a sure indication that the car is pledged are the price, the documents and the behavior of sellers. Cheerleaders in the first place, should what the price of the machine will be 10-15% below average market value of similar cars. Besides the mileage it will be minimal. And in the title you can search indicate that it is re-issued. If the machine is still "young" so it's literally 1-2 years, then a duplicate should be alerted. And this is due to the fact that the Bank takes possession of the original title until the final repayment of the debt. And the fraudsters have no choice how to write the application in traffic police about the loss of this document and obtaining a duplicate.

In addition, you need to look at the configuration of the car. Usually there will be only what is set at the factory when picking a car. That usually put "me" b/a loan machine most likely will not.

Another way to find out is not in the pledge is the vehicle via the Central catalogue of credit histories. In order to obtain the information you need to know the passport data of the owner of the car. Very detailed information you receive, but you will learn something that interests you. Namely, whether hanging on this person a loan, the collateral of which is a sold car. To obtain this information for free once a year.

Another option is to go with the owner in the official dealer center. To obtain detailed information on the subject of whether the vehicle is purchased on credit, its first owner.

Note

Naturally, in order to sell the credit machine, you first need to find a buyer. Here you can go two ways: to search for wants to buy your credit car or to contact a specialized firm, which can be in the shortest possible time to sell a car loan. As soon as the "client" is found, notify the Bank about the desire to close the loan question.

Useful advice

Well, if you have enough money to buy a second car, though, why did you take the first car loan? If there is no money, the situation becomes much more complicated. To purchase a new machine, sell the old one. So after all how can you sell a car loan? As in most cases – there is a solution. We proceed from the fact that we are law-abiding citizens, and therefore the output will look legitimate.