# Advice 1: How to calculate the profit of the Bank

The main profit of banks is the difference between interest on deposits (deposits) and interest on loans. Furthermore, additional revenue comes from transactions on currency conversion fees for payments and transfers, rent of safe-Deposit boxes and safes, etc.
Instruction
1
Most financial transactions with money, securities, by individuals and legal entities, pass through the banking system. Banks make loans, take deposits, conducting foreign exchange transactions, make money transfers, execute payments, etc.
2
The Bank itself is a legal organization with their capital costs and profit. The Bank's profit is the positive financial value at the end of a certain period. Profit added to the capital of a credit institution and provides for the payment of dividends to shareholders.
3
To calculate the profit of the Bank must of all received income to deduct expenses. The Bank's revenues include the interest and additional income. Net interest income represents profit from the difference by a percentage of deposits (deposits) and interest on loans.
4
Additional (or operating) income is the difference between operating revenues and expenditures. Operating income – positive result to trade in securities to attract additional capital from other entities revaluation of securities from operations with currency and precious metals, leasing cells and safes, receiving commissions for transfers and payments, etc.
5
Operating costs – the negative result of additional operations of the Bank and the costs of personnel, depreciation of fixed assets and property, advertising expenses, communication services, training and staff development, security, contributions to provident funds, etc.
6
Net profit of the Bank is the amount of profit remaining after taxes and other mandatory payments to the state budget.
7
The profit of the Central state banks further includes a so-called santoriny income, which is generated during emission. The difference between the cost of production of banknotes and the nominal value.

# Advice 2: How to calculate operating profit

Operating profit is profit, which is formed due to the difference between the gross profitand operating expenses. All organizations that carry out economic activities, can calculate a financial indicator.
Instruction
1
Determine the amount of operating expenses. To do this, add up all the administrative costs (paid staff, the interest on the loan or the loan, etc.), commercial costs (advertising, transportation costs, etc.), the amount of uncollectible accounts receivable.
2
Calculate the amount of operating income. Include income from your partner interest resulting from the granted loans and credits, entering rental agreements and the net profit from the sale of fixed assets.
3
Calculate the gross profit. To do this, calculate the proceeds received from the sale of goods and rendering of services (or works). Also calculate the cost of production. After that subtract from revenue the cost. The result will be the gross profitof Yu.
4
Now go to the calculation of operating profit. For this, the gross profit amount, add the total amount of operating revenue and subtract the amount of operating expenses. The resulting number will be indicators such as operating profit.
5
If you fill in the statement of profit and loss statement (form №2), enter the amount of operating expenses on line 050. For this sum the rows 020 (cost of sold goods, works and services), 030 (commercial expenses), 040 (administrative expenses). Then from the string 010 (proceeds received from the sale of goods, works or services) subtract the above amount. Write the result to the string 050.