Advice 1: How to transfer money to Russia

The modern level of development of the banking technology allows you to transfer money from one country to another, including Russia, without any problems. The period in which the recipient may receive the transferranges from 15 minutes to several days.For this, you can make a transfer from one Bank account to another or to use services of international money transfer systems.
How to transfer money to Russia
You will need
  • For the transfer through the payment system:
  • - passport;
  • money.
  • - fountain pen;
  • - name and surname of the recipient, in some cases, the place where it's located or the address of the point of delivery of the translation.
  • For Bank transfer:
  • - current account in the same currency as the beneficiary account;
  • - the balance is sufficient to cover the transfer amount and Bank charges;
  • - account details of the payee.
If you do not have a Bank account or you prefer not to use it for this purpose, select the money transfer system, which would prefer to use. They differ in rates, speed of transfer of money (from several minutes to several hours), geography of presence. In many systems, to transfer at any point of delivery on the territory of Russia, other money are only for a specific item.If CIS the choice of payment systems in Russia, broad, abroad much less. The most famous of the international system Western Union. But transfers within the CIS it is not the most competitive rates compared to other.
After the choice of payment system is made, you need to come to the nearest point of reception of transfers during working hours with your passport and money. You will need to complete one or more documents. You will take the money (it is possible that it will have to stand in line), will issue a receipt and money transfer control number.
This number must be reported to the beneficiary via SMS, e-mail, through one of the messaging programs (ICQ, Scype, etc.) by telephone or telegram. The money he can get on the same day, at least, next just to the point of issue was not closed.You can send money and yourself, if you are planning a trip to the country, and to obtain upon arrival to the place. Translations are usually waiting for your recipient to one month.
To transfer money to Russian Bank account, he should be in the same currency as the beneficiary account. Almost all Russian banks to open their customer accounts in rubles, dollars and euros. Accounts in currencies of other countries is a rarity but there are.Some foreign banks, as a rule, created with the participation of Russian credit institutions that have correspondent accounts in Russia. This allows their clients to open ruble accounts and make transfers in Russia in its currency.
To transfer money you need the Bank details of the payee. The main thing - the account number. The rest you can copy from the official website of the beneficiary Bank. Each has a section "Details". You will need the details for international transfers (or transfers in foreign currencies).If you have Internet banking you can send money with it, by entering details in the required fields.
Another option is to visit the nearest Bank branch with your passport and give details for generating payment to the teller.
Users from Russia have the opportunity to receive and send money through MoneyBookers. To make a transfer to Russia with its help, you will need an account and the email address of the recipient, which is tied to his account in it. Well, the money in the account in the system should be sufficient.
Another popular international PayPal contains restrictions for users from Russia, therefore less preferred for such purposes.If you have a purse in the electronic payment system Webmoney or another, you can use it. Importantly, the recipient was a purse in it. Possible transfer money from the wallet one payment system no purse in the other, but in this case it will cost more.
When communicating with the recipient about the control number of the transfer, be careful. The slightest inaccuracy and the money he will not.

Problems will arise if you confuse one payment system to another: for example, send money "Unistream", and the recipient will seek a transfer in the system "Contact".
The same goes for Bank wire: one wrong letter and number - and money will crash between accounts and back to the sender only after some time.
Save documents received in the reception of the translation, until you have the recipient confirm that he is the money. If there is a dispute, they will be proof of your innocence.

Electronic payment system Yandex.Money foreigners better not to use it. It is intended only for residents of Russia. To open the wallet in it any. But if the system will require user authorization, then block his wallet. Alien she autoriserait, and his money in the blocked account will disappear.
Useful advice
Don't be fooled by advertising, payment systems, working mainly in Russia and the CIS. For transfers from abroad, preferably Western Union.

Advice 2 : How to transfer money to Russia from America

There are many ways to send money from US if required. It is best to learn about them as much as possible to find the one that best suit you and the time and cost.
How to transfer money to Russia from America
Use one of money transfer systems, for example, a widely accepted Western Union. This is convenient in case if a small amount is sent, and the money urgently need to. For this shipment come in one of the offices of the money transfer system and fill out the application for the transfer of funds. Specify the transfer amount in dollars, and the name and the city where the addressee lives. You can also choose the currency in which the transfer will be issued. Then pay the required amount including the fee to the cashier. You will receive a receipt which will specify the operation code. It will notify the recipient by phone or email. The money this man will be able to get in one of the partner offices of Western Union after a passport and code translation.
If your friend in Russia has a Bank account, put money on it. For this you will need to know not only the account number of the recipient, but also the correspondent account of the Bank, its international name, SWIFT code and if available the name of the Bank-contractor, through which hosts international currency transactions. This information can be found on the website of the Russian Bank or his employees by phone or in the office. Come to your American Bank and complete the paper for money transfer. In some cases you don't even have to come personally to the office - when technically possible, the transfer can be done via the Internet Bank.
Make a transfer using e-wallet for sending money. Carefully choose the sending system, as not all of them cooperate with Russia. For example, the popular PayPal system on the territory of Russia only accepts payments but does not allow a cash withdrawal. For getting suitable cash system MoneyBookers and several others. Sign up in the selected Internet-purse. Then top up the balance via money transfer or Bank card. After that you will be able to manage money, for example, send them to the recipient's wallet,well living in Russia. He is then able to spend these money on the Internet or cash, after payment of the fee.
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