Instruction
1
Find in the range of "M. Video" the item that you are interested in. To receive a loanand it needs to cost no less than 2500 and not more than 200 000. If the price exceeds a specified amount, the portion of the money you will need to make a down payment. You can arrange a single loan for multiple items.
2
Select the Bank where you want to take a loan. On the territory of "M. Video" are some banks offering such services - "Russian Standard" Cetelem, "Alfa-Bank" and "Renaissance". Their creditprogrammes largely similar to each other. Each of the banks provides a loan "10-10-10", providing for the receipt of goods with the payment of ten percent of the original fee, with the loan for ten months at 10% per annum. However, this favorable credit can spread far not on all goods presented in the store. There are special loans for individual groups of goods. For example, the Bank "Russian standard" offers loan for purchase separately cell phones. Interest on such loanat a fairly large - 65%, but goods can be obtained without payment.
3
Except interest rate, pay attention to the conditions applicable to the borrower. For example, in Bank "the Renaissance" you can issue creditonly if you are over the age of 25 years.
4
Complete the form to receive a loanand in the selected Bank. You will only need to present a passport. Allowed even a situation where you have no permanent residence. In this case it will be enough temporary registration for a period of not less than the repayment period of the loan.
5
Wait from several minutes to hours for the Bank's decision. In the case of his consent, you will be able to make a purchase. If you are refused, you will be able to go to another Bank, cooperating with "M. Video".