Advice 1: How to return the money on receipt

The receipt is sufficient grounds for a refund. She is recognized by court as written evidence of the loan. Certain forms of receipts not exist. The only condition is to write the debt instrument by the hand of a man who borrows. Must also specify the exact details of the borrower.
How to return the money on receipt
To refund on receipt , please contact the court with a claim. Gather the necessary evidence that people owe you.
In a debt receipt, you must specify all data of the borrower:
- surname, name, patronymic
- series and number of passport
- address of permanent residence, place of actual residence
- date of birth
- contact numbers
- specify the amount of debt in figures and words
- the date of the loan
- the date of return of the debt
- return policy
- the date of the receipt
- below is the personal signature of the borrower, with the written transcript.
You need to specify your data: surname, name, patronymic, series and number of passport, address of registration and residence, the amount of the loan, specify in figures and words, specify the period for which you borrowed the cash put your signature.
In the receipt should indicate the personal data of at least two witnesses.
Transfer money in front of witnesses. It would be a powerful argument for the return of the debt through the courts.
To assure the receipt at the notary preferably, but not necessarily. The fact of writing receipts by hand is a sufficient argument for debt collection.
If the debtor refuses to acknowledge receipt, then you have to apply for handwriting analysis. Why it is so important a condition of writing receipts by hand, and not the printout.
But judgment you can apply to the special law firm to repay debt.
In a statement to the court or law the company must specify the amount of the principal debt, the amount of interest to be refunded, the amount of your expenses for the court and lawyers.
To return money through court is possible, even without receipts. The main thing that was witnesses by transfer of money.

Advice 2 : How to repay the debt on the receipt

There are hard times when you have to take the money borrowed from friends, relatives, acquaintances. You must comply with all the formalities in the execution of a receipt or contract, but it is also necessary to be careful when returning the borrowed amount. Failure to comply with certain rules may result in the fact that you have to pay twice.
How to repay the debt on the receipt
Prepare the transfer of money carefully, think about the little things. Please note that if you returned the debt, but not taken for some reason IOU, you become a slave of this paper, and the consequences can be very sad. If you do not require a receipt, so I fully trust your partner and are fully confident in his honesty.
Arrange a meeting with the lender in advance. Tell him the place and time and also don't forget to remind you to bring your receipt that you took money in debt. Invite one or two people as witnesses. They will be useful not only in the event of litigation in future (in case it goes badly), but for the protection of money, if we are talking about very large sums.
At the agreed time give the whole amount to the lender. The presence of these witnesses will be useful if someone in the future wants to challenge the fact of transfer of money or accuse you that you gave is not the full amount. Count the money in front of witnesses.
If you pass only part of the agreed amount, ask your partner a receipt in which he will indicate received from you the amount of money. Do not forget – the contract must be spelled out as your passport details and the lender, and should bear both signatures.
Demand from your lender, that he personally wrote ious, that doesn't matter to you any claims.
Be very careful if your opponent did not bring along your receipt and if you did not have at hand a reliable witness. Demand from the creditor a counter-receipt, which he will have to explain why did not bring the original contract and that the amount paid by you in full. Only when such a document will prove you have on hand, feel free to give your debt – now you have insurance in the case of dishonesty.
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